Conventional Refinance

A conventional mortgage, unlike other types of mortgages such as a VA Loan, FHA, or RHS, is not guaranteed or insured by a federal government agency. If you have good credit, conventional mortgages might offer lower rates than other types of mortgages. And with a conventional mortgage, if you have at least 20% equity in your home, you might not have to pay any private, mortgage insurance. The best thing about a conventional mortgage is that anyone can apply, unlike VA Loans where only Veterans and Military Service members are eligible.

You can also change the duration of the loan if you wish, such as going from a 30-year mortgage down to a 15-year mortgage to reduce the term of your loan.

If you are looking to refinance your existing home with a conventional refinance mortgage our team of refinance specialists here at Security America Mortgage would love to work with you. We offer extremely competitive, market rates and will ensure that the entire process is streamlined so you don’t have to worry about anything.

To get started, complete the form on this page and a refinance specialist will contact you shortly or call (844) 648-2148 to speak with someone immediately!