We Are Committed to Make your Dream VA Home Loan in Lousiana and East Louisiana a Reality

Get Pre-Qualified for a VA loan in Louisiana And East Louisiana

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of your loan in Louisiana And East Louisiana.

We’ll contact you when you are ready and provide a no-obligation prequalification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the VA home loan process? If so, simply fill out the quick one-minute form or give us a call at (866) 935-1112.

Why should I get a VA Loan?

The VA home loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA loan to both a conventional loan and an FHA loan you will quickly find out that the VA loan cannot be beat. VA loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash-Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash-Out Refinance allows someone who currently has a VA loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a VA Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000.

When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all the benefits the general VA loan.

These are the key benefits that Security America can offer for a VA Home loan in Louisiana And East Louisiana

  • We Offer VA, FHA, and All Home Loan Types.
  • $0 Down Payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low-Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress-free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a VA Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Veterans can achieve their dream of owning a home with the VA home loan benefit. If you are interested in buying your new house of your dreams, don’t hesitate to contact us by filling out the form below. Our Loan Officers are highly trained and experts in this field. We will help you through the entire process hassle free. We have been helping veterans get the home of their dreams for many years, you can read our testimonials here, hundreds of Veterans now are home owners, join them today.

Non Conforming Loan
VA Loan Louisiana

Work with your local Louisiana VA Loan Specialist!

Jessica Baudoin

Residential Mortgage Loan Originator, NMLS 1159855 Security America Mortgage, NMLS 355253 Branch, NMLS 1180830 504-208-4312 Jessica@securityamericamortgage.com

Although I have worked in real estate in many capacities over the years, nothing brings me more pleasure than serving our Veterans and helping them achieve homeownership.

I’ve taught thousands of people how to provide excellent customer service throughout the years and “Serving those who have served us” is a passion of mine that drives me in what I do each and every day.

I achieved my undergraduate in Psychology from Purdue University and my Masters of Business Administration from the University of Houston. I feel that my background in learning how to work with people, combined with my business education, has given me the well-rounded aptitude needed to excel in today’s mortgage industry.

Many of my family members have served in the armed forces – my Grandfather in the Korean war, uncles in the Vietnam war, and cousins currently serving in the Army. This close connection to our military gives me an extra sense of pride in serving our country’s Veterans.

VA Loan Louisiana

Apply for a Louisiana VA Home Loan or VA Refinance cash out today! We specialize in Veteran Home Loans of home-ownership to veterans who might otherwise struggle to obtain financing. VA loans require no down payment or private mortgage insurance. The VA Mortgage Loan program is the most powerful home loan program on the market for many veterans. Talk to our friendly staff today!

Thousands of Happy Home-Owners!

Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!

WE ARE DEDICATED TO SERVING

THOSE WHO SERVED.

One Time Close Construction Loan

Louisiana VA Jumbo Loan Limits

Click edit button to change this text.Learn about the Louisiana VA Jumbo Loan limits. Thinking about applying for a VA Loan in the state of Louisiana? Here’s what you should know!

