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Apply for a VA Home Loan in Oklahoma and make your Dream House a Reality

Get Pre-Qualified for a VA loan in Oklahoma

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of your loan in Oklahoma.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the VA home loan process? If so, simply fill out the quick one-minute form

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Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance , including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a VA Home loan in Oklahoma

We offer VA, FHA, and All home loan types.
$0 Down Payment for VA Home Loans.
No Need for Private Mortgage Insurance.
Competitive Interests Rates.
Lower Payments.
Easier to Qualify.
Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

VA Mortgage Loans Benefits

No mortgage insurance

Since the VA guarantees the lender the top 25 percent of the loan, no mortgage insurance is required. Most conventional loans require a borrower to put down at least 20 percent of the purchase price or pay mortgage insurance. Mortgage insurance can be costly and does not ever go towards reducing your principal balance.

Competitive Interests Rates

Because the Department of Veteran Affairs guarantees each loan, interest rates are typically 0.25 to 1 percent lower than those of conventional loans.

No down payment

Saving enough money for a down payment can be especially difficult for active duty service members who are moving from base to base. Since there is no down payment required for a VA Home Loan, many veterans can purchase a home with little to no money out of pocket.

Oklahoma VA Jumbo Loan Limits

Thinking about applying for a VA Loan in the state of Oklahoma? Learn about the Oklahoma VA Jumbo Loan limits.  Here’s what you should know!

