VA Loan for Surviving Spouse: 2026 Eligibility, COE, Benefits & Requirements

VA Loan for Surviving Spouse: 2026 Eligibility, COE, Benefits & Requirements

A surviving spouse may be eligible for a VA-backed home loan when the Veteran or service member meets specific VA death, disability, missing-in-action, or prisoner-of-war rules and the spouse receives a qualifying Certificate of Eligibility. The benefit can provide major home-buying advantages, including the possibility of no down payment, no monthly private mortgage insurance, competitive […]