Maryland or the ‘State of Free State’ abounds in a mix of urban exuberance and historic quaint that is just a few kilometers away from the national capital Washington D.C. From vibrant city life to quiet suburbia and sandy shores, Maryland has it all. If you’re a young professional, a growing family, or a retiree, you’ll have a place that feels like home.
Best places to live in Maryland include some of the best small to midsized cities and towns in America, which have several areas in close proximity of each other that have high-quality housing, great schools, low crime and a good local job market. Whether you’re moving or buying a home in one of these places, this list will help you make an informed choice.
1. Columbia – The Master-Planned Marvel
Columbia is a frequent presence on best-of lists not only in Maryland, but in the whole country as well Perhaps the top planned community of the 1960s, Columbia comprises 10 self-sufficient villages, complete with schools, parks and shopping centers.
Why live in Columbia?
- Excellent public schools
- Ample green spaces and walking trails
- Strong sense of community
- Proximity to Baltimore and Washington, D.C.
With just the right combination of residential, employment, and recreation choices, Columbia is ideal for families and professionals.
2. Bethesda – Upscale Suburban Sophistication
Just northwest of Washington, D.C., Bethesda is among the wealthiest and most desirable communities in Maryland. With its top-rated public schools, lively downtown and world-class medical institutions including the N.I.H., Bethesda draws high-income professionals and families seeking a premium lifestyle.
Highlights:
- Walkable downtown filled with restaurants, art galleries, and boutiques
- Access to the D.C. Metro Red Line
- Excellent healthcare and education institutions
That cost of living in Bethesda is mirrored by the excellent quality of life there, however, so if you’re looking for a bit of luxury and convenience, you can’t do much better.
3. Annapolis – A Historic Seaside Treasure
Founded in 1649 as its state capital, Annapolis blends colonial history with sea-faring culture. By the Chesapeake Bay, it’s famed for cobbled streets, history-filled structures and a heavy naval presence.
Why people love Annapolis:
- Waterfront views and boating culture
- The U.S. Naval Academy
- Historic downtown with vibrant shops and restaurants
Annapolis, with its rich history, beaches and slower pace without sacrificing culture and community, is perfect for the historically inclined and water loving.
4. Ellicott City – Rich History Meets Family-Friendly Living
A small-town quaintness and big-suburb amenities in Ellicott City. In Howard County, it is known for its preserved historic district, top-rated schools and family-friendly lifestyle.
Why Ellicott City stands out:
- Consistently ranked for safety and education
- A charming, historic Main Street
- Proximity to both Baltimore and D.C.
A close-knit sense of community and high quality of life make Ellicott City a desirable place to call home for families who want to put down roots in a suburban a suburban setting.
5. Rockville – A Multicultural Urban Center
Rockville is a city vibrant with a mix of people, commerce, industry, culture and government and is the county seat of Montgomery County. The neighborhood provides a mix of historic enclaves, new developments and a growing tech sector.
What to expect in Rockville:
- Excellent transportation (Metro access and major highways)
- Diverse cultural scene
- Job opportunities in biotech and IT sectors
Rockville offers an urban vibe along with suburbia comfort, it is great for young professionals and families.
6. Frederick – Where Past Meets Progress
Frederick makes for small-town charm with development on the rise. Nestled in Western Maryland, it’s a popular spot for those looking for cheap living, beautiful views, and a hometown feel.
Top reasons to choose Frederick:
- Affordable housing compared to nearby D.C. suburbs
- Historic downtown with breweries, boutiques, and art galleries
- Access to nature, including parks and hiking trails
Frederick is a burgeoning region with a growing economy, making it a perfect place for first-time homeowners or for anyone seeking to flee the rat race of the big city.
7. Towson – A Suburban Gem with City Vibes
Towson, a northern suburb of Baltimore, has a bustling downtown and is home to Towson University, but also prides itself on being family-friendly. It provides the best of both worlds, urban and suburban.
Towson’s appeal:
- Variety of housing options
- Access to shopping centers and restaurants
- Close to I-695 and I-83 for easy commuting
Whether you’are a student, young professional or a family, Towson is a great option full of community resources and entertainment.
8. Silver Spring – Diverse, Dynamic, and Convenient
It is adjacent to Washington, D.C., and is one of Maryland’s most energetic and culturally eclectic cities. It’s a hit with commuters, creative and young professionals.
Why Silver Spring is hot right now:
- Great access to public transportation
- Wide range of restaurants, theaters, and music venues
- Diverse population and inclusive atmosphere
With a city feel and cost that’s less than in D.C., Silver Spring consistently tops the list of best financial busts for renters and buyers.
9. Gaithersburg – Tech Hub with Suburban Comfort
The city of Gaithersburg has a lot going for it. Famous for its tech scene and entrepreneurial spirit, it’s a great place to raise a family, too.
Perks of living in Gaithersburg:
- Modern communities like Kentlands and Lakelands
- Public parks and recreational programs
- Accessible housing options
Gaithersburg combines progress and tradition, which is a reason that makes it a prime place to invest in real estate and raise a family.
10. Ocean City – Coastal Living at Its Best
For the dreamers of beach life, there’s Ocean City and its laid-back coastal lifestyle. It’s common among retirees and workers in the hospitality, tourism or real estate sectors.
What makes Ocean City unique:
- Miles of sandy beaches and a classic boardwalk
- Seasonal activities and festivals
- Affordable waterfront properties (compared to other East Coast beach towns)
Thinking Long-Term? Consider Buying Land
If you’re thinking about making a move or investment in the state, the Best Places to Buy Land in Maryland may also be for you. Buying is flexible and an investment for the long haul, especially in growing regions, such as Frederick, Gaithersburg or rural southern Maryland.
VA Loan Opportunities in Maryland
If you’re a veteran or active military member looking to purchase a home in Maryland, a VA loan in Maryland could be the perfect mortgage loan type for your situation. The VA has a zero down payment program with competitive interest rates and no private mortgage insurance, helping open the doors of owning a home for military personnel.
Final Thoughts
Maryland is more than a corridor sandwiched between Washington, D.C., and the Powerhouse State of the Northeast. It’s a diverse, dynamic state that provides a little something for everybody, from charming, historic towns and beach communities to urban areas and quiet suburbs.
Each of these 10 cities and towns has something unique and special to offer. Whether you desire the fast-paced lifestyle of Annapolis or a relaxing retreat into the serene landscape, Maryland has you covered. Check to see what’s available and find your dream home in the Old Line State.