Our Mission is to Make Your Dream Home in Washington a Reality

Get Pre-Qualified for a VA Loan in Washington

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Washington.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

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Where's the Home Located?*

Choose a Loan Type*

Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance , including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo VA Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Washington

We offer VA, FHA, and All home loan types.
$0 Down Payment for VA Home Loans.
No Need for Private Mortgage Insurance.
Competitive Interests Rates.
Lower Payments.
Easier to Qualify.
Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

Apply for a Loan

Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

VA Mortgage Loans Benefits

No mortgage insurance

Since the VA guarantees the lender the top 25 percent of the loan, no mortgage insurance is required. Most conventional loans require a borrower to put down at least 20 percent of the purchase price or pay mortgage insurance. Mortgage insurance can be costly and does not ever go towards reducing your principal balance.

Competitive Interests Rates

Because the Department of Veteran Affairs guarantees each loan, interest rates are typically 0.25 to 1 percent lower than those of conventional loans.

No down payment

Saving enough money for a down payment can be especially difficult for active duty service members who are moving from base to base. Since there is no down payment required for a VA Home Loan, many veterans can purchase a home with little to no money out of pocket.

Washington VA Jumbo Loan Limits

Thinking about applying for a VA Loan in the state of Washington? Learn about the Washington VA Jumbo Loan limits. Here’s what you should know!

FIPS State Code	FIPS County Code	County Name	State	CBSA Number	One-Unit Limit	Two-Unit Limit	Three-Unit Limit	Four-Unit Limit
53	001	ADAMS	WA	36830	$453,100	$580,150	$701,250	$871,450
53	003	ASOTIN	WA	30300	$453,100	$580,150	$701,250	$871,450
53	005	BENTON	WA	28420	$453,100	$580,150	$701,250	$871,450
53	007	CHELAN	WA	48300	$453,100	$580,150	$701,250	$871,450
53	009	CLALLAM	WA	38820	$453,100	$580,150	$701,250	$871,450
53	011	CLARK	WA	38900	$453,100	$580,150	$701,250	$871,450
53	013	COLUMBIA	WA	47460	$453,100	$580,150	$701,250	$871,450
53	015	COWLITZ	WA	31020	$453,100	$580,150	$701,250	$871,450
53	017	DOUGLAS	WA	48300	$453,100	$580,150	$701,250	$871,450
53	019	FERRY	WA		$453,100	$580,150	$701,250	$871,450
53	021	FRANKLIN	WA	28420	$453,100	$580,150	$701,250	$871,450
53	023	GARFIELD	WA		$453,100	$580,150	$701,250	$871,450
53	025	GRANT	WA	34180	$453,100	$580,150	$701,250	$871,450
53	027	GRAYS HARBOR	WA	10140	$453,100	$580,150	$701,250	$871,450
53	029	ISLAND	WA	36020	$453,100	$580,150	$701,250	$871,450
53	031	JEFFERSON	WA		$453,100	$580,150	$701,250	$871,450
53	033	KING	WA	42660	$667,000	$853,900	$1,032,150	$1,282,700
53	035	KITSAP	WA	14740	$453,100	$580,150	$701,250	$871,450
53	037	KITTITAS	WA	21260	$453,100	$580,150	$701,250	$871,450
53	039	KLICKITAT	WA		$453,100	$580,150	$701,250	$871,450
53	041	LEWIS	WA	16500	$453,100	$580,150	$701,250	$871,450
53	043	LINCOLN	WA		$453,100	$580,150	$701,250	$871,450
53	045	MASON	WA	43220	$453,100	$580,150	$701,250	$871,450
53	047	OKANOGAN	WA		$453,100	$580,150	$701,250	$871,450
53	049	PACIFIC	WA		$453,100	$580,150	$701,250	$871,450
53	051	PEND OREILLE	WA	44060	$453,100	$580,150	$701,250	$871,450
53	053	PIERCE	WA	42660	$667,000	$853,900	$1,032,150	$1,282,700
53	055	SAN JUAN	WA		$483,000	$618,300	$747,400	$928,850
53	057	SKAGIT	WA	34580	$453,100	$580,150	$701,250	$871,450
53	059	SKAMANIA	WA	38900	$453,100	$580,150	$701,250	$871,450
53	061	SNOHOMISH	WA	42660	$667,000	$853,900	$1,032,150	$1,282,700
53	063	SPOKANE	WA	44060	$453,100	$580,150	$701,250	$871,450
53	065	STEVENS	WA	44060	$453,100	$580,150	$701,250	$871,450
53	067	THURSTON	WA	36500	$453,100	$580,150	$701,250	$871,450
53	069	WAHKIAKUM	WA		$453,100	$580,150	$701,250	$871,450
53	071	WALLA WALLA	WA	47460	$453,100	$580,150	$701,250	$871,450
53	073	WHATCOM	WA	13380	$453,100	$580,150	$701,250	$871,450
53	075	WHITMAN	WA	39420	$453,100	$580,150	$701,250	$871,450
53	077	YAKIMA	WA	49420	$453,100	$580,150	$701,250	$871,450

Our Mission is to Make Your Dream Home in Washington a Reality