How much will I pay?

This depends on the amount of your loan and other factors. For all loans, we’ll base your VA funding fee on:
  • The type of loan you get, and
  • The total amount of your loan. We’ll calculate your funding fee as a percentage of your total loan amount.
Depending on your loan type, we may also base your fee on:
  • Whether it’s your first time, or a subsequent time, using a VA-backed or VA direct home loan, and
  • Your down payment amount
Note: Your lender will also charge interest on the loan in addition to closing fees. Please be sure to talk to your lender about any loan costs that may be added to your loan amount.