FIPS State CodeFIPS County CodeCounty NameStateCBSA NumberOne-Unit LimitTwo-Unit LimitThree-Unit LimitFour-Unit Limit
22001ACADIALA29180 $453,100 $580,150 $701,250 $871,450
22003ALLENLA  $453,100 $580,150 $701,250 $871,450
22005ASCENSIONLA12940 $453,100 $580,150 $701,250 $871,450
22007ASSUMPTIONLA  $453,100 $580,150 $701,250 $871,450
22009AVOYELLESLA  $453,100 $580,150 $701,250 $871,450
22011BEAUREGARDLA19760 $453,100 $580,150 $701,250 $871,450
22013BIENVILLELA  $453,100 $580,150 $701,250 $871,450
22015BOSSIERLA43340 $453,100 $580,150 $701,250 $871,450
22017CADDOLA43340 $453,100 $580,150 $701,250 $871,450
22019CALCASIEULA29340 $453,100 $580,150 $701,250 $871,450
22021CALDWELLLA  $453,100 $580,150 $701,250 $871,450
22023CAMERONLA29340 $453,100 $580,150 $701,250 $871,450
22025CATAHOULALA  $453,100 $580,150 $701,250 $871,450
22027CLAIBORNELA  $453,100 $580,150 $701,250 $871,450
22029CONCORDIALA35020 $453,100 $580,150 $701,250 $871,450
22031DE SOTOLA43340 $453,100 $580,150 $701,250 $871,450
22033EAST BATON ROUGLA12940 $453,100 $580,150 $701,250 $871,450
22035EAST CARROLLLA  $453,100 $580,150 $701,250 $871,450
22037EAST FELICIANALA12940 $453,100 $580,150 $701,250 $871,450
22039EVANGELINELA  $453,100 $580,150 $701,250 $871,450
22041FRANKLINLA  $453,100 $580,150 $701,250 $871,450
22043GRANTLA10780 $453,100 $580,150 $701,250 $871,450
22045IBERIALA29180 $453,100 $580,150 $701,250 $871,450
22047IBERVILLELA12940 $453,100 $580,150 $701,250 $871,450
22049JACKSONLA  $453,100 $580,150 $701,250 $871,450
22051JEFFERSONLA35380 $453,100 $580,150 $701,250 $871,450
22053JEFFERSON DAVISLA27660 $453,100 $580,150 $701,250 $871,450
22055LAFAYETTELA29180 $453,100 $580,150 $701,250 $871,450
22057LAFOURCHELA26380 $453,100 $580,150 $701,250 $871,450
22059LASALLELA  $453,100 $580,150 $701,250 $871,450
22061LINCOLNLA40820 $453,100 $580,150 $701,250 $871,450
22063LIVINGSTONLA12940 $453,100 $580,150 $701,250 $871,450
22065MADISONLA  $453,100 $580,150 $701,250 $871,450
22067MOREHOUSELA12820 $453,100 $580,150 $701,250 $871,450
22069NATCHITOCHESLA35060 $453,100 $580,150 $701,250 $871,450
22071ORLEANSLA35380 $453,100 $580,150 $701,250 $871,450
22073OUACHITALA33740 $453,100 $580,150 $701,250 $871,450
22075PLAQUEMINESLA35380 $453,100 $580,150 $701,250 $871,450
22077POINTE COUPEELA12940 $453,100 $580,150 $701,250 $871,450
22079RAPIDESLA10780 $453,100 $580,150 $701,250 $871,450
22081RED RIVERLA  $453,100 $580,150 $701,250 $871,450
22083RICHLANDLA  $453,100 $580,150 $701,250 $871,450
22085SABINELA  $453,100 $580,150 $701,250 $871,450
22087ST. BERNARDLA35380 $453,100 $580,150 $701,250 $871,450
22089ST. CHARLESLA35380 $453,100 $580,150 $701,250 $871,450
22091ST. HELENALA12940 $453,100 $580,150 $701,250 $871,450
22093ST. JAMESLA35380 $453,100 $580,150 $701,250 $871,450
22095ST. JOHN THE BALA35380 $453,100 $580,150 $701,250 $871,450
22097ST. LANDRYLA36660 $453,100 $580,150 $701,250 $871,450
22099ST. MARTINLA29180 $453,100 $580,150 $701,250 $871,450
22101ST. MARYLA34020 $453,100 $580,150 $701,250 $871,450
22103ST. TAMMANYLA35380 $453,100 $580,150 $701,250 $871,450
22105TANGIPAHOALA25220 $453,100 $580,150 $701,250 $871,450
22107TENSASLA  $453,100 $580,150 $701,250 $871,450
22109TERREBONNELA26380 $453,100 $580,150 $701,250 $871,450
22111UNIONLA33740 $453,100 $580,150 $701,250 $871,450
22113VERMILIONLA29180 $453,100 $580,150 $701,250 $871,450
22115VERNONLA22860 $453,100 $580,150 $701,250 $871,450
22117WASHINGTONLA14220 $453,100 $580,150 $701,250 $871,450
22119WEBSTERLA43340 $453,100 $580,150 $701,250 $871,450
22121WEST BATON ROUGLA12940 $453,100 $580,150 $701,250 $871,450
22123WEST CARROLLLA  $453,100 $580,150 $701,250 $871,450
22125WEST FELICIANALA12940 $453,100 $580,150 $701,250 $871,450
22127WINNLA  $453,100 $580,150 $701,250 $871,450