We Are Committed to Make your Dream VA Home Loan in Lousiana and East Louisiana a Reality

Get Pre-Qualified for a VA loan in Louisiana And East Louisiana

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of your loan in Louisiana And East Louisiana.

We’ll contact you when you are ready and provide a no-obligation prequalification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the VA home loan process? If so, simply fill out the quick one-minute form or give us a call at (866) 935-1112.

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Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a VA Home loan in Louisiana And East Louisiana

We offer VA, FHA, and All home loan types.
$0 Down Payment for VA Home Loans.
No Need for Private Mortgage Insurance.
Low Interest Rates.
Lower Payments.
Easier to Qualify.
Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

VA Mortgage Loans Benefits

No mortgage insurance

Since the VA guarantees the lender the top 25 percent of the loan, no mortgage insurance is required. Most conventional loans require a borrower to put down at least 20 percent of the purchase price or pay mortgage insurance. Mortgage insurance can be costly and does not ever go towards reducing your principal balance.

Low-interest rate

Because the Department of Veteran Affairs guarantees each loan, interest rates are typically 0.25 to 1 percent lower than those of conventional loans.

No down payment

Saving enough money for a down payment can be especially difficult for active duty service members who are moving from base to base. Since there is no down payment required for a VA Home Loan, many veterans can purchase a home with little to no money out of pocket.

VA Loan Louisiana

Apply for a Louisiana VA Home Loan or VA Refinance cash out today! We specialize in Veteran Home Loans of home-ownership to veterans who might otherwise struggle to obtain financing. VA loans require no down payment or private mortgage insurance. The VA Mortgage Loan program is the most powerful home loan program on the market for many veterans. Talk to our friendly staff today!

Work with your local Louisiana VA Loan Specialist!

Jessica Baudoin

Residential Mortgage Loan Originator, NMLS 1159855 Security America Mortgage, NMLS 355253 Branch, NMLS 1180830 504-208-4312 Jessica@securityamericamortgage.com

Although I have worked in real estate in many capacities over the years, nothing brings me more pleasure than serving our Veterans and helping them achieve homeownership.

I’ve taught thousands of people how to provide excellent customer service throughout the years and “Serving those who have served us” is a passion of mine that drives me in what I do each and every day.

I achieved my undergraduate in Psychology from Purdue University and my Masters of Business Administration from the University of Houston. I feel that my background in learning how to work with people, combined with my business education, has given me the well-rounded aptitude needed to excel in today’s mortgage industry.

Many of my family members have served in the armed forces – my Grandfather in the Korean war, uncles in the Vietnam war, and cousins currently serving in the Army. This close connection to our military gives me an extra sense of pride in serving our country’s Veterans.

Non Conforming Loan

Get Your VA Home Loan in Illinois Today!

Veterans can achieve their dream of owning a home with the VA home loan benefit. If you are interested in buying your new house of your dreams, don’t hesitate to contact us by filling out the form below. Our Loan Officers are highly trained and experts in this field. We will help you through the entire process hassle free. We have been helping veterans get the home of their dreams for many years, you can read our testimonials here, hundreds of Veterans now are home owners, join them today.

Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!

Louisiana VA Jumbo Loan Limits

Click edit button to change this text.Learn about the Louisiana VA Jumbo Loan limits. Thinking about applying for a VA Loan in the state of Louisiana? Here’s what you should know!

