Our Mission is to Make Your Dream Home in Arkansas a Reality

Get Pre-Qualified for a loan in Arkansas

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Arkansas.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

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alabama home loans

Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Arkansas

  • We offer VA, FHA, and All home loan types.
  • $0 Down payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Arkansas VA Jumbo Loan Limits

Thinking about applying for a VA Loan in the state of Arkansas? Learn about the Arkansas VA Jumbo Loan limits. Here’s what you should know!

FIPS State Code FIPS County Code County Name State CBSA Number One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
05 001 ARKANSAS AR $453,100 $580,150 $701,250 $871,450
05 003 ASHLEY AR $453,100 $580,150 $701,250 $871,450
05 005 BAXTER AR 34260 $453,100 $580,150 $701,250 $871,450
05 007 BENTON AR 22220 $453,100 $580,150 $701,250 $871,450
05 009 BOONE AR 25460 $453,100 $580,150 $701,250 $871,450
05 011 BRADLEY AR $453,100 $580,150 $701,250 $871,450
05 013 CALHOUN AR 15780 $453,100 $580,150 $701,250 $871,450
05 015 CARROLL AR $453,100 $580,150 $701,250 $871,450
05 017 CHICOT AR $453,100 $580,150 $701,250 $871,450
05 019 CLARK AR 11660 $453,100 $580,150 $701,250 $871,450
05 021 CLAY AR $453,100 $580,150 $701,250 $871,450
05 023 CLEBURNE AR $453,100 $580,150 $701,250 $871,450
05 025 CLEVELAND AR 38220 $453,100 $580,150 $701,250 $871,450
05 027 COLUMBIA AR 31620 $453,100 $580,150 $701,250 $871,450
05 029 CONWAY AR $453,100 $580,150 $701,250 $871,450
05 031 CRAIGHEAD AR 27860 $453,100 $580,150 $701,250 $871,450
05 033 CRAWFORD AR 22900 $453,100 $580,150 $701,250 $871,450
05 035 CRITTENDEN AR 32820 $453,100 $580,150 $701,250 $871,450
05 037 CROSS AR $453,100 $580,150 $701,250 $871,450
05 039 DALLAS AR $453,100 $580,150 $701,250 $871,450
05 041 DESHA AR $453,100 $580,150 $701,250 $871,450
05 043 DREW AR $453,100 $580,150 $701,250 $871,450
05 045 FAULKNER AR 30780 $453,100 $580,150 $701,250 $871,450
05 047 FRANKLIN AR $453,100 $580,150 $701,250 $871,450
05 049 FULTON AR $453,100 $580,150 $701,250 $871,450
05 051 GARLAND AR 26300 $453,100 $580,150 $701,250 $871,450
05 053 GRANT AR 30780 $453,100 $580,150 $701,250 $871,450
05 055 GREENE AR 37500 $453,100 $580,150 $701,250 $871,450
05 057 HEMPSTEAD AR 26260 $453,100 $580,150 $701,250 $871,450
05 059 HOT SPRING AR 31680 $453,100 $580,150 $701,250 $871,450
05 061 HOWARD AR $453,100 $580,150 $701,250 $871,450
05 063 INDEPENDENCE AR 12900 $453,100 $580,150 $701,250 $871,450
05 065 IZARD AR $453,100 $580,150 $701,250 $871,450
05 067 JACKSON AR $453,100 $580,150 $701,250 $871,450
05 069 JEFFERSON AR 38220 $453,100 $580,150 $701,250 $871,450
05 071 JOHNSON AR $453,100 $580,150 $701,250 $871,450
05 073 LAFAYETTE AR $453,100 $580,150 $701,250 $871,450
05 075 LAWRENCE AR $453,100 $580,150 $701,250 $871,450
05 077 LEE AR $453,100 $580,150 $701,250 $871,450
05 079 LINCOLN AR 38220 $453,100 $580,150 $701,250 $871,450
05 081 LITTLE RIVER AR 45500 $453,100 $580,150 $701,250 $871,450
05 083 LOGAN AR $453,100 $580,150 $701,250 $871,450
05 085 LONOKE AR 30780 $453,100 $580,150 $701,250 $871,450
05 087 MADISON AR 22220 $453,100 $580,150 $701,250 $871,450
05 089 MARION AR $453,100 $580,150 $701,250 $871,450
05 091 MILLER AR 45500 $453,100 $580,150 $701,250 $871,450
05 093 MISSISSIPPI AR 14180 $453,100 $580,150 $701,250 $871,450
05 095 MONROE AR $453,100 $580,150 $701,250 $871,450
05 097 MONTGOMERY AR $453,100 $580,150 $701,250 $871,450
05 099 NEVADA AR 26260 $453,100 $580,150 $701,250 $871,450
05 101 NEWTON AR 25460 $453,100 $580,150 $701,250 $871,450
05 103 OUACHITA AR 15780 $453,100 $580,150 $701,250 $871,450
05 105 PERRY AR 30780 $453,100 $580,150 $701,250 $871,450
05 107 PHILLIPS AR 25760 $453,100 $580,150 $701,250 $871,450
05 109 PIKE AR $453,100 $580,150 $701,250 $871,450
05 111 POINSETT AR 27860 $453,100 $580,150 $701,250 $871,450
05 113 POLK AR $453,100 $580,150 $701,250 $871,450
05 115 POPE AR 40780 $453,100 $580,150 $701,250 $871,450
05 117 PRAIRIE AR $453,100 $580,150 $701,250 $871,450
05 119 PULASKI AR 30780 $453,100 $580,150 $701,250 $871,450
05 121 RANDOLPH AR $453,100 $580,150 $701,250 $871,450
05 123 ST. FRANCIS AR 22620 $453,100 $580,150 $701,250 $871,450
05 125 SALINE AR 30780 $453,100 $580,150 $701,250 $871,450
05 127 SCOTT AR $453,100 $580,150 $701,250 $871,450
05 129 SEARCY AR $453,100 $580,150 $701,250 $871,450
05 131 SEBASTIAN AR 22900 $453,100 $580,150 $701,250 $871,450
05 133 SEVIER AR $453,100 $580,150 $701,250 $871,450
05 135 SHARP AR $453,100 $580,150 $701,250 $871,450
05 137 STONE AR $453,100 $580,150 $701,250 $871,450
05 139 UNION AR 20980 $453