Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of your loan in Louisiana And East Louisiana.
We’ll contact you when you are ready and provide a no-obligation prequalification consultation to help you estimate how much you may be able to borrow.
So are you ready to start the VA home loan process? If so, simply fill out the quick one-minute form or give us a call at (866) 935-1112.
The VA home loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA loan to both a conventional loan and an FHA loan you will quickly find out that the VA loan cannot be beat. VA loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about conventional or FHA mortgages.
The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash-Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash-Out Refinance allows someone who currently has a VA loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.
Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000.
When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all the benefits the general VA loan.
Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress-free as possible.
No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.
Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!
Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!
Veterans can achieve their dream of owning a home with the VA home loan benefit. If you are interested in buying your new house of your dreams, don’t hesitate to contact us by filling out the form below. Our Loan Officers are highly trained and experts in this field. We will help you through the entire process hassle free. We have been helping veterans get the home of their dreams for many years, you can read our testimonials here, hundreds of Veterans now are home owners, join them today.
Work with your local Louisiana VA Loan Specialist!
Residential Mortgage Loan Originator, NMLS 1159855 Security America Mortgage, NMLS 355253 Branch, NMLS 1180830 504-208-4312 Jessica@securityamericamortgage.com
Although I have worked in real estate in many capacities over the years, nothing brings me more pleasure than serving our Veterans and helping them achieve homeownership.
I’ve taught thousands of people how to provide excellent customer service throughout the years and “Serving those who have served us” is a passion of mine that drives me in what I do each and every day.
I achieved my undergraduate in Psychology from Purdue University and my Masters of Business Administration from the University of Houston. I feel that my background in learning how to work with people, combined with my business education, has given me the well-rounded aptitude needed to excel in today’s mortgage industry.
Many of my family members have served in the armed forces – my Grandfather in the Korean war, uncles in the Vietnam war, and cousins currently serving in the Army. This close connection to our military gives me an extra sense of pride in serving our country’s Veterans.
Apply for a Louisiana VA Home Loan or VA Refinance cash out today! We specialize in Veteran Home Loans of home-ownership to veterans who might otherwise struggle to obtain financing. VA loans require no down payment or private mortgage insurance. The VA Mortgage Loan program is the most powerful home loan program on the market for many veterans. Talk to our friendly staff today!
Thousands of Happy Home-Owners!
Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!
Click edit button to change this text.Learn about the Louisiana VA Jumbo Loan limits. Thinking about applying for a VA Loan in the state of Louisiana? Here’s what you should know!
| FIPS State Code | FIPS County Code | County Name | State | CBSA Number | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
|---|---|---|---|---|---|---|---|---|
| 22 | 001 | ACADIA | LA | 29180 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 003 | ALLEN | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 005 | ASCENSION | LA | 12940 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 007 | ASSUMPTION | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 009 | AVOYELLES | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 011 | BEAUREGARD | LA | 19760 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 013 | BIENVILLE | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 015 | BOSSIER | LA | 43340 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 017 | CADDO | LA | 43340 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 019 | CALCASIEU | LA | 29340 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 021 | CALDWELL | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 023 | CAMERON | LA | 29340 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 025 | CATAHOULA | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 027 | CLAIBORNE | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 029 | CONCORDIA | LA | 35020 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 031 | DE SOTO | LA | 43340 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 033 | EAST BATON ROUG | LA | 12940 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 035 | EAST CARROLL | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 037 | EAST FELICIANA | LA | 12940 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 039 | EVANGELINE | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 041 | FRANKLIN | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 043 | GRANT | LA | 10780 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 045 | IBERIA | LA | 29180 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 047 | IBERVILLE | LA | 12940 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 049 | JACKSON | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 051 | JEFFERSON | LA | 35380 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 053 | JEFFERSON DAVIS | LA | 27660 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 055 | LAFAYETTE | LA | 29180 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 057 | LAFOURCHE | LA | 26380 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 059 | LASALLE | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 061 | LINCOLN | LA | 40820 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 063 | LIVINGSTON | LA | 12940 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 065 | MADISON | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 067 | MOREHOUSE | LA | 12820 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 069 | NATCHITOCHES | LA | 35060 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 071 | ORLEANS | LA | 35380 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 073 | OUACHITA | LA | 33740 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 075 | PLAQUEMINES | LA | 35380 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 077 | POINTE COUPEE | LA | 12940 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 079 | RAPIDES | LA | 10780 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 081 | RED RIVER | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 083 | RICHLAND | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 085 | SABINE | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 087 | ST. BERNARD | LA | 35380 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 089 | ST. CHARLES | LA | 35380 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 091 | ST. HELENA | LA | 12940 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 093 | ST. JAMES | LA | 35380 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 095 | ST. JOHN THE BA | LA | 35380 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 097 | ST. LANDRY | LA | 36660 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 099 | ST. MARTIN | LA | 29180 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 101 | ST. MARY | LA | 34020 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 103 | ST. TAMMANY | LA | 35380 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 105 | TANGIPAHOA | LA | 25220 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 107 | TENSAS | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 109 | TERREBONNE | LA | 26380 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 111 | UNION | LA | 33740 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 113 | VERMILION | LA | 29180 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 115 | VERNON | LA | 22860 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 117 | WASHINGTON | LA | 14220 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 119 | WEBSTER | LA | 43340 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 121 | WEST BATON ROUG | LA | 12940 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 123 | WEST CARROLL | LA | $453,100 | $580,150 | $701,250 | $871,450 | |
| 22 | 125 | WEST FELICIANA | LA | 12940 | $453,100 | $580,150 | $701,250 | $871,450 |
| 22 | 127 | WINN | LA | $453,100 | $580,150 | $701,250 | $871,450 |