Our Mission is to Make Your Dream Home in Washington a Reality

Get Pre-Qualified for a loan in Washington

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Washington.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

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Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Washington

  • We offer VA, FHA, and All home loan types.
  • $0 Down payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Washington VA Jumbo Loan Limits

Thinking about applying for a VA Loan in the state of Washington? Learn about the Washington VA Jumbo Loan limits.  Here’s what you should know!

FIPS State CodeFIPS County CodeCounty NameStateCBSA NumberOne-Unit LimitTwo-Unit LimitThree-Unit LimitFour-Unit Limit
53001ADAMSWA36830 $453,100 $580,150 $701,250 $871,450
53003ASOTINWA30300 $453,100 $580,150 $701,250 $871,450
53005BENTONWA28420 $453,100 $580,150 $701,250 $871,450
53007CHELANWA48300 $453,100 $580,150 $701,250 $871,450
53009CLALLAMWA38820 $453,100 $580,150 $701,250 $871,450
53011CLARKWA38900 $453,100 $580,150 $701,250 $871,450
53013COLUMBIAWA47460 $453,100 $580,150 $701,250 $871,450
53015COWLITZWA31020 $453,100 $580,150 $701,250 $871,450
53017DOUGLASWA48300 $453,100 $580,150 $701,250 $871,450
53019FERRYWA  $453,100 $580,150 $701,250 $871,450
53021FRANKLINWA28420 $453,100 $580,150 $701,250 $871,450
53023GARFIELDWA  $453,100 $580,150 $701,250 $871,450
53025GRANTWA34180 $453,100 $580,150 $701,250 $871,450
53027GRAYS HARBORWA10140 $453,100 $580,150 $701,250 $871,450
53029ISLANDWA36020 $453,100 $580,150 $701,250 $871,450
53031JEFFERSONWA  $453,100 $580,150 $701,250 $871,450
53033KINGWA42660 $667,000 $853,900 $1,032,150 $1,282,700
53035KITSAPWA14740 $453,100 $580,150 $701,250 $871,450
53037KITTITASWA21260 $453,100 $580,150 $701,250 $871,450
53039KLICKITATWA  $453,100 $580,150 $701,250 $871,450
53041LEWISWA16500 $453,100 $580,150 $701,250 $871,450
53043LINCOLNWA  $453,100 $580,150 $701,250 $871,450
53045MASONWA43220 $453,100 $580,150 $701,250 $871,450
53047OKANOGANWA  $453,100 $580,150 $701,250 $871,450
53049PACIFICWA  $453,100 $580,150 $701,250 $871,450
53051PEND OREILLEWA44060 $453,100 $580,150 $701,250 $871,450
53053PIERCEWA42660 $667,000 $853,900 $1,032,150 $1,282,700
53055SAN JUANWA  $483,000 $618,300 $747,400 $928,850
53057SKAGITWA34580 $453,100 $580,150 $701,250 $871,450
53059SKAMANIAWA38900 $453,100 $580,150 $701,250 $871,450
53061SNOHOMISHWA42660 $667,000 $853,900 $1,032,150 $1,282,700
53063SPOKANEWA44060 $453,100 $580,150 $701,250 $871,450
53065STEVENSWA44060 $453,100 $580,150 $701,250 $871,450
53067THURSTONWA36500 $453,100 $580,150 $701,250 $871,450
53069WAHKIAKUMWA  $453,100 $580,150 $701,250 $871,450
53071WALLA WALLAWA47460 $453,100 $580,150 $701,250 $871,450
53073WHATCOMWA13380 $453,100 $580,150 $701,250 $871,450
53075WHITMANWA39420 $453,100 $580,150 $701,250 $871,450
53077YAKIMAWA49420 $453,100 $580,150 $701,250 $871,450