What are the key benefits that Security America can offer you to get a Home Loan in Texas? A What are the key benefits that Security America can offer you to get a Home Loan in Texas? Office in Houston, Texas. VA, FHA, and All Home Loan Types. $0 Down Payment for VA Home Loans. No Need for Private Mortgage Insurance. Low Interest Rates. Lower Payments. Easier to Qualify. Relaxed Credit Standards.