VA Loan Leave and Earnings Statement (LES): 2026 Requirements, Rules & Checklist

VA Loan Leave and Earnings Statement (LES) Requirements & Guidelines

A Leave and Earnings Statement, or LES, is one of the most important income documents for an active-duty service member applying for a VA home loan. Under current VA underwriting rules, an active-duty applicant uses a military LES instead of a standard verification of employment, and the document generally must be dated within 120 days […]