Do I need to have a property picked out?

Name: Security America Mortgage
Address: 7514 Shadyvilla Ln, Houston, Texas, 77055, United States
Telephone: +1(844) 920-2523
Price range: $000 - $2000

No, you can get pre-qualified before you even start looking for a property. This way you know what you can afford and what your payments will look like on the property that you end up choosing.