Georgia is now one of the leading states for land purchasers that are seeking a combination of rural life, growing suburbs and strong cities. Whether you’re picturing yourself in a custom-built rural farm house, a cozy mountain cabin for sale, or family friendly suburban community, Georgia has the homes for sale and the local communities you’re looking for. But with so many choices, knowing where to look can pay off in an investment. In this guide we will go over where to buy land in Georgia for affordable prices and finding the best location to build your new home, find custom home builders, plus options for veterans like VA loans in Georgia.
Why Buy Land in Georgia?
Georgia is so diverse it is appealing. From the North Georgia Mountains to the southeast coast, the state is home to diverse natural settings and climates. With its low cost of living, friendly tax environment, and proximity to major interstate highways and ports, it’s also an excellent financial decision for land buyers. Georgia can accommodate your needs, whether you are retiring, starting a family or investing in real estate.
North Georgia Mountains
If you like beautiful views, cooler weather and outdoor living the North Georgia Mountains may be just the place for you! Places like Blue Ridge, Ellijay and Dahlonega are picturesque plus have quaint little downtowns and tight-knit communities. Purchasing land in this area allows owners to hike, fish and see the foliage change. It’s a great place for holiday homes or Airbnb properties too.
Metro Atlanta Suburbs
For those who seek the company of city amenities, but prefer not to live in the urban core of downtown Atlanta, the metro suburbs provide the ideal balance. Places such as Alpharetta, Peachtree City and Woodstock have been growing quickly in recent years. They have good school systems, bustling business districts and lots of room for custom home building. Land can be more expensive than in rural areas of the state, but the long-term value looks positive with continued development.
South Georgia
South Georgia has lots of land at less cost. This region is home to the farming tradition, a simpler way of life and friendly neighbours. Towns such as Valdosta, Tifton and Moultrie offer buyers the opportunity to scoop up sizable tracts of land for farming, recreation or development without cringing at the price. “Whether it’s the good life that you need to get back to, or simple living, this property is for you,” the listing reads.
Savannah and Coastal Areas
There’s a special combination of Southern charm on the coast of Georgia. Savannah isn’t all about history, though it has a vibrant arts scene and a growing job market to boot. The other local islands such as Tybee, St. Simons, and Jekyll Island offer amazing waterfront or marsh property lot choices. Investing in land in this area provides coastal breezes and you are minutes from some of the most gorgeous water views in the southeast.
Middle Georgia
For a true blend of affordability and urban life, see the Middle Georgia area. Macon, Warner Robins and Milledgeville boast less expensive property while still possessing sufficient infrastructure to accommodate new development. This is a excellent opportunity for families to expand or investors to build a rental property!
Choosing the Right Property
When you decide to purchase acreage, there are a few things you will want to consider:
- Zoning and Land Use: Review county restrictions to determine if land use conforms to your plans.
- Utilities and infrastructure: Revues rural lots may not have water, sewer, or electricity access.
- Service Access: Look at proximity to schools, hospitals, and malls.
- Soil and Topography: This is especially important if you intend to farm or build on the property.
Once you find the perfect plot, the question is how to translate a vision into reality. That begins by asking the right question: How do I get the best custom home builders near me? The solution often is in researching local builders specializing in the niche you’ve selected. Search for builders with good reputations, transparent pricing and portfolios that match your taste. Speaking with the locals, reading through reviews and touring model homes can all help you make the right choice.
Benefits of VA Loans When Purchasing 10 Acres Land in Georgia
If you’re a service member or veteran, a VA loan in Georgia can be a wise financial decision. Traditional VA loans do not allow you to purchase land on its own, but there are VA construction loan options available for you to purchase land and build a home on that land at the same time. This is especially helpful for someone who will be residing in their home once all of the work is done.
A VA construction loan provides for the combination of the cost of the land and the cost of construction into one loan, resulting in fewer documents being prepared and only one closing. The type of loan will, in many cases, require those looking to get approved for a VA construction loan to work with VA construction loan lenders who are familiar with the process and will walk you through everything from eligibility to documentation.
It’s equally important to have relationships with VA approved builders. These builders are approved to build to the U.S. Department of Veterans Affairs standards and can get loan approval easily. They know the ins and outs of VA Loans and many have experience with appraisals and inspections based on VA regulations.
Final Thoughts
Purchasing land in Georgia allows you to build a home specifically for the way you live as well as your long-term plans. Whether mountain views, beachside sunsets, or a home near a bustling suburban hub is what you’re after, Georgia serves it up. With proper planning, skilled professionals, and financing like a VA construction loan you can transform an empty parcel into a forever home.
Before purchasing land, dedicate yourself to spending time in the area, talk to professionals there, and research your financing and building options. Georgia isn’t only a place for buying land, it’s a place for building your future.