Jumbo Refinance Loans

A jumbo refinance mortgage is a home loan of which value exceeds conventional refinance home loan limits which are set by Fannie Mae and Freddie Mac. Typically, jumbo refinance mortgages are used to refinance luxury, high-end properties, homes and condos. The jumbo refinance mortgage, conforming limit in “high-cost” areas is currently $625,500. Jumbo refinance mortgages also subject lenders to significantly higher risk due to the fact that if a jumbo mortgage loan defaults it would be harder to sell a luxury residence quickly for full price. With this in mind, the interest rate charged on a jumbo refinance mortgage loan is generally higher than a conforming refinance home loan and, depending on which lending you chose, the rate can fluctuate significantly. At Security America Mortgage, our team of jumbo refinance mortgage specialists are experts in all types of jumbo refinance mortgages and we offer extremely competitive, market rates. If you are looking to refinance your existing property with a jumbo refinance mortgage and want to streamline the entire process then contact us today by completing the form on this page or by calling 1-855-468-2669 to speak with someone immediately!