How do Construction Loan Rates vary by lender and product?

Construction loan rates can vary broadly by VA construction loan lender and product.  Construction loan rates are also affected by how long it will take you to build.  According to AI research, there is a broad range of construction loan rates offered and these vary by many factors.  Here is a list below of factors […]

What to know when shopping for VA construction loan lenders

When it comes to shopping VA construction loan lenders, one might find it a daunting task.  There is so much misinformation online.  When searching VA Construction Loan lenders on Google and Edge, you might have noticed Veterans United taking the top spot.  But the big question is, do they actually do a true VA construction […]

Buy it or build it , which option is most attractive for you in 2024?

Buy it or build it in 2023 - Security America Mortgage

One of the most significant and influential possessions you will ever have is your home. You’ll be residing there for many years, which can be crucial for the family and the growth of your kids. The housing market is large, and there are several things to explore still, even if you have an existing home. […]

VA Rehab Loan : 6 Reasons Why You Should Consider

VA Rehab Loan - Security America Mortgage

A VA rehab loan can also help veterans update or renovate their homes to meet new needs or to accommodate a disability. If you’ve been considering a home equity loan or a cash out refinance loan, a VA rehab loan might better suit your financial situation. One of the best experiences about military service is […]

Make Sure You Know About USDA Construction Loan

If you’re looking to build your dream home from scratch, you can consider getting USDA construction loan. The USDA one-time close construction loan allows you to borrow enough money for your lot purchase, home construction, and permanent mortgage. Those who are getting new construction can get the USDA OTC construction loan for complete financing and […]

You should know: VA Loan Spouse Requirements Q&A in 2024

VA Loan Spouse Requirements Q&A

VA loans are an effective way for military families to buy a house. This powerful home loan option is offered by private lenders like Security America Mortgage and supported by the Department of Veterans Affairs. It’s important to know what you and your spouse should expect from the loan application process and how you can […]

VA Builder ID Near Me

VA Builder ID - Security America Mortgage

Veterans interested in the VA construction loan and all its benefits will have to obtain a VA builder with a VA builder ID number before beginning the process. What Does A Builder Need Besides a VA Builder ID Number? The VA does not approve builders. Instead, the lender will determine whether or not the construction […]

Get VA One-Time Construction Loans

VA one-time close construction loan

Veterans or active duty service members looking to build a home with a single loan program can apply for the VA one-time close construction loan. Veterans, Reservists, National Guard members, and other military service members can take maximum advantage of this made-easy loan process to finance the construction of a new home, purchase a lot, […]

Can i use my va loan twice

Can i use my va loan twice

Can I use my VA loan twice: Yes, you can use your VA loan twice, and potentially even more times, as long as you meet the eligibility requirements. The Department of Veterans Affairs (VA) allows eligible veterans and service members to access VA loans multiple times over their lifetime, provided they meet certain criteria. Whether […]

VA Jumbo Loan Rates in 2024

Jumbo Loan mortgage inscription and stacks of coins.

Living in an expensive area or environment can come with its own difficulty, especially when it comes to purchasing a home. The cost of a home in these areas is usually a significant amount that veterans or service members may find difficult to purchase with a conventional VA loan. This is where the VA Jumbo […]