Our Mission is to Make Your Dream Home in Mississippi a Reality

Get Pre-Qualified for a loan in Mississippi

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Mississippi.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

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Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Mississippi

  • We offer VA, FHA, and All home loan types.
  • $0 Down payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Veterans can achieve their dream of owning a home with the VA home loan benefit. If you are interested in buying your new house of your dreams, don’t hesitate to contact us by filling out the form below. Our Loan Officers are highly trained and experts in this field. We will help you through the entire process hassle free. We have been helping veterans get the home of their dreams for many years, you can read our testimonials here, hundreds of Veterans now are home owners, join them today.

Non Conforming Loan

Thousands of Happy Home-Owners!

Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!

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THOSE WHO SERVED.

One Time Close Construction Loan

Mississippi VA Jumbo Loan

A Mississippi jumbo mortgage is a home loan of which value exceeds conventional home loan limits which are set by Fannie Mae and Freddie Mac. Typically, jumbo mortgages are used to finance the purchase of luxury, high-end properties, homes, or condos. The jumbo mortgage, conforming limit in “high-cost” areas is currently $625,500. Jumbo mortgages also subject lenders to significantly higher risk due to the fact that if a jumbo mortgage loan defaults it would be harder to sell a luxury residence quickly for full price. With this in mind, the interest rate charged on a jumbo mortgage loan is generally higher than a conforming home loan and, depending on which lending you chose, the rate can fluctuate significantly. At Security America Mortgage, our team of jumbo mortgage specialists are experts in all types of jumbo mortgages and we offer extremely competitive market rates. If you are looking to obtain a Jumbo Loan Mississippi and want to streamline the entire process then contact us today by completing the form on this page.

If you are in Mississippi and need a large home loan, apply with us to find your interest rate in order to find out if you qualify. We are licensed in the State of Mississippi and have specialists who are experts in the state. We offer friendly customer service and have years of experience in the field of mortgage loans. Apply for Jumbo Loan Mississippi above today!

 

Mississippi VA Jumbo Loan Limits

 

