It’s not all sunny weather and beaches in Florida; however it’s also a major center for people who want to buy land, to build for their second home, their dream house or for investment. With no state income tax, an expanding population, and a variety of geography, the Sunshine State is an ideal place to invest in land, both from the purpose of buying land to live in or: to buying land to develop as commercial real estate. But where do you start looking when you want to buy land in Florida? Here is a look at the best places to think about and what makes them so.
Ocala – The Equestrian Dream
Ocala is the “Horse Capital of the World” and perfect for anyone hungry for acres or equestrian properties. Based in Marion County, this is an area of rolling hills and a mix of small-town charm and new suburbia. It’s the latter that is particularly attractive to buyers who are seeking bigger lots at a relatively much more affordable price than you’ll find in coastal cities. Throughout recent years, Ocala has experienced increased development, infrastructure enhancements, and a positive pulse, combined with the already-strong foundation, seems to be a place worth exploring for lifestyle and potential investment purposes.
Port Charlotte – Coastal Living without the Price Tag
Less expensive than Sarasota or Naples, Port Charlotte has a lot to offer if you’ve been yearning for a home on Florida’s Gulf Coast. Located in Charlotte County, the area offers a combination of saltwater and at tributaries, many which lead reasonably priced on water ready for you to enjoy! It’s a popular destination for retirees and those with families who want to live near the water without breaking the bank. Moreover, upcoming developments in the area and its strategic position between Fort Myers and Sarasota contribute to its attractiveness as an investment destination.
Palm Coast – Fast-Growing and Family Friendly
Situated between St. Augustine and Daytona Beach, Palm Coast is one of the fastest growing cities in Florida. It includes a mix of land parcels, including wooded lots and plots in emerging neighborhoods. The city is clean, with easy access to every imaginable beach and good schools, and is popular with families. As more people look for alternatives to the densely populated South Florida cities, Palm Coast is providing a well-positioned option that still has plenty of room for growth.
Lehigh Acres – Affordable Opportunities near Fort Myers
For prospective buyers looking for a bit of affordability and a lot of growth potential, the Gulf-side Lehigh Acres in Lee County is a possibility. This area is growing fast and still provides some of the least costly land in Southwest Florida. There are no port authority or ocean views, but it’s relatively suburban and less developed than the coast, but still not an unreasonable commute for those working in Fort Myers or in search of a home in more private surroundings.
If you’re looking to build from scratch, you may be asking yourself, how can I find the top custom home builders near me? A good place to begin is online reviews, local home shows or real estate professionals. “Most people hear about contractors from word of mouth,” Yingst said. Additionally, many local builders have model homes that you can tour to get an idea of the quality of their work before you make a decision.
Gainesville – A Hub for Innovation and Nature
With the University of Florida lying at the heart of the city, many residents in the area are affiliated with the university and the Gator Nation, its name for the fervent fan base of the Florida Gators. It’s not the first place most people think of when in the market to buy land, but it is becoming increasingly the first place. With an economy that rocks, great land prices, and the great outdoors a stone’s throw away, it is great for those wanting a more quiet life with all the perks of city life.
The Space Coast (Titusville, Palm Bay, Melbourne)
The region along Florida’s Atlantic coast that the suit covers is being recast thanks to the revival of the space industry. Companies such as SpaceX and Blue Origin have brought job growth and economic development to the region. That has led to more demand for land, in particular close to Titusville and Palm Bay. Whether you are investing in land for a home or business, the Space Coast is a savvy long-term investment.
North Port – A Rising Star in Sarasota County
North Port has emerged as one of the most desirable land markets in Florida because of its location between Tampa and Fort Myers. It marries small-town appeal with proximity to major roads, and it’s one of the Sarasota County’s more affordable places to live. There are many parcels available for new construction, making it a perfect location for those desiring to build a house from the ground up.
Once you’re ready to build, a strong working relationship with the best home builders in Florida is a must. Look for builders who are experienced in your region, and who offer energy-efficient designs, transparent pricing and a strong reputation. Some of the state’s top builders such as GL Homes, Lennar, and Toll Brothers are here, but there are also many smaller boutique builders that also focus on high quality and a more personalized experience.
Financing Your Florida Land Purchase
If you’ve decided to buy land and build custom home, congratulations! This can be an exciting journey, but there are other steps to take and factors to consider in order to get started. Financing this expanded purchase can be a bit confusing if you’re not aware of your options. For veterans with eligibility and current service members, a VA construction loan lender can make a big difference. These lenders often help finance the purchase of new land and the construction of a new home in one loan package, with little or no money down.
If you are planning on taking advantage of VA construction financing, ensure that you are working with VA approved builders so the process is seamless and follows Department of Veterans Affairs guidelines. All of them are VA-approved and know the VA’s lending process, which can mean more peace of mind and less time spent waiting during construction.
Final Thoughts
Whether you’re searching for rural retreats, coastal charm, or a place near growing tech hubs, Florida offers a wide variety of land-buying opportunities. From Ocala’s open pastures to North Port’s rising neighborhoods, the Sunshine State continues to attract land buyers from across the country. With thoughtful planning, the right team, and the proper financing in place, you can turn a parcel of land into the home of your dreams or a solid investment for your future.
Ready to explore the Florida land market? Start with local realtors, explore public land auctions, and connect with professionals who understand both the landscape and legal requirements. Your Florida land journey begins with one well-researched step.