VA Loan: The Complete Guide by Security America Mortgage
VA loans offer one of the most affordable paths to homeownership for veterans, active-duty service members, and eligible surviving spouses, but the rules around eligibility, entitlement, and loan limits can be confusing. This guide breaks down how VA loans really work, how many times you can use them, and what to expect when buying, refinancing, […]
VA Rehab Loan : 6 Reasons Why You Should Consider
A VA rehab loan can also help veterans update or renovate their homes to meet new needs or to accommodate a disability. If you’ve been considering a home equity loan or a cash out refinance loan, a VA rehab loan might better suit your financial situation. One of the best experiences about military service is […]
Benefits of the VA One -Time Close Construction Loan
So here’s the thing. Tons of Vets, active-duty folks and eligible surviving spouses actually make it happen – owning or building a custom home with a VA One-Time Close (OTC) Construction loan. What makes this special? This powerful financial tool covers literally everything. Buying land. Construction financing. The permanent mortgage. All rolled into one loan. […]
VA Construction Loan Rates: What Borrowers Need to Know
Creating the home you’ve always dreamed about? It’s exciting stuff really. Though it also means making some pretty important financial decisions. Rates are honestly one of the most critical factors. For any borrower with a VA construction loan anyway. The rates on your VA construction loan impact literally everything. How much leaves your bank account […]
Single Close Construction Loan: A Smart Way to Build Your Dream Home
Creating your ideal home from the bottom up is a thrilling adventure, though it doesn’t come without complicated financing. Traditional construction loans provide for two separate loans, the first for the building phase and a second for a permanent mortgage once the home is built. This translates into multiple approvals, separate closings and twice as […]
Loan to Buy Land and Build House: A Complete Guide
For a lot of would-be homeowners, the dream isn’t buying a pre-existing structure, but having one built from scratch that’s perfectly in line with their lifestyle. Unlike a regular mortgage that is used to purchase home which is already built and can be occupied as soon as you have title, getting a loan to buy […]
How Does a Construction Loan Work When You Own the Land?
Building the home of your dreams feels like a dream come true, but when it comes to funding that home, you might feel there’s more “dream” left than reality-especially if you already own the land. Among them: How a construction loan works when you own the land; and whether it simplifies the loan process. The […]
Construction Loans in California: A Complete Guide
A home in the state of California is the dream of many people. Family, Veterans and Investors homes for sale in California from the coastal beaches, to the mountains and the busy cities. But purchasing an existing home isn’t the only way to become a homeowner in the Golden State. Building a new home in […]
VA Loan Lenders: Finding the Right Partner for Your Homeownership Journey
Millions of veterans, active-duty service members and eligible spouses realize homeownership is attainable through the VA home loan program. Financed by the U.S. Department of Veterans Affairs, VA loans provide special advantages, including the ability to make no down payment, no private mortgage insurance (PMI) and favorable interest rates. But a key to taking full […]
Mortgage Rates Plunge: What It Means for Homebuyers and Homeowners
Recently, however, the housing market has taken an unexpected turn, and house hunters could snag a bargain mortgage rate not seen in years. This sharp decline in borrowing costs has triggered a wave of interest among homebuyers and owners looking to refinance, and of note, among real estate investors. Rate drops translate into lower monthly […]