VA Allowable Fees: Complete 2026 Guide to VA Loan Closing Costs
VA allowable fees are closing costs that a Veteran, service member, or eligible surviving spouse may legally be charged on a VA-backed mortgage under federal VA rules and approved local deviations. They can include the VA appraisal, credit report, title work, recording charges, required insurance and escrow items, certain surveys, and a permitted lender origination […]
VA Loan Discount Points: How They Work, What They Cost, and When to Buy Them in 2026
VA loan discount points are an optional upfront cost you may pay at closing to receive a lower mortgage interest rate. One point equals 1% of the loan amount, but there is no universal rule that one point always lowers a VA rate by 0.25 percentage points. The actual rate reduction depends on the lender, […]