Do You Need a Minimum Credit Score for a Single Close Construction Loan?

Credit is just one factor used to decide how much you can finance with your one-time close construction loan. A credit score of 700 or above is considered low risk, while a score of 800 to 850 is exceptional – but even very affluent people do not always have a score this high. Our one-time close construction program requires a minimum credit score of 640. We will examine your entire financial outlook and work with you to find a loan solution that meets your needs. Current income and investments are weighted heavily.