Best Home Builders in Texas: Quality, Craftsmanship, and Trust You Can Count On
Texas is defined by its expansive landscapes, booming cities, and proud culture of independence, and the homes that line its neighborhoods reflect that spirit more than anything else. Whether you are constructing your dream residence from scratch or simply plan to spend in a custom made property, selecting the proper home builder in Texas might be among […]
What Is the Maximum Debt-to-Income for a VA Loan in 2025?
Understanding the Debt-to-Income (DTI) ratio is important when applying for a VA (Veterans Affairs) loan. Your DTI Ratio is a crucial factor in qualifying for a VA loan and how much you can borrow. In this ultimate VA loan DTI guide, we cover everything you need to know, from how to calculate the DTI, why it is needed, […]
VA Seller Concessions – Everything You Need to Know as a Homebuyer and Home Seller in 2025
​Seller concessions play a pivotal role in real estate transactions, particularly for veterans utilizing VA loans. These concessions can significantly reduce the financial burden on buyers, making homeownership more accessible. Understanding the nuances of VA seller concessions is essential for both buyers and sellers to navigate the home-buying process effectively.​ What Are Seller Concessions? Seller concessions […]
How a VA Loan for Mobile Home Provides Affordable Housing to Veterans in 2025
If you’re a veteran, active-duty service member or a qualifying spouse, you’re likely familiar with the advantages of VA home loans. But you might not know that you can also use a VA loan to buy a mobile home or manufactured home. While most people think of VA loans in terms of traditional houses, they’re available for other […]
$42,000 Mortgage Reduction for Veteran Homeowners: A Game-Changer in Financial Relief or complete farce?
Homeowners who are veterans have unique financial challenges from transitioning to civilian life to making mortgage payments. Unfortunately a new home mortgage reduction program isn’t changing that. Veterans potentially saving up to $42,000 will only happen in a case where their va loan rate and payment are less for the loan to actually equate to savings. You […]
Minimum Credit Score for VA Loan: Everything You Need to Know in 2025
The VA loans are made available by the U.S. Department of Veterans Affairs (VA) for service members and veterans who meet certain criteria along with the qualifying spouses. Such loans offer an excellent opportunity for homeownership with features like no down payment and low interest rates. A very common question that comes up for VA loan applicants […]
What Homebuyers and Sellers Should Know About the VA Amendatory Clause?
The Amendatory Clause is important when a VA home loan is used in the real estate transaction. It provides veterans, active duty service members and surviving spouses the protection of not overpaying for a particular property. If you’re purchasing a home with a VA loan, you’ll need to know more about a VA loan clause for a […]
Can You Transfer a Mortgage to Another Person in 2025?
When life circumstances change, homeowners can sometimes wonder if that means they can transfer their mortgage to another person. Financial hardship and divorce aren’t the only reasons; selling a home to a relative also makes transferring a mortgage seem potentially attractive. But it is not always straightforward and usually involves lender requirements and legal considerations as to […]
A Guide to Finding Your Dream Home: FHA Approved Homes for Sale in 2025
When most buyers look to buy a house, they’re usually familiar with the conventional mortgage avenues, but not all are aware of the advantages of purchasing an FHA approved home. These homes are specifically authorized for sale through the Federal Housing Administration (FHA), a division of the U.S. Department of Housing and Urban Development (HUD). Before doing so, […]
Owner-Occupied Private Mortgage Lender: The Definitive Guide in 2025
Obtaining a mortgage from banks and credit unions can be a difficult process for many homebuyers due to strict lending guidelines. That is where owner-occupied private mortgage lenders can be a vintage to the subject. This how to properly repay a home and keep it for the long term, for single-family dwellings. Explore in this article what a private […]