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Basic Allowance for Housing

BAH Calculator


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    1. (Select all that apply)
    1. If multiple, select the option that best describes the majority of your military service.
    1. (An estimate is fine)
    1. (An estimate is fine)
    1. Select the property location…
    1. Without military experience most loans require at least 3% down.

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    1. Your lender will use this information to determine what kind of loan is right for you.
    1. When does your lease end?
    2. Month
    3. Year
    1. Select your current interest rate…
    1. Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United.
      Learn more about VA Cash-Out Refinancing

      Would you still like to see if we can lower your interest rate?

    1. You may be able to take out as much as $325,000.
    Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.
    1. Your receipt of VA disability income may help us determine other benefits of your VA loan.
    1. Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. This fee goes directly to the Department of Veterans Affairs.
    1. Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.

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    1. Select the property location…
    Paddio has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact Veterans United Home Loans directly at 1-800-884-5560.
    Neighbors Bank has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact Veterans United Home Loans directly at 1-800-884-5560.
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  • $

    Monthly Allowance

  • $

    / Year

Basic Allowance for Housing calculations based on data from the U.S. Department of Defense, Defense Travel Management Office.

See Past BAH Rates

Recent BAH Values

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If your rate decreased this year, you may be grandfathered into a higher BAH rate. Learn more

Yearly BAH Rate Changes

In 2022, BAH rates increased 5.1%, up from a 2.90% increase in 2021. This increase exceeded the original proposed BAH rates for the 2022 calendar year and marked the largest increase to Basic Allowance for Housing in the last decade.

Year Proposed Increase/Decrease Actual Increase
2022 3.1% 5.1%
2021 2.90% – 3.70% 2.90%
2020 2.90% 2.8%
2019 2.90% 2.55%
2018 2.90% 0.7%
2017 2.90% 2.4%
2016 1.30% 3.4%
2015 -5.00% 0.5%
2014 4.20% 5.00%
2013 4.20% 3.80%
2012 4.20% 2.0%

More Calculators

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BAH Calculator

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Affordable Calculator

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Construction Loan Calculator

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VA Refinance Calculator

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