VA Loans and Title Restrictions

At Security America Mortgage, we adhere to strict editorial integrity, take a look to learn more. Title restrictions are entries on a title deed that prevents the sale or transfer of a property in some way. They can be conditional based on specific occurrences or they can be absolute. They are most often encountered in […]

How Student Loans Impact VA Home Loan Chances

VA Mortgage & Student Loans At Security America Mortgage, we adhere to strict editorial integrity, take a look to learn more. Your debt-to-income ratio is an important factor in your home loan application, whether you are applying for a VA loan or another type of loan. The debt-to-income ratio looks at how much money you […]

VA Home Loan Changes

At Security America Mortgage, we adhere to strict editorial integrity, take a look to learn more. Guest blog from American Financial Resources* It is a great honor to serve our military men and women, and VA home loans help us make home buying possible for many of these families. If you’ve served in the military, […]

The VA Appraisal Process

VA Home Appraisal At Security America Mortgage, we adhere to strict editorial integrity, take a look to learn more. When you purchase a home, one of the conditions of the loan is that you have it appraised. Your VA loan appraisal is good for up to six months, or until the loan closes, for any […]

Can I Get a New VA Loan After a Foreclosure?

At Security America Mortgage, we adhere to strict editorial integrity, take a look to learn more. VA Loans & Foreclosure When a major financial hardship happens in life, and you find yourself not being able to make your mortgage payments, if this goes on long enough you may find yourself facing foreclosure. Foreclosure is what […]

Subsequent Use of a VA Loan

At Security America Mortgage, we adhere to strict editorial integrity, take a look to learn more. Can You Use a VA Loan Twice? One of the great things about the VA loan benefit is that you can use it multiple times to buy homes. There is no limit to the amount of VA home loans […]

The Closing Costs for a VA Loan

At Security America Mortgage, we adhere to strict editorial integrity, take a look to learn more. When buying a home with the VA loan, there is no down payment, making it an excellent option for veterans. However, one financial obstacle that veterans will still need to face is closing costs. Closing costs are paid at […]

Getting a VA Loan When Self-Employed

At Security America Mortgage, we adhere to strict editorial integrity, take a look to learn more. When buying a home, your employment and your income are a key factor in whether or not you will be approved for a mortgage loan. If you are self-employed, you may face some unique challenges to get a loan. […]

VA Energy Efficient Mortgage

At Security America Mortgage, we adhere to strict editorial integrity, take a look to learn more. VA Energy Efficient Mortgage Loan Your home is getting older, and the windows have been letting the cold air seep in, taxing your poor heating system, and raising your energy costs. It can be expensive to upgrade your home […]

VA Home Appraisal Lower Than the Purchase Price?

At Security America Mortgage, we adhere to strict editorial integrity, take a look to learn more. VA Loan Appraisal too Low? One of the parts of receiving a mortgage loan is the appraisal. An appraiser will come to the property and appraise its value, which helps determine how much a lender will give you for […]