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Get the Best Deal on a Home Loan Today

It only takes two minutes.

Home loans from Security America can offer a few key benefits.

  • $0 Down Payment.
  • No Need for Private Mortgage Insurance.
  • Very Low Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Prequalify for the home loan best for you.

6f365d1c-5-elements-form-blue-arrow_01k00s01k00s000000This information will help determine your eligibility.
  • By clicking the "Apply Now" button and submitting your information, you agree to receive emails, phone calls, and/or text messages from Security America Mortgage at the number provided. This will help expedite your Loan Process.

Join the Millions of Veterans Using Their Benefits.

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No Down Payment

Saving enough money for a down payment can be especially difficult for active duty service members who are moving from base to base. Since there is no down payment required for a VA Home Loan, many veterans can purchase a home with little to no money out of pocket.

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No Mortgage Insurance

Most conventional loans require a borrower to put down at least 20 percent of the purchase price or pay mortgage insurance. Mortgage insurance can be costly and does not ever go towards reducing your principal balance.

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Lower Interest Rate

Because the Department of Veteran Affairs guarantees each loan, interest rates are typically 0.25 to 1 percent lower than those of conventional loans.

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages. The benefits of the VA… Read More
The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA home Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans. Read More
Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan. Read More

Testimonials

“Amazing! That’s what this Veteran had to say about Jed Manuel, VA Loan Specialist (NMLS 223806), and Security America Mortgage!”
Liz, Veteran
“Ken and his family’s’ dream came true! See what another Veteran has to say about Dave Mitchell, VA Loan Specialist (NMLS 352672), and Security America Mortgage! “
Ken, Veteran
“Security America Mortgage helps James and Nellie purchase a home using their VA home Loan Benefits. See what this happy couple has to say about their VA Loan Specialist, Susan Moeller (NMLS 894694), and Security America Mortgage!“
James, Veteran

Let the Loan Specialists at Security America Mortgage Help You.

Thousands of Happy Veteran Home-Owners!

From New Home Purchase Loans to Refinance Loans

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