Apply for a VA Home Loan in Oklahoma and make your Dream House a Reality

Get Pre-Qualified for a VA loan in Oklahoma

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of your loan in Oklahoma.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the VA home loan process? If so, simply fill out the quick one-minute form or give us a call at (866) 935-1112.

Why should I get a VA Loan?

The VA home loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA loan to both a conventional loan and an FHA loan you will quickly find out that the VA loan cannot be beat.

VA loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA loan Refinance, including a VA Streamline Refinance and a Cash-Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash-Out Refinance allows someone who currently has a VA loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a VA Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000.

When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all the benefits of the general VA loan.

These are the key benefits that Security America can offer for a VA Home loan in Oklahoma

  • We Offer VA, FHA, and All Home Loan Types.
  • $0 Down Payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low-Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress-free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance, and usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a VA Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Oklahoma VA Jumbo Loan Limits

Thinking about applying for a VA Loan in the state of Oklahoma? Learn about the Oklahoma VA Jumbo Loan limits.  Here’s what you should know!

FIPS State CodeFIPS County CodeCounty NameStateCBSA NumberOne-Unit LimitTwo-Unit LimitThree-Unit LimitFour-Unit Limit
40001ADAIROK  $453,100 $580,150 $701,250 $871,450
40003ALFALFAOK  $453,100 $580,150 $701,250 $871,450
40005ATOKAOK  $453,100 $580,150 $701,250 $871,450
40007BEAVEROK  $453,100 $580,150 $701,250 $871,450
40009BECKHAMOK21120 $453,100 $580,150 $701,250 $871,450
40011BLAINEOK  $453,100 $580,150 $701,250 $871,450
40013BRYANOK20460 $453,100 $580,150 $701,250 $871,450
40015CADDOOK  $453,100 $580,150 $701,250 $871,450
40017CANADIANOK36420 $453,100 $580,150 $701,250 $871,450
40019CARTEROK11620 $453,100 $580,150 $701,250 $871,450
40021CHEROKEEOK45140 $453,100 $580,150 $701,250 $871,450
40023CHOCTAWOK  $453,100 $580,150 $701,250 $871,450
40025CIMARRONOK  $453,100 $580,150 $701,250 $871,450
40027CLEVELANDOK36420 $453,100 $580,150 $701,250 $871,450
40029COALOK  $453,100 $580,150 $701,250 $871,450
40031COMANCHEOK30020 $453,100 $580,150 $701,250 $871,450
40033COTTONOK30020 $453,100 $580,150 $701,250 $871,450
40035CRAIGOK  $453,100 $580,150 $701,250 $871,450
40037CREEKOK46140 $453,100 $580,150 $701,250 $871,450
40039CUSTEROK48220 $453,100 $580,150 $701,250 $871,450
40041DELAWAREOK  $453,100 $580,150 $701,250 $871,450
40043DEWEYOK  $453,100 $580,150 $701,250 $871,450
40045ELLISOK  $453,100 $580,150 $701,250 $871,450
40047GARFIELDOK21420 $453,100 $580,150 $701,250 $871,450
40049GARVINOK  $453,100 $580,150 $701,250 $871,450
40051GRADYOK36420 $453,100 $580,150 $701,250 $871,450
40053GRANTOK  $453,100 $580,150 $701,250 $871,450
40055GREEROK  $453,100 $580,150 $701,250 $871,450
40057HARMONOK  $453,100 $580,150 $701,250 $871,450
40059HARPEROK  $453,100 $580,150 $701,250 $871,450
40061HASKELLOK  $453,100 $580,150 $701,250 $871,450
40063HUGHESOK  $453,100 $580,150 $701,250 $871,450
40065JACKSONOK11060 $453,100 $580,150 $701,250 $871,450
40067JEFFERSONOK  $453,100 $580,150 $701,250 $871,450
40069JOHNSTONOK  $453,100 $580,150 $701,250 $871,450
40071KAYOK38620 $453,100 $580,150 $701,250 $871,450
40073KINGFISHEROK  $453,100 $580,150 $701,250 $871,450
40075KIOWAOK  $453,100 $580,150 $701,250 $871,450
40077LATIMEROK  $453,100 $580,150 $701,250 $871,450
40079LE FLOREOK22900 $453,100 $580,150 $701,250 $871,450
40081LINCOLNOK36420 $453,100 $580,150 $701,250 $871,450
40083LOGANOK36420 $453,100 $580,150 $701,250 $871,450
40085LOVEOK  $453,100 $580,150 $701,250 $871,450
40087MCCLAINOK36420 $453,100 $580,150 $701,250 $871,450
40089MCCURTAINOK  $453,100 $580,150 $701,250 $871,450
40091MCINTOSHOK  $453,100 $580,150 $701,250 $871,450
40093MAJOROK  $453,100 $580,150 $701,250 $871,450
40095MARSHALLOK  $453,100 $580,150 $701,250 $871,450
40097MAYESOK  $453,100 $580,150 $701,250 $871,450
40099MURRAYOK  $453,100 $580,150 $701,250 $871,450
40101MUSKOGEEOK34780 $453,100 $580,150 $701,250 $871,450
40103NOBLEOK  $453,100 $580,150 $701,250 $871,450
40105NOWATAOK  $453,100 $580,150 $701,250 $871,450
40107OKFUSKEEOK  $453,100 $580,150 $701,250 $871,450
40109OKLAHOMAOK36420 $453,100 $580,150 $701,250 $871,450
40111OKMULGEEOK46140 $453,100 $580,150 $701,250 $871,450
40113OSAGEOK46140 $453,100 $580,150 $701,250 $871,450
40115OTTAWAOK33060 $453,100 $580,150 $701,250 $871,450
40117PAWNEEOK46140 $453,100 $580,150 $701,250 $871,450
40119PAYNEOK44660 $453,100 $580,150 $701,250 $871,450
40121PITTSBURGOK32540 $453,100 $580,150 $701,250 $871,450
40123PONTOTOCOK10220 $453,100 $580,150 $701,250 $871,450
40125POTTAWATOMIEOK43060 $453,100 $580,150 $701,250 $871,450
40127PUSHMATAHAOK  $453,100 $580,150 $701,250 $871,450
40129ROGER MILLSOK  $453,100 $580,150 $701,250 $871,450
40131ROGERSOK46140 $453,100 $580,150 $701,250 $871,450
40133SEMINOLEOK  $453,100 $580,150 $701,250 $871,450
40135SEQUOYAHOK22900 $453,100 $580,150 $701,250 $871,450
40137STEPHENSOK20340 $453,100 $580,150 $701,250 $871,450
40139TEXASOK25100 $453,100 $580,150 $701,250 $871,450
40141TILLMANOK  $453,100 $580,150 $701,250 $871,450
40143TULSAOK46140 $453,100 $580,150 $701,250 $871,450
40145WAGONEROK46140 $453,100 $580,150 $701,250 $871,450
40147WASHINGTONOK12780 $453,100 $580,150 $701,250 $871,450
40149WASHITAOK  $453,100 $580,150 $701,250 $871,450
40151WOODSOK  $453,100 $580,150 $701,250 $871,450
40153WOODWARDOK49260 $453,100 $580,150 $701,250 $871,450