Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of your loan in Maryland.
We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.
So are you ready to start the VA home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669.
The VA Home loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA loan to both a conventional loan and an FHA loan you will quickly find out that the VA loan cannot be beaten.
VA loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about conventional or FHA mortgages.
The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows!
There are a few different ways to lower your interest rate with a VA loan refinance, including a VA Streamline Refinance and a Cash-Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash-Out Refinance allows someone who currently has a VA loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.
Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000.
When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all the benefits of the general VA loan.
Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.
No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.
Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!
Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!
Veterans can achieve their dream of owning a home with the VA home loan benefit. If you are interested in buying the house of your dreams, don’t hesitate to contact us by filling out the form below. Our Loan Officers are highly trained and experts in this field. We will help you through the entire process hassle-free. We have been helping veterans get the home of their dreams for many years, you can read our testimonials here, hundreds of Veterans now are homeowners, join them today.
Thousands of Happy Home-Owners!
Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!
A Maryland jumbo mortgage is a home loan of which value exceeds conventional home loan limits which are set by Fannie Mae and Freddie Mac. Typically, jumbo mortgages are used to finance the purchase of luxury, high-end properties, homes, or condos. The jumbo mortgage, conforming limit in “high-cost” areas is currently $625,500. Jumbo mortgages also subject lenders to significantly higher risk due to the fact that if a jumbo mortgage loan defaults it would be harder to sell a luxury residence quickly for full price. With this in mind, the interest rate charged on a jumbo mortgage loan is generally higher than a conforming home loan and, depending on which lending you chose, the rate can fluctuate significantly. At Security America Mortgage, our team of jumbo mortgage specialists are experts in all types of jumbo mortgages, and we offer extremely competitive market rates. If you are looking to obtain a Jumbo Loan Maryland and want to streamline the entire process then contact us today by completing the form on this page.
If you are in Maryland and need a large home loan, apply with us to find your interest rate in order to find out if you qualify. We are licensed in the State of Maryland and have specialists who are experts in the state. We offer friendly customer service and have years of experience in the field of mortgage loans. Apply for Jumbo Loan Maryland above today!
| FIPS State Code | FIPS County Code | County Name | State | CBSA Number | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | TFour-Unit Limit |
|---|---|---|---|---|---|---|---|---|
| 24 | 1 | ALLEGANY | MD | 19060 | $453,100 | $580,150 | $701,250 | $871,450 |
| 24 | 3 | ANNE ARUNDEL | MD | 12580 | $517,500 | $662,500 | $800,800 | $995,200 |
| 24 | 5 | BALTIMORE | MD | 12580 | $517,500 | $662,500 | $800,800 | $995,200 |
| 24 | 9 | CALVERT | MD | 47900 | $679,650 | $870,225 | $1,051,875 | $1,307,175 |
| 24 | 11 | CAROLINE | MD | $453,100 | $580,150 | $701,250 | $871,450 | |
| 24 | 13 | CARROLL | MD | 12580 | $517,500 | $662,500 | $800,800 | $995,200 |
| 24 | 15 | CECIL | MD | 37980 | $453,100 | $580,150 | $701,250 | $871,450 |
| 24 | 17 | CHARLES | MD | 47900 | $679,650 | $870,225 | $1,051,875 | $1,307,175 |
| 24 | 19 | DORCHESTER | MD | 15700 | $453,100 | $580,150 | $701,250 | $871,450 |
| 24 | 21 | FREDERICK | MD | 47900 | $679,650 | $870,225 | $1,051,875 | $1,307,175 |
| 24 | 23 | GARRETT | MD | $453,100 | $580,150 | $701,250 | $871,450 | |
| 24 | 25 | HARFORD | MD | 12580 | $517,500 | $662,500 | $800,800 | $995,200 |
| 24 | 27 | HOWARD | MD | 12580 | $517,500 | $662,500 | $800,800 | $995,200 |
| 24 | 29 | KENT | MD | $453,100 | $580,150 | $701,250 | $871,450 | |
| 24 | 31 | MONTGOMERY | MD | 47900 | $679,650 | $870,225 | $1,051,875 | $1,307,175 |
| 24 | 33 | PRINCE GEORGE’S | MD | 47900 | $679,650 | $870,225 | $1,051,875 | $1,307,175 |
| 24 | 35 | QUEEN ANNE’S | MD | 12580 | $517,500 | $662,500 | $800,800 | $995,200 |
| 24 | 37 | ST. MARY’S | MD | 15680 | $453,100 | $580,150 | $701,250 | $871,450 |
| 24 | 39 | SOMERSET | MD | 41540 | $453,100 | $580,150 | $701,250 | $871,450 |
| 24 | 41 | TALBOT | MD | 20660 | $453,100 | $580,150 | $701,250 | $871,450 |
| 24 | 43 | WASHINGTON | MD | 25180 | $453,100 | $580,150 | $701,250 | $871,450 |
| 24 | 45 | WICOMICO | MD | 41540 | $453,100 | $580,150 | $701,250 | $871,450 |
| 24 | 47 | WORCESTER | MD | 41540 | $453,100 | $580,150 | $701,250 | $871,450 |
| 24 | 510 | BALTIMORE CITY | MD | 12580 | $517,500 | $662,500 | $800,800 | $995,200 |