FIPS State Code FIPS County Code County Name State CBSA Number One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
28 001 ADAMS MS 35020 $453,100 $580,150 $701,250 $871,450
28 003 ALCORN MS 18420 $453,100 $580,150 $701,250 $871,450
28 005 AMITE MS 32620 $453,100 $580,150 $701,250 $871,450
28 007 ATTALA MS $453,100 $580,150 $701,250 $871,450
28 009 BENTON MS 32820 $453,100 $580,150 $701,250 $871,450
28 011 BOLIVAR MS 17380 $453,100 $580,150 $701,250 $871,450
28 013 CALHOUN MS $453,100 $580,150 $701,250 $871,450
28 015 CARROLL MS 24900 $453,100 $580,150 $701,250 $871,450
28 017 CHICKASAW MS $453,100 $580,150 $701,250 $871,450
28 019 CHOCTAW MS $453,100 $580,150 $701,250 $871,450
28 021 CLAIBORNE MS 46980 $453,100 $580,150 $701,250 $871,450
28 023 CLARKE MS 32940 $453,100 $580,150 $701,250 $871,450
28 025 CLAY MS 48500 $453,100 $580,150 $701,250 $871,450
28 027 COAHOMA MS 17260 $453,100 $580,150 $701,250 $871,450
28 029 COPIAH MS 27140 $453,100 $580,150 $701,250 $871,450
28 031 COVINGTON MS $453,100 $580,150 $701,250 $871,450
28 033 DESOTO MS 32820 $453,100 $580,150 $701,250 $871,450
28 035 FORREST MS 25620 $453,100 $580,150 $701,250 $871,450
28 037 FRANKLIN MS $453,100 $580,150 $701,250 $871,450
28 039 GEORGE MS $453,100 $580,150 $701,250 $871,450
28 041 GREENE MS $453,100 $580,150 $701,250 $871,450
28 043 GRENADA MS 24980 $453,100 $580,150 $701,250 $871,450
28 045 HANCOCK MS 25060 $453,100 $580,150 $701,250 $871,450
28 047 HARRISON MS 25060 $453,100 $580,150 $701,250 $871,450
28 049 HINDS MS 27140 $453,100 $580,150 $701,250 $871,450
28 051 HOLMES MS $453,100 $580,150 $701,250 $871,450
28 053 HUMPHREYS MS $453,100 $580,150 $701,250 $871,450
28 055 ISSAQUENA MS $453,100 $580,150 $701,250 $871,450
28 057 ITAWAMBA MS 46180 $453,100 $580,150 $701,250 $871,450
28 059 JACKSON MS 25060 $453,100 $580,150 $701,250 $871,450
28 061 JASPER MS 29860 $453,100 $580,150 $701,250 $871,450
28 063 JEFFERSON MS $453,100 $580,150 $701,250 $871,450
28 065 JEFFERSON DAVIS MS $453,100 $580,150 $701,250 $871,450
28 067 JONES MS 29860 $453,100 $580,150 $701,250 $871,450
28 069 KEMPER MS 32940 $453,100 $580,150 $701,250 $871,450
28 071 LAFAYETTE MS 37060 $453,100 $580,150 $701,250 $871,450
28 073 LAMAR MS 25620 $453,100 $580,150 $701,250 $871,450
28 075 LAUDERDALE MS 32940 $453,100 $580,150 $701,250 $871,450
28 077 LAWRENCE MS $453,100 $580,150 $701,250 $871,450
28 079 LEAKE MS $453,100 $580,150 $701,250 $871,450
28 081 LEE MS 46180 $453,100 $580,150 $701,250 $871,450
28 083 LEFLORE MS 24900 $453,100 $580,150 $701,250 $871,450
28 085 LINCOLN MS 15020 $453,100 $580,150 $701,250 $871,450
28 087 LOWNDES MS 18060 $453,100 $580,150 $701,250 $871,450
28 089 MADISON MS 27140 $453,100 $580,150 $701,250 $871,450
28 091 MARION MS $453,100 $580,150 $701,250 $871,450
28 093 MARSHALL MS 32820 $453,100 $580,150 $701,250 $871,450
28 095 MONROE MS $453,100 $580,150 $701,250 $871,450
28 097 MONTGOMERY MS $453,100 $580,150 $701,250 $871,450
28 099 NESHOBA MS $453,100 $580,150 $701,250 $871,450
28 101 NEWTON MS $453,100 $580,150 $701,250 $871,450
28 103 NOXUBEE MS $453,100 $580,150 $701,250 $871,450
28 105 OKTIBBEHA MS 44260 $453,100 $580,150 $701,250 $871,450
28 107 PANOLA MS $453,100 $580,150 $701,250 $871,450
28 109 PEARL RIVER MS 38100 $453,100 $580,150 $701,250 $871,450
28 111 PERRY MS 25620 $453,100 $580,150 $701,250 $871,450
28 113 PIKE MS 32620 $453,100 $580,150 $701,250 $871,450
28 115 PONTOTOC MS 46180 $453,100 $580,150 $701,250 $871,450
28 117 PRENTISS MS $453,100 $580,150 $701,250 $871,450
28 119 QUITMAN MS $453,100 $580,150 $701,250 $871,450
28 121 RANKIN MS 27140 $453,100 $580,150 $701,250 $871,450
28 123 SCOTT MS $453,100 $580,150 $701,250 $871,450
28 125 SHARKEY MS $453,100 $580,150 $701,250 $871,450
28 127 SIMPSON MS 27140 $453,100 $580,150 $701,250 $871,450
28 129 SMITH MS $453,100 $580,150 $701,250 $871,450
28 131 STONE MS $453,100 $580,150 $701,250 $871,450
28 133 SUNFLOWER MS 26940 $453,100 $580,150 $701,250 $871,450
28 135 TALLAHATCHIE MS $453,100 $580,150 $701,250 $871,450
28 137 TATE MS 32820 $453,100 $580,150 $701,250 $871,450
28 139 TIPPAH MS $453,100 $580,150 $701,250 $871,450
28 141 TISHOMINGO MS $453,100 $580,150 $701,250 $871,450
28 143 TUNICA MS 32820 $453,100 $580,150 $701,250 $871,450
28 145 UNION MS $453,100 $580,150 $701,250 $871,450
28 147 WALTHALL MS $453,100 $580,150 $701,250 $871,450
28 149 WARREN MS 46980 $453,100 $580,150 $701,250 $871,450
28 151 WASHINGTON MS 24740 $453,100 $580,150 $701,250 $871,450
28 153 WAYNE MS $453,100 $580,150 $701,250 $871,450
28 155 WEBSTER MS $453,100 $580,150 $701,250 $871,450
28 157 WILKINSON MS $453,100 $580,150 $701,250 $871,450
28 159 WINSTON MS $453,100 $580,150 $701,250 $871,450
28 161 YALOBUSHA MS $453,100 $580,150 $701,250 $871,450
28 163 YAZOO MS 27140 $453,100 $580,150 $701,250 $871,450