FIPS State Code FIPS County Code County Name State CBSA Number One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
22 001 ACADIA LA 29180 $453,100 $580,150 $701,250 $871,450
22 003 ALLEN LA $453,100 $580,150 $701,250 $871,450
22 005 ASCENSION LA 12940 $453,100 $580,150 $701,250 $871,450
22 007 ASSUMPTION LA $453,100 $580,150 $701,250 $871,450
22 009 AVOYELLES LA $453,100 $580,150 $701,250 $871,450
22 011 BEAUREGARD LA 19760 $453,100 $580,150 $701,250 $871,450
22 013 BIENVILLE LA $453,100 $580,150 $701,250 $871,450
22 015 BOSSIER LA 43340 $453,100 $580,150 $701,250 $871,450
22 017 CADDO LA 43340 $453,100 $580,150 $701,250 $871,450
22 019 CALCASIEU LA 29340 $453,100 $580,150 $701,250 $871,450
22 021 CALDWELL LA $453,100 $580,150 $701,250 $871,450
22 023 CAMERON LA 29340 $453,100 $580,150 $701,250 $871,450
22 025 CATAHOULA LA $453,100 $580,150 $701,250 $871,450
22 027 CLAIBORNE LA $453,100 $580,150 $701,250 $871,450
22 029 CONCORDIA LA 35020 $453,100 $580,150 $701,250 $871,450
22 031 DE SOTO LA 43340 $453,100 $580,150 $701,250 $871,450
22 033 EAST BATON ROUG LA 12940 $453,100 $580,150 $701,250 $871,450
22 035 EAST CARROLL LA $453,100 $580,150 $701,250 $871,450
22 037 EAST FELICIANA LA 12940 $453,100 $580,150 $701,250 $871,450
22 039 EVANGELINE LA $453,100 $580,150 $701,250 $871,450
22 041 FRANKLIN LA $453,100 $580,150 $701,250 $871,450
22 043 GRANT LA 10780 $453,100 $580,150 $701,250 $871,450
22 045 IBERIA LA 29180 $453,100 $580,150 $701,250 $871,450
22 047 IBERVILLE LA 12940 $453,100 $580,150 $701,250 $871,450
22 049 JACKSON LA $453,100 $580,150 $701,250 $871,450
22 051 JEFFERSON LA 35380 $453,100 $580,150 $701,250 $871,450
22 053 JEFFERSON DAVIS LA 27660 $453,100 $580,150 $701,250 $871,450
22 055 LAFAYETTE LA 29180 $453,100 $580,150 $701,250 $871,450
22 057 LAFOURCHE LA 26380 $453,100 $580,150 $701,250 $871,450
22 059 LASALLE LA $453,100 $580,150 $701,250 $871,450
22 061 LINCOLN LA 40820 $453,100 $580,150 $701,250 $871,450
22 063 LIVINGSTON LA 12940 $453,100 $580,150 $701,250 $871,450
22 065 MADISON LA $453,100 $580,150 $701,250 $871,450
22 067 MOREHOUSE LA 12820 $453,100 $580,150 $701,250 $871,450
22 069 NATCHITOCHES LA 35060 $453,100 $580,150 $701,250 $871,450
22 071 ORLEANS LA 35380 $453,100 $580,150 $701,250 $871,450
22 073 OUACHITA LA 33740 $453,100 $580,150 $701,250 $871,450
22 075 PLAQUEMINES LA 35380 $453,100 $580,150 $701,250 $871,450
22 077 POINTE COUPEE LA 12940 $453,100 $580,150 $701,250 $871,450
22 079 RAPIDES LA 10780 $453,100 $580,150 $701,250 $871,450
22 081 RED RIVER LA $453,100 $580,150 $701,250 $871,450
22 083 RICHLAND LA $453,100 $580,150 $701,250 $871,450
22 085 SABINE LA $453,100 $580,150 $701,250 $871,450
22 087 ST. BERNARD LA 35380 $453,100 $580,150 $701,250 $871,450
22 089 ST. CHARLES LA 35380 $453,100 $580,150 $701,250 $871,450
22 091 ST. HELENA LA 12940 $453,100 $580,150 $701,250 $871,450
22 093 ST. JAMES LA 35380 $453,100 $580,150 $701,250 $871,450
22 095 ST. JOHN THE BA LA 35380 $453,100 $580,150 $701,250 $871,450
22 097 ST. LANDRY LA 36660 $453,100 $580,150 $701,250 $871,450
22 099 ST. MARTIN LA 29180 $453,100 $580,150 $701,250 $871,450
22 101 ST. MARY LA 34020 $453,100 $580,150 $701,250 $871,450
22 103 ST. TAMMANY LA 35380 $453,100 $580,150 $701,250 $871,450
22 105 TANGIPAHOA LA 25220 $453,100 $580,150 $701,250 $871,450
22 107 TENSAS LA $453,100 $580,150 $701,250 $871,450
22 109 TERREBONNE LA 26380 $453,100 $580,150 $701,250 $871,450
22 111 UNION LA 33740 $453,100 $580,150 $701,250 $871,450
22 113 VERMILION LA 29180 $453,100 $580,150 $701,250 $871,450
22 115 VERNON LA 22860 $453,100 $580,150 $701,250 $871,450
22 117 WASHINGTON LA 14220 $453,100 $580,150 $701,250 $871,450
22 119 WEBSTER LA 43340 $453,100 $580,150 $701,250 $871,450
22 121 WEST BATON ROUG LA 12940 $453,100 $580,150 $701,250 $871,450
22 123 WEST CARROLL LA $453,100 $580,150 $701,250 $871,450
22 125 WEST FELICIANA LA 12940 $453,100 $580,150 $701,250 $871,450
22 127 WINN LA $453,100 $580,150 $701,250 $871,450

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