Our Mission is to Make Your Dream Home in Arkansas a Reality

Get Pre-Qualified for a loan in Arkansas

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Arkansas.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

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Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Arkansas

  • We offer VA, FHA, and All home loan types.
  • $0 Down payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Arkansas VA Jumbo Loan Limits

Thinking about applying for a VA Loan in the state of Arkansas? Learn about the Arkansas VA Jumbo Loan limits. Here’s what you should know!

FIPS State CodeFIPS County CodeCounty NameStateCBSA NumberOne-Unit LimitTwo-Unit LimitThree-Unit LimitFour-Unit Limit
05001ARKANSASAR  $453,100 $580,150 $701,250 $871,450
05003ASHLEYAR  $453,100 $580,150 $701,250 $871,450
05005BAXTERAR34260 $453,100 $580,150 $701,250 $871,450
05007BENTONAR22220 $453,100 $580,150 $701,250 $871,450
05009BOONEAR25460 $453,100 $580,150 $701,250 $871,450
05011BRADLEYAR  $453,100 $580,150 $701,250 $871,450
05013CALHOUNAR15780 $453,100 $580,150 $701,250 $871,450
05015CARROLLAR  $453,100 $580,150 $701,250 $871,450
05017CHICOTAR  $453,100 $580,150 $701,250 $871,450
05019CLARKAR11660 $453,100 $580,150 $701,250 $871,450
05021CLAYAR  $453,100 $580,150 $701,250 $871,450
05023CLEBURNEAR  $453,100 $580,150 $701,250 $871,450
05025CLEVELANDAR38220 $453,100 $580,150 $701,250 $871,450
05027COLUMBIAAR31620 $453,100 $580,150 $701,250 $871,450
05029CONWAYAR  $453,100 $580,150 $701,250 $871,450
05031CRAIGHEADAR27860 $453,100 $580,150 $701,250 $871,450
05033CRAWFORDAR22900 $453,100 $580,150 $701,250 $871,450
05035CRITTENDENAR32820 $453,100 $580,150 $701,250 $871,450
05037CROSSAR  $453,100 $580,150 $701,250 $871,450
05039DALLASAR  $453,100 $580,150 $701,250 $871,450
05041DESHAAR  $453,100 $580,150 $701,250 $871,450
05043DREWAR  $453,100 $580,150 $701,250 $871,450
05045FAULKNERAR30780 $453,100 $580,150 $701,250 $871,450
05047FRANKLINAR  $453,100 $580,150 $701,250 $871,450
05049FULTONAR  $453,100 $580,150 $701,250 $871,450
05051GARLANDAR26300 $453,100 $580,150 $701,250 $871,450
05053GRANTAR30780 $453,100 $580,150 $701,250 $871,450
05055GREENEAR37500 $453,100 $580,150 $701,250 $871,450
05057HEMPSTEADAR26260 $453,100 $580,150 $701,250 $871,450
05059HOT SPRINGAR31680 $453,100 $580,150 $701,250 $871,450
05061HOWARDAR  $453,100 $580,150 $701,250 $871,450
05063INDEPENDENCEAR12900 $453,100 $580,150 $701,250 $871,450
05065IZARDAR  $453,100 $580,150 $701,250 $871,450
05067JACKSONAR  $453,100 $580,150 $701,250 $871,450
05069JEFFERSONAR38220 $453,100 $580,150 $701,250 $871,450
05071JOHNSONAR  $453,100 $580,150 $701,250 $871,450
05073LAFAYETTEAR  $453,100 $580,150 $701,250 $871,450
05075LAWRENCEAR  $453,100 $580,150 $701,250 $871,450
05077LEEAR  $453,100 $580,150 $701,250 $871,450
05079LINCOLNAR38220 $453,100 $580,150 $701,250 $871,450
05081LITTLE RIVERAR45500 $453,100 $580,150 $701,250 $871,450
05083LOGANAR  $453,100 $580,150 $701,250 $871,450
05085LONOKEAR30780 $453,100 $580,150 $701,250 $871,450
05087MADISONAR22220 $453,100 $580,150 $701,250 $871,450
05089MARIONAR  $453,100 $580,150 $701,250 $871,450
05091MILLERAR45500 $453,100 $580,150 $701,250 $871,450
05093MISSISSIPPIAR14180 $453,100 $580,150 $701,250 $871,450
05095MONROEAR  $453,100 $580,150 $701,250 $871,450
05097MONTGOMERYAR  $453,100 $580,150 $701,250 $871,450
05099NEVADAAR26260 $453,100 $580,150 $701,250 $871,450
05101NEWTONAR25460 $453,100 $580,150 $701,250 $871,450
05103OUACHITAAR15780 $453,100 $580,150 $701,250 $871,450
05105PERRYAR30780 $453,100 $580,150 $701,250 $871,450
05107PHILLIPSAR25760 $453,100 $580,150 $701,250 $871,450
05109PIKEAR  $453,100 $580,150 $701,250 $871,450
05111POINSETTAR27860 $453,100 $580,150 $701,250 $871,450
05113POLKAR  $453,100 $580,150 $701,250 $871,450
05115POPEAR40780 $453,100 $580,150 $701,250 $871,450
05117PRAIRIEAR  $453,100 $580,150 $701,250 $871,450
05119PULASKIAR30780 $453,100 $580,150 $701,250 $871,450
05121RANDOLPHAR  $453,100 $580,150 $701,250 $871,450
05123ST. FRANCISAR22620 $453,100 $580,150 $701,250 $871,450
05125SALINEAR30780 $453,100 $580,150 $701,250 $871,450
05127SCOTTAR  $453,100 $580,150 $701,250 $871,450
05129SEARCYAR  $453,100 $580,150 $701,250 $871,450
05131SEBASTIANAR22900 $453,100 $580,150 $701,250 $871,450
05133SEVIERAR  $453,100 $580,150 $701,250 $871,450
05135SHARPAR  $453,100 $580,150 $701,250 $871,450
05137STONEAR  $453,100 $580,150 $701,250 $871,450
05139UNIONAR20980 $453,100 $580,150 $701,250 $871,450
05141VAN BURENAR  $453,100 $580,150 $701,250 $871,450
05143WASHINGTONAR22220 $453,100 $580,150 $701,250 $871,450
05145WHITEAR42620 $453,100 $580,150 $701,250 $871,450
05147WOODRUFFAR  $453,100 $580,150 $701,250 $871,450
05149YELLAR40780 $453,100 $580,150 $701,250 $871,450