We Are Committed to Make your Dream VA Loans in Louisiana and East Louisiana a Reality

Get Pre-Qualified for a VA Loans in Louisiana And East Louisiana

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of your loan in Louisiana And East Louisiana.

We’ll contact you when you are ready and provide a no-obligation prequalification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the VA home loan process? If so, simply fill out the quick one-minute form

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Where's the Home Located?*

Choose a Loan Type*

Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance , including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a VA loans in Louisiana And East Louisiana

1. We offer VA, FHA, and All home loan types.
2. $0 Down Payment for VA Home Loans.
3. No Need for Private Mortgage Insurance.
4. Competitive Interests Rates.
5. Lower Payments.
6. Easier to Qualify.
7. Relaxed Credit Standards.

VA loan limits 2023

Have a look at our most recent blog posts about VA Loans

VA Loan Process

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

Apply for a Loan

Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

VA Mortgage Loans Benefits

No mortgage insurance

Since the VA guarantees the lender the top 25 percent of the loan, no mortgage insurance is required. Most conventional loans require a borrower to put down at least 20 percent of the purchase price or pay mortgage insurance. Mortgage insurance can be costly and does not ever go towards reducing your principal balance.

Competitive Interests Rates

Because the Department of Veteran Affairs guarantees each loan, interest rates are typically 0.25 to 1 percent lower than those of conventional loans.

No down payment

Saving enough money for a down payment can be especially difficult for active duty service members who are moving from base to base. Since there is no down payment required for a VA Home Loan, many veterans can purchase a home with little to no money out of pocket.

VA Loans in Louisiana

Apply for a Louisiana VA Home Loan or VA Refinance cash out today! We specialize in Veteran Home Loans of home-ownership to veterans who might otherwise struggle to obtain financing. VA loans require no down payment or private mortgage insurance. The VA Mortgage Loan program is the most powerful home loan program on the market for many veterans. Talk to our friendly staff today!

Get Your VA Home Loan in Louisiana Today!

Veterans can achieve their dream of owning a home with the VA home loan benefit. If you are interested in buying your new house of your dreams, don’t hesitate to contact us by filling out the form below. Our Loan Officers are highly trained and experts in this field. We will help you through the entire process hassle free. We have been helping veterans get the home of their dreams for many years, you can read our testimonials here, hundreds of Veterans now are home owners, join them today.

Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!

Louisiana VA Jumbo Loan Limits

Click edit button to change this text.Learn about the Louisiana VA Jumbo Loan limits. Thinking about applying for a VA Loan in the state of Louisiana? Here’s what you should know!