FIPS State Code FIPS County Code County Name State CBSA Number One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
40 001 ADAIR OK $453,100 $580,150 $701,250 $871,450
40 003 ALFALFA OK $453,100 $580,150 $701,250 $871,450
40 005 ATOKA OK $453,100 $580,150 $701,250 $871,450
40 007 BEAVER OK $453,100 $580,150 $701,250 $871,450
40 009 BECKHAM OK 21120 $453,100 $580,150 $701,250 $871,450
40 011 BLAINE OK $453,100 $580,150 $701,250 $871,450
40 013 BRYAN OK 20460 $453,100 $580,150 $701,250 $871,450
40 015 CADDO OK $453,100 $580,150 $701,250 $871,450
40 017 CANADIAN OK 36420 $453,100 $580,150 $701,250 $871,450
40 019 CARTER OK 11620 $453,100 $580,150 $701,250 $871,450
40 021 CHEROKEE OK 45140 $453,100 $580,150 $701,250 $871,450
40 023 CHOCTAW OK $453,100 $580,150 $701,250 $871,450
40 025 CIMARRON OK $453,100 $580,150 $701,250 $871,450
40 027 CLEVELAND OK 36420 $453,100 $580,150 $701,250 $871,450
40 029 COAL OK $453,100 $580,150 $701,250 $871,450
40 031 COMANCHE OK 30020 $453,100 $580,150 $701,250 $871,450
40 033 COTTON OK 30020 $453,100 $580,150 $701,250 $871,450
40 035 CRAIG OK $453,100 $580,150 $701,250 $871,450
40 037 CREEK OK 46140 $453,100 $580,150 $701,250 $871,450
40 039 CUSTER OK 48220 $453,100 $580,150 $701,250 $871,450
40 041 DELAWARE OK $453,100 $580,150 $701,250 $871,450
40 043 DEWEY OK $453,100 $580,150 $701,250 $871,450
40 045 ELLIS OK $453,100 $580,150 $701,250 $871,450
40 047 GARFIELD OK 21420 $453,100 $580,150 $701,250 $871,450
40 049 GARVIN OK $453,100 $580,150 $701,250 $871,450
40 051 GRADY OK 36420 $453,100 $580,150 $701,250 $871,450
40 053 GRANT OK $453,100 $580,150 $701,250 $871,450
40 055 GREER OK $453,100 $580,150 $701,250 $871,450
40 057 HARMON OK $453,100 $580,150 $701,250 $871,450
40 059 HARPER OK $453,100 $580,150 $701,250 $871,450
40 061 HASKELL OK $453,100 $580,150 $701,250 $871,450
40 063 HUGHES OK $453,100 $580,150 $701,250 $871,450
40 065 JACKSON OK 11060 $453,100 $580,150 $701,250 $871,450
40 067 JEFFERSON OK $453,100 $580,150 $701,250 $871,450
40 069 JOHNSTON OK $453,100 $580,150 $701,250 $871,450
40 071 KAY OK 38620 $453,100 $580,150 $701,250 $871,450
40 073 KINGFISHER OK $453,100 $580,150 $701,250 $871,450
40 075 KIOWA OK $453,100 $580,150 $701,250 $871,450
40 077 LATIMER OK $453,100 $580,150 $701,250 $871,450
40 079 LE FLORE OK 22900 $453,100 $580,150 $701,250 $871,450
40 081 LINCOLN OK 36420 $453,100 $580,150 $701,250 $871,450
40 083 LOGAN OK 36420 $453,100 $580,150 $701,250 $871,450
40 085 LOVE OK $453,100 $580,150 $701,250 $871,450
40 087 MCCLAIN OK 36420 $453,100 $580,150 $701,250 $871,450
40 089 MCCURTAIN OK $453,100 $580,150 $701,250 $871,450
40 091 MCINTOSH OK $453,100 $580,150 $701,250 $871,450
40 093 MAJOR OK $453,100 $580,150 $701,250 $871,450
40 095 MARSHALL OK $453,100 $580,150 $701,250 $871,450
40 097 MAYES OK $453,100 $580,150 $701,250 $871,450
40 099 MURRAY OK $453,100 $580,150 $701,250 $871,450
40 101 MUSKOGEE OK 34780 $453,100 $580,150 $701,250 $871,450
40 103 NOBLE OK $453,100 $580,150 $701,250 $871,450
40 105 NOWATA OK $453,100 $580,150 $701,250 $871,450
40 107 OKFUSKEE OK $453,100 $580,150 $701,250 $871,450
40 109 OKLAHOMA OK 36420 $453,100 $580,150 $701,250 $871,450
40 111 OKMULGEE OK 46140 $453,100 $580,150 $701,250 $871,450
40 113 OSAGE OK 46140 $453,100 $580,150 $701,250 $871,450
40 115 OTTAWA OK 33060 $453,100 $580,150 $701,250 $871,450
40 117 PAWNEE OK 46140 $453,100 $580,150 $701,250 $871,450
40 119 PAYNE OK 44660 $453,100 $580,150 $701,250 $871,450
40 121 PITTSBURG OK 32540 $453,100 $580,150 $701,250 $871,450
40 123 PONTOTOC OK 10220 $453,100 $580,150 $701,250 $871,450
40 125 POTTAWATOMIE OK 43060 $453,100 $580,150 $701,250 $871,450
40 127 PUSHMATAHA OK $453,100 $580,150 $701,250 $871,450
40 129 ROGER MILLS OK $453,100 $580,150 $701,250 $871,450
40 131 ROGERS OK 46140 $453,100 $580,150 $701,250 $871,450
40 133 SEMINOLE OK $453,100 $580,150 $701,250 $871,450
40 135 SEQUOYAH OK 22900 $453,100 $580,150 $701,250 $871,450
40 137 STEPHENS OK 20340 $453,100 $580,150 $701,250 $871,450
40 139 TEXAS OK 25100 $453,100 $580,150 $701,250 $871,450
40 141 TILLMAN OK $453,100 $580,150 $701,250 $871,450
40 143 TULSA OK 46140 $453,100 $580,150 $701,250 $871,450
40 145 WAGONER OK 46140 $453,100 $580,150 $701,250 $871,450
40 147 WASHINGTON OK 12780 $453,100 $580,150 $701,250 $871,450
40 149 WASHITA OK $453,100 $580,150 $701,250 $871,450
40 151 WOODS OK $453,100 $580,150 $701,250 $871,450
40 153 WOODWARD OK 49260 $453,100 $580,150 $701,250 $871,450

More Calculators

VA Loan Calculator

Determine how much home you can afford.

 Funding Fee Calculator

Learn what it costs to fund a VA loan.

BAH Calculator

Calculate your Basic Housing Allowance.

VA Loan Limit Calculator

Find out how much you can borrow for $0 down.

Affordable Calculator

Estimate your loan preapproval amount based on your income and expenses.

Construction Loan Calculator

Obtain a construction loan for building or improving a home

VA Refinance Calculator

See if refinancing makes sense for you.

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