Our Mission is to Make Your Dream Home in Oregon a Reality

Get Pre-Qualified for a loan in Oregon

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Oregon.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669


Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Oregon

  • We offer VA, FHA, and All home loan types.
  • $0 Down payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Veterans can achieve their dream of owning a home with the VA home loan benefit. If you are interested in buying your new house of your dreams, don’t hesitate to contact us by filling out the form below. Our Loan Officers are highly trained and experts in this field. We will help you through the entire process hassle free. We have been helping veterans get the home of their dreams for many years, you can read our testimonials here, hundreds of Veterans now are home owners, join them today.

Non Conforming Loan

Thousands of Happy Home-Owners!

Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!



One Time Close Construction Loan

Oregon VA Jumbo Loan

A Oregon jumbo mortgage is a home loan of which value exceeds conventional home loan limits which are set by Fannie Mae and Freddie Mac. Typically, jumbo mortgages are used to finance the purchase of luxury, high-end properties, homes, or condos. The jumbo mortgage, conforming limit in “high-cost” areas is currently $625,500. Jumbo mortgages also subject lenders to significantly higher risk due to the fact that if a jumbo mortgage loan defaults it would be harder to sell a luxury residence quickly for full price. With this in mind, the interest rate charged on a jumbo mortgage loan is generally higher than a conforming home loan and, depending on which lending you chose, the rate can fluctuate significantly. At Security America Mortgage, our team of jumbo mortgage specialists are experts in all types of jumbo mortgages and we offer extremely competitive market rates. If you are looking to obtain a Jumbo Loan Oregon and want to streamline the entire process then contact us today by completing the form on this page.

If you are in Oregon and need a large home loan, apply with us to find your interest rate in order to find out if you qualify. We are licensed in the State of Oregon and have specialists who are experts in the state. We offer friendly customer service and have years of experience in the field of mortgage loans. Apply for Jumbo Loan Oregon above today!


Oregon VA Jumbo Loan Limits


FIPS State Code FIPS County Code County Name State CBSA Number One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
41 001 BAKER OR $453,100 $580,150 $701,250 $871,450
41 003 BENTON OR 18700 $453,100 $580,150 $701,250 $871,450
41 005 CLACKAMAS OR 38900 $453,100 $580,150 $701,250 $871,450
41 007 CLATSOP OR 11820 $453,100 $580,150 $701,250 $871,450
41 009 COLUMBIA OR 38900 $453,100 $580,150 $701,250 $871,450
41 011 COOS OR 18300 $453,100 $580,150 $701,250 $871,450
41 013 CROOK OR 39260 $453,100 $580,150 $701,250 $871,450
41 015 CURRY OR 15060 $453,100 $580,150 $701,250 $871,450
41 017 DESCHUTES OR 13460 $453,100 $580,150 $701,250 $871,450
41 019 DOUGLAS OR 40700 $453,100 $580,150 $701,250 $871,450
41 021 GILLIAM OR $453,100 $580,150 $701,250 $871,450
41 023 GRANT OR $453,100 $580,150 $701,250 $871,450
41 025 HARNEY OR $453,100 $580,150 $701,250 $871,450
41 027 HOOD RIVER OR 26220 $454,250 $581,500 $702,900 $873,550
41 029 JACKSON OR 32780 $453,100 $580,150 $701,250 $871,450
41 031 JEFFERSON OR $453,100 $580,150 $701,250 $871,450
41 033 JOSEPHINE OR 24420 $453,100 $580,150 $701,250 $871,450
41 035 KLAMATH OR 28900 $453,100 $580,150 $701,250 $871,450
41 037 LAKE OR $453,100 $580,150 $701,250 $871,450
41 039 LANE OR 21660 $453,100 $580,150 $701,250 $871,450
41 041 LINCOLN OR 35440 $453,100 $580,150 $701,250 $871,450
41 043 LINN OR 10540 $453,100 $580,150 $701,250 $871,450
41 045 MALHEUR OR 36620 $453,100 $580,150 $701,250 $871,450
41 047 MARION OR 41420 $453,100 $580,150 $701,250 $871,450
41 049 MORROW OR 25840 $453,100 $580,150 $701,250 $871,450
41 051 MULTNOMAH OR 38900 $453,100 $580,150 $701,250 $871,450
41 053 POLK OR 41420 $453,100 $580,150 $701,250 $871,450
41 055 SHERMAN OR $453,100 $580,150 $701,250 $871,450
41 057 TILLAMOOK OR $453,100 $580,150 $701,250 $871,450
41 059 UMATILLA OR 25840 $453,100 $580,150 $701,250 $871,450
41 061 UNION OR 29260 $453,100 $580,150 $701,250 $871,450
41 063 WALLOWA OR $453,100 $580,150 $701,250 $871,450
41 065 WASCO OR 45520 $453,100 $580,150 $701,250 $871,450
41 067 WASHINGTON OR 38900 $453,100 $580,150 $701,250 $871,450
41 069 WHEELER OR $453,100 $580,150 $701,250 $871,450
41 071 YAMHILL OR 38900 $453,100 $580,150 $701,250 $871,450