FIPS State Code	FIPS County Code	County Name	State	CBSA Number	One-Unit Limit	Two-Unit Limit	Three-Unit Limit	Four-Unit Limit
22	001	ACADIA	LA	29180	$453,100	$580,150	$701,250	$871,450
22	003	ALLEN	LA		$453,100	$580,150	$701,250	$871,450
22	005	ASCENSION	LA	12940	$453,100	$580,150	$701,250	$871,450
22	007	ASSUMPTION	LA		$453,100	$580,150	$701,250	$871,450
22	009	AVOYELLES	LA		$453,100	$580,150	$701,250	$871,450
22	011	BEAUREGARD	LA	19760	$453,100	$580,150	$701,250	$871,450
22	013	BIENVILLE	LA		$453,100	$580,150	$701,250	$871,450
22	015	BOSSIER	LA	43340	$453,100	$580,150	$701,250	$871,450
22	017	CADDO	LA	43340	$453,100	$580,150	$701,250	$871,450
22	019	CALCASIEU	LA	29340	$453,100	$580,150	$701,250	$871,450
22	021	CALDWELL	LA		$453,100	$580,150	$701,250	$871,450
22	023	CAMERON	LA	29340	$453,100	$580,150	$701,250	$871,450
22	025	CATAHOULA	LA		$453,100	$580,150	$701,250	$871,450
22	027	CLAIBORNE	LA		$453,100	$580,150	$701,250	$871,450
22	029	CONCORDIA	LA	35020	$453,100	$580,150	$701,250	$871,450
22	031	DE SOTO	LA	43340	$453,100	$580,150	$701,250	$871,450
22	033	EAST BATON ROUG	LA	12940	$453,100	$580,150	$701,250	$871,450
22	035	EAST CARROLL	LA		$453,100	$580,150	$701,250	$871,450
22	037	EAST FELICIANA	LA	12940	$453,100	$580,150	$701,250	$871,450
22	039	EVANGELINE	LA		$453,100	$580,150	$701,250	$871,450
22	041	FRANKLIN	LA		$453,100	$580,150	$701,250	$871,450
22	043	GRANT	LA	10780	$453,100	$580,150	$701,250	$871,450
22	045	IBERIA	LA	29180	$453,100	$580,150	$701,250	$871,450
22	047	IBERVILLE	LA	12940	$453,100	$580,150	$701,250	$871,450
22	049	JACKSON	LA		$453,100	$580,150	$701,250	$871,450
22	051	JEFFERSON	LA	35380	$453,100	$580,150	$701,250	$871,450
22	053	JEFFERSON DAVIS	LA	27660	$453,100	$580,150	$701,250	$871,450
22	055	LAFAYETTE	LA	29180	$453,100	$580,150	$701,250	$871,450
22	057	LAFOURCHE	LA	26380	$453,100	$580,150	$701,250	$871,450
22	059	LASALLE	LA		$453,100	$580,150	$701,250	$871,450
22	061	LINCOLN	LA	40820	$453,100	$580,150	$701,250	$871,450
22	063	LIVINGSTON	LA	12940	$453,100	$580,150	$701,250	$871,450
22	065	MADISON	LA		$453,100	$580,150	$701,250	$871,450
22	067	MOREHOUSE	LA	12820	$453,100	$580,150	$701,250	$871,450
22	069	NATCHITOCHES	LA	35060	$453,100	$580,150	$701,250	$871,450
22	071	ORLEANS	LA	35380	$453,100	$580,150	$701,250	$871,450
22	073	OUACHITA	LA	33740	$453,100	$580,150	$701,250	$871,450
22	075	PLAQUEMINES	LA	35380	$453,100	$580,150	$701,250	$871,450
22	077	POINTE COUPEE	LA	12940	$453,100	$580,150	$701,250	$871,450
22	079	RAPIDES	LA	10780	$453,100	$580,150	$701,250	$871,450
22	081	RED RIVER	LA		$453,100	$580,150	$701,250	$871,450
22	083	RICHLAND	LA		$453,100	$580,150	$701,250	$871,450
22	085	SABINE	LA		$453,100	$580,150	$701,250	$871,450
22	087	ST. BERNARD	LA	35380	$453,100	$580,150	$701,250	$871,450
22	089	ST. CHARLES	LA	35380	$453,100	$580,150	$701,250	$871,450
22	091	ST. HELENA	LA	12940	$453,100	$580,150	$701,250	$871,450
22	093	ST. JAMES	LA	35380	$453,100	$580,150	$701,250	$871,450
22	095	ST. JOHN THE BA	LA	35380	$453,100	$580,150	$701,250	$871,450
22	097	ST. LANDRY	LA	36660	$453,100	$580,150	$701,250	$871,450
22	099	ST. MARTIN	LA	29180	$453,100	$580,150	$701,250	$871,450
22	101	ST. MARY	LA	34020	$453,100	$580,150	$701,250	$871,450
22	103	ST. TAMMANY	LA	35380	$453,100	$580,150	$701,250	$871,450
22	105	TANGIPAHOA	LA	25220	$453,100	$580,150	$701,250	$871,450
22	107	TENSAS	LA		$453,100	$580,150	$701,250	$871,450
22	109	TERREBONNE	LA	26380	$453,100	$580,150	$701,250	$871,450
22	111	UNION	LA	33740	$453,100	$580,150	$701,250	$871,450
22	113	VERMILION	LA	29180	$453,100	$580,150	$701,250	$871,450
22	115	VERNON	LA	22860	$453,100	$580,150	$701,250	$871,450
22	117	WASHINGTON	LA	14220	$453,100	$580,150	$701,250	$871,450
22	119	WEBSTER	LA	43340	$453,100	$580,150	$701,250	$871,450
22	121	WEST BATON ROUG	LA	12940	$453,100	$580,150	$701,250	$871,450
22	123	WEST CARROLL	LA		$453,100	$580,150	$701,250	$871,450
22	125	WEST FELICIANA	LA	12940	$453,100	$580,150	$701,250	$871,450
22	127	WINN	LA		$453,100	$580,150	$701,250	$871,450

We Are Committed to Make your Dream VA Loans in Louisiana and East Louisiana a Reality