Below is a map of 219 VA approved builders that are approved by the VA and Security America Mortgage and ready to start building your new home. After you’ve applied for a VA construction loan, you can start your search for a builder!
As you can see, the majority of our country’s VA Approved builders are in Texas. If you live in Texas and want to finance your home through a VA construction loan lender, you should be able to easily find a builder for your project!
The most common type of home loan we offer is Conventional Loan. This type of loan does not have a government guarantee like other types of loans and also requires a down payment. Mortgage Insurance is required if the down payment made for the home loan is less than 20% of the total amount. The advantage of a conventional loan is that people can use it to buy investment property and second home, unlike government backed loans. For borrowers that have good credit score and will pay 20% down payment, conventional loans are the right choice.
In order to secure a VA Approved Builder for your home construction project, simply reach out to a builder from our selection and explain your home project to them, including when this project will take place. If the builder is available and has the capacity to work on your project, then you have yourself a registered builder and you’re one step closer to securing your VA construction loan.
If you want to work with a VA Approved builder that isn’t on our list, don’t worry. It’s very easy to become a registered builder, as there is no VA-mandated application process. The VA just issues an identification number after the builder submits the following paperwork:
Because there isn’t a formal application, there is no lengthy processing time. In most cases, an ID number can be issued within a day or two.