What Is the Maximum Debt-to-Income for a VA Loan in 2025?
Understanding the Debt-to-Income (DTI) ratio is important when applying for a VA (Veterans Affairs) loan. Your DTI Ratio is a crucial factor in qualifying for a VA loan and how much you can borrow. In this ultimate VA loan DTI guide, we cover everything you need to know, from how to calculate the DTI, why it is needed, […]
VA Seller Concessions – Everything You Need to Know as a Homebuyer and Home Seller in 2025
​Seller concessions play a pivotal role in real estate transactions, particularly for veterans utilizing VA loans. These concessions can significantly reduce the financial burden on buyers, making homeownership more accessible. Understanding the nuances of VA seller concessions is essential for both buyers and sellers to navigate the home-buying process effectively.​ What Are Seller Concessions? Seller concessions […]
How a VA Loan for Mobile Home Provides Affordable Housing to Veterans in 2025
If you’re a veteran, active-duty service member or a qualifying spouse, you’re likely familiar with the advantages of VA home loans. But you might not know that you can also use a VA loan to buy a mobile home or manufactured home. While most people think of VA loans in terms of traditional houses, they’re available for other […]
Minimum Credit Score for VA Loan: Everything You Need to Know in 2025
The VA loans are made available by the U.S. Department of Veterans Affairs (VA) for service members and veterans who meet certain criteria along with the qualifying spouses. Such loans offer an excellent opportunity for homeownership with features like no down payment and low interest rates. A very common question that comes up for VA loan applicants […]
What Homebuyers and Sellers Should Know About the VA Amendatory Clause?
The Amendatory Clause is important when a VA home loan is used in the real estate transaction. It provides veterans, active duty service members and surviving spouses the protection of not overpaying for a particular property. If you’re purchasing a home with a VA loan, you’ll need to know more about a VA loan clause for a […]
Understanding the 2-1 Buydown: A Guide for Homebuyers
Purchasing a home is a big financial commitment, and mortgage rates are instrumental in how affordable that commitment is. A 2-1 buydown is a way to offset the pain of high interest rates early on, during the first few years of a mortgage. This financing plan enables homebuyers to stagger their payments before acclimating to the full-interest rate […]
VA Loan Statement of Service Guide: What You Should Know in 2025
If you are a veteran, active-duty member of the Armed Services, National Guard member or Reservist, you may qualify for a VA home loan, which is none of the best mortgage options out there. But you’ll have to submit certain documents that prove your military service to qualify. The VA loan Statement of Service  (SOS) is one […]
All You Need to Know About VA Back Pay Over $100K
For many veterans, the road to disability benefits from the Department of Veterans Affairs (VA) can be long and winding. Because it takes time for claims to be processed, veterans who qualify for benefits usually receive back pay lump sum payments equal to the period between their effective date of disability and the date their claim is […]
Joint VA Loan: Everything You Need to Know in 2025
What is a Joint VA Loan? What are Joint VA Loans and who are they intended for? While a standard VA loan is only available to military members and their spouses, a Joint VA Loan allows co-borrowers who may or may not have VA loan eligibility. This type of loan allows numerous borrowers to pool their funds to […]
Debt Consolidation for Veterans: A Path to Financial Freedom
Financial struggles can be common for some veterans as they transition into the civilian world and continue to deal with debt after debt. From credit card bills to personal loans to medical expenses, debt is easy to accumulate, and leading next to make it hard for them to stay afloat financially. Veterans struggling with multiple debts can […]