Our Mission is to Make Your Dream Home in Virginia And West Virginia a Reality

Get Pre-Qualified for a loan in Virginia And West Virginia

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Virginia And West Virginia.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

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Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Virginia And West Virginia

  • We offer VA, FHA, and All home loan types.
  • $0 Down payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Virginia VA Jumbo Loan Limits

Learn about the Virginia VA Jumbo Loan limits. Thinking about applying for a VA Loan in the state of Virginia? Here’s what you should know!

FIPS State CodeFIPS County CodeCounty NameStateCBSA NumberOne-Unit LimitTwo-Unit LimitThree-Unit LimitFour-Unit Limit
51001ACCOMACKVA  $453,100 $580,150 $701,250 $871,450
51003ALBEMARLEVA16820 $453,100 $580,150 $701,250 $871,450
51005ALLEGHANYVA  $453,100 $580,150 $701,250 $871,450
51007AMELIAVA40060 $535,900 $686,050 $829,250 $1,030,600
51009AMHERSTVA31340 $453,100 $580,150 $701,250 $871,450
51011APPOMATTOXVA31340 $453,100 $580,150 $701,250 $871,450
51013ARLINGTONVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51015AUGUSTAVA44420 $453,100 $580,150 $701,250 $871,450
51017BATHVA  $453,100 $580,150 $701,250 $871,450
51019BEDFORDVA31340 $453,100 $580,150 $701,250 $871,450
51021BLANDVA  $453,100 $580,150 $701,250 $871,450
51023BOTETOURTVA40220 $453,100 $580,150 $701,250 $871,450
51025BRUNSWICKVA  $453,100 $580,150 $701,250 $871,450
51027BUCHANANVA  $453,100 $580,150 $701,250 $871,450
51029BUCKINGHAMVA16820 $453,100 $580,150 $701,250 $871,450
51031CAMPBELLVA31340 $453,100 $580,150 $701,250 $871,450
51033CAROLINEVA40060 $535,900 $686,050 $829,250 $1,030,600
51035CARROLLVA  $453,100 $580,150 $701,250 $871,450
51036CHARLES CITYVA40060 $535,900 $686,050 $829,250 $1,030,600
51037CHARLOTTEVA  $453,100 $580,150 $701,250 $871,450
51041CHESTERFIELDVA40060 $535,900 $686,050 $829,250 $1,030,600
51043CLARKEVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51045CRAIGVA40220 $453,100 $580,150 $701,250 $871,450
51047CULPEPERVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51049CUMBERLANDVA  $535,900 $686,050 $829,250 $1,030,600
51051DICKENSONVA13720 $453,100 $580,150 $701,250 $871,450
51053DINWIDDIEVA40060 $535,900 $686,050 $829,250 $1,030,600
51057ESSEXVA  $453,100 $580,150 $701,250 $871,450
51059FAIRFAXVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51061FAUQUIERVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51063FLOYDVA13980 $453,100 $580,150 $701,250 $871,450
51065FLUVANNAVA16820 $453,100 $580,150 $701,250 $871,450
51067FRANKLINVA40220 $453,100 $580,150 $701,250 $871,450
51069FREDERICKVA49020 $453,100 $580,150 $701,250 $871,450
51071GILESVA13980 $453,100 $580,150 $701,250 $871,450
51073GLOUCESTERVA47260 $458,850 $587,400 $710,050 $882,400
51075GOOCHLANDVA40060 $535,900 $686,050 $829,250 $1,030,600
51077GRAYSONVA  $453,100 $580,150 $701,250 $871,450
51079GREENEVA16820 $453,100 $580,150 $701,250 $871,450
51081GREENSVILLEVA  $453,100 $580,150 $701,250 $871,450
51083HALIFAXVA  $453,100 $580,150 $701,250 $871,450
51085HANOVERVA40060 $535,900 $686,050 $829,250 $1,030,600
51087HENRICOVA40060 $535,900 $686,050 $829,250 $1,030,600
51089HENRYVA32300 $453,100 $580,150 $701,250 $871,450
51091HIGHLANDVA  $453,100 $580,150 $701,250 $871,450
51093ISLE OF WIGHTVA47260 $458,850 $587,400 $710,050 $882,400
51095JAMES CITYVA47260 $458,850 $587,400 $710,050 $882,400
51097KING AND QUEENVA  $535,900 $686,050 $829,250 $1,030,600
51099KING GEORGEVA  $453,100 $580,150 $701,250 $871,450
51101KING WILLIAMVA40060 $535,900 $686,050 $829,250 $1,030,600
51103LANCASTERVA  $453,100 $580,150 $701,250 $871,450
51105LEEVA  $453,100 $580,150 $701,250 $871,450
51107LOUDOUNVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51109LOUISAVA  $535,900 $686,050 $829,250 $1,030,600
51111LUNENBURGVA  $453,100 $580,150 $701,250 $871,450
51113MADISONVA  $453,100 $580,150 $701,250 $871,450
51115MATHEWSVA47260 $458,850 $587,400 $710,050 $882,400
51117MECKLENBURGVA  $453,100 $580,150 $701,250 $871,450
51119MIDDLESEXVA  $453,100 $580,150 $701,250 $871,450
51121MONTGOMERYVA13980 $453,100 $580,150 $701,250 $871,450
51125NELSONVA16820 $453,100 $580,150 $701,250 $871,450
51127NEW KENTVA40060 $535,900 $686,050 $829,250 $1,030,600
51131NORTHAMPTONVA  $453,100 $580,150 $701,250 $871,450
51133NORTHUMBERLANDVA  $453,100 $580,150 $701,250 $871,450
51135NOTTOWAYVA  $453,100 $580,150 $701,250 $871,450
51137ORANGEVA  $453,100 $580,150 $701,250 $871,450
51139PAGEVA  $453,100 $580,150 $701,250 $871,450
51141PATRICKVA  $453,100 $580,150 $701,250 $871,450
51143PITTSYLVANIAVA19260 $453,100 $580,150 $701,250 $871,450
51145POWHATANVA40060 $535,900 $686,050 $829,250 $1,030,600
51147PRINCE EDWARDVA  $453,100 $580,150 $701,250 $871,450
51149PRINCE GEORGEVA40060 $535,900 $686,050 $829,250 $1,030,600
51153PRINCE WILLIAMVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51155PULASKIVA13980 $453,100 $580,150 $701,250 $871,450
51157RAPPAHANNOCKVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51159RICHMONDVA  $453,100 $580,150 $701,250 $871,450
51161ROANOKEVA40220 $453,100 $580,150 $701,250 $871,450
51163ROCKBRIDGEVA  $453,100 $580,150 $701,250 $871,450
51165ROCKINGHAMVA25500 $453,100 $580,150 $701,250 $871,450
51167RUSSELLVA  $453,100 $580,150 $701,250 $871,450
51169SCOTTVA28700 $453,100 $580,150 $701,250 $871,450
51171SHENANDOAHVA  $453,100 $580,150 $701,250 $871,450
51173SMYTHVA  $453,100 $580,150 $701,250 $871,450
51175SOUTHAMPTONVA  $453,100 $580,150 $701,250 $871,450
51177SPOTSYLVANIAVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51179STAFFORDVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51181SURRYVA  $458,850 $587,400 $710,050 $882,400
51183SUSSEXVA40060 $535,900 $686,050 $829,250 $1,030,600
51185TAZEWELLVA14140 $453,100 $580,150 $701,250 $871,450
51187WARRENVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51191WASHINGTONVA28700 $453,100 $580,150 $701,250 $871,450
51193WESTMORELANDVA  $453,100 $580,150 $701,250 $871,450
51195WISEVA13720 $453,100 $580,150 $701,250 $871,450
51197WYTHEVA  $453,100 $580,150 $701,250 $871,450
51199YORKVA47260 $458,850 $587,400 $710,050 $882,400
51510ALEXANDRIAVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51515BEDFORD INDVA31340 $453,100 $580,150 $701,250 $871,450
51520BRISTOLVA28700 $453,100 $580,150 $701,250 $871,450
51530BUENA VISTAVA  $453,100 $580,150 $701,250 $871,450
51540CHARLOTTESVILLEVA16820 $453,100 $580,150 $701,250 $871,450
51550CHESAPEAKEVA47260 $458,850 $587,400 $710,050 $882,400
51570COLONIAL HEIGHTVA40060 $535,900 $686,050 $829,250 $1,030,600
51580COVINGTONVA  $453,100 $580,150 $701,250 $871,450
51590DANVILLEVA19260 $453,100 $580,150 $701,250 $871,450
51595EMPORIAVA  $453,100 $580,150 $701,250 $871,450
51600FAIRFAX INDVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51610FALLS CHURCHVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51620FRANKLIN INDVA  $453,100 $580,150 $701,250 $871,450
51630FREDERICKSBURGVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51640GALAXVA  $453,100 $580,150 $701,250 $871,450
51650HAMPTONVA47260 $458,850 $587,400 $710,050 $882,400
51660HARRISONBURGVA25500 $453,100 $580,150 $701,250 $871,450
51670HOPEWELLVA40060 $535,900 $686,050 $829,250 $1,030,600
51678LEXINGTONVA  $453,100 $580,150 $701,250 $871,450
51680LYNCHBURGVA31340 $453,100 $580,150 $701,250 $871,450
51683MANASSASVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51685MANASSAS PARKVA47900 $679,650 $870,225 $1,051,875 $1,307,175
51690MARTINSVILLEVA32300 $453,100 $580,150 $701,250 $871,450
51700NEWPORT NEWSVA47260 $458,850 $587,400 $710,050 $882,400
51710NORFOLKVA47260 $458,850 $587,400 $710,050 $882,400
51720NORTONVA13720 $453,100 $580,150 $701,250 $871,450
51730PETERSBURGVA40060 $535,900 $686,050 $829,250 $1,030,600
51735POQUOSONVA47260 $458,850 $587,400 $710,050 $882,400
51740PORTSMOUTHVA47260 $458,850 $587,400 $710,050 $882,400
51750RADFORDVA13980 $453,100 $580,150 $701,250 $871,450
51760RICHMOND INDVA40060 $535,900 $686,050 $829,250 $1,030,600
51770ROANOKE INDVA40220 $453,100 $580,150 $701,250 $871,450
51775SALEMVA40220 $453,100 $580,150 $701,250 $871,450
51790STAUNTONVA44420 $453,100 $580,150 $701,250 $871,450
51800SUFFOLKVA47260 $458,850 $587,400 $710,050 $882,400
51810VIRGINIA BEACHVA47260 $458,850 $587,400 $710,050 $882,400
51820WAYNESBOROVA44420 $453,100 $580,150 $701,250 $871,450
51830WILLIAMSBURGVA47260 $458,850 $587,400 $710,050 $882,400
51840WINCHESTERVA49020 $453,100 $580,150 $701,250 $871,450

West Virginia VA Jumbo Loan Limits

Learn about the Virginia VA Jumbo Loan limits. Thinking about applying for a VA Loan in the state of Virginia? Here’s what you should know!

FIPS State CodeFIPS County CodeCounty NameStateCBSA NumberOne-Unit LimitTwo-Unit LimitThree-Unit LimitFour-Unit Limit
54001BARBOURWV  $453,100 $580,150 $701,250 $871,450
54003BERKELEYWV25180 $453,100 $580,150 $701,250 $871,450
54005BOONEWV16620 $453,100 $580,150 $701,250 $871,450
54007BRAXTONWV  $453,100 $580,150 $701,250 $871,450
54009BROOKEWV48260 $453,100 $580,150 $701,250 $871,450
54011CABELLWV26580 $453,100 $580,150 $701,250 $871,450
54013CALHOUNWV  $453,100 $580,150 $701,250 $871,450
54015CLAYWV16620 $453,100 $580,150 $701,250 $871,450
54017DODDRIDGEWV17220 $453,100 $580,150 $701,250 $871,450
54019FAYETTEWV13220 $453,100 $580,150 $701,250 $871,450
54021GILMERWV  $453,100 $580,150 $701,250 $871,450
54023GRANTWV  $453,100 $580,150 $701,250 $871,450
54025GREENBRIERWV  $453,100 $580,150 $701,250 $871,450
54027HAMPSHIREWV49020 $453,100 $580,150 $701,250 $871,450
54029HANCOCKWV48260 $453,100 $580,150 $701,250 $871,450
54031HARDYWV  $453,100 $580,150 $701,250 $871,450
54033HARRISONWV17220 $453,100 $580,150 $701,250 $871,450
54035JACKSONWV  $453,100 $580,150 $701,250 $871,450
54037JEFFERSONWV47900 $679,650 $870,225 $1,051,875 $1,307,175
54039KANAWHAWV16620 $453,100 $580,150 $701,250 $871,450
54041LEWISWV  $453,100 $580,150 $701,250 $871,450
54043LINCOLNWV26580 $453,100 $580,150 $701,250 $871,450
54045LOGANWV30880 $453,100 $580,150 $701,250 $871,450
54047MCDOWELLWV  $453,100 $580,150 $701,250 $871,450
54049MARIONWV21900 $453,100 $580,150 $701,250 $871,450
54051MARSHALLWV48540 $453,100 $580,150 $701,250 $871,450
54053MASONWV38580 $453,100 $580,150 $701,250 $871,450
54055MERCERWV14140 $453,100 $580,150 $701,250 $871,450
54057MINERALWV19060 $453,100 $580,150 $701,250 $871,450
54059MINGOWV  $453,100 $580,150 $701,250 $871,450
54061MONONGALIAWV34060 $453,100 $580,150 $701,250 $871,450
54063MONROEWV  $453,100 $580,150 $701,250 $871,450
54065MORGANWV  $453,100 $580,150 $701,250 $871,450
54067NICHOLASWV  $453,100 $580,150 $701,250 $871,450
54069OHIOWV48540 $453,100 $580,150 $701,250 $871,450
54071PENDLETONWV  $453,100 $580,150 $701,250 $871,450
54073PLEASANTSWV  $453,100 $580,150 $701,250 $871,450
54075POCAHONTASWV  $453,100 $580,150 $701,250 $871,450
54077PRESTONWV34060 $453,100 $580,150 $701,250 $871,450
54079PUTNAMWV26580 $453,100 $580,150 $701,250 $871,450
54081RALEIGHWV13220 $453,100 $580,150 $701,250 $871,450
54083RANDOLPHWV21180 $453,100 $580,150 $701,250 $871,450
54085RITCHIEWV  $453,100 $580,150 $701,250 $871,450
54087ROANEWV  $453,100 $580,150 $701,250 $871,450
54089SUMMERSWV  $453,100 $580,150 $701,250 $871,450
54091TAYLORWV17220 $453,100 $580,150 $701,250 $871,450
54093TUCKERWV  $453,100 $580,150 $701,250 $871,450
54095TYLERWV  $453,100 $580,150 $701,250 $871,450
54097UPSHURWV  $453,100 $580,150 $701,250 $871,450
54099WAYNEWV26580 $453,100 $580,150 $701,250 $871,450
54101WEBSTERWV  $453,100 $580,150 $701,250 $871,450
54103WETZELWV  $453,100 $580,150 $701,250 $871,450
54105WIRTWV37620 $453,100 $580,150 $701,250 $871,450
54107WOODWV37620 $453,100 $580,150 $701,250 $871,450
54109WYOMINGWV  $453,100 $580,150 $701,250 $871,450