VA Loan for an ADU: 2026 Eligibility, Appraisal & Financing Guide
A VA loan can finance a primary residence that includes an accessory dwelling unit, but an ADU adds property-classification, appraisal, zoning, and financing questions that should be resolved before you make an offer or start construction. Under current VA appraisal guidance, a true ADU includes kitchen, sleeping, and bathroom facilities and is part of the […]