Home loans from Security America can offer a few key benefits.
We offer VA, FHA, and All home loan types.
$0 Down payment for VA Loans.
No Need for Private Mortgage Insurance.
Very Low Interest Rate.
Easier to Qualify.
Relaxed Credit Standards.
No Mortgage Insurance
Since the VA guarantees the lender the top 25 percent of the loan, no mortgage insurance is required. Most conventional loans require a borrower to put down at least 20 percent of the purchase price or pay mortgage insurance. Mortgage insurance can be costly and does not ever go towards reducing your principal balance.
Lower Interest Rate
Because the Department of Veteran Affairs guarantees each loan, interest rates are typically 0.25 to 1 percent lower than those of conventional loans.
No Down Payment For VA Loans
Saving enough money for a down payment can be especially difficult for active duty service members who are moving from base to base. Since there is no down payment required for a VA Home Loan, many veterans can purchase a home with little to no money out of pocket.
Thousands of Happy Home-Owners!
Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started today contact us at (844) 920-2523 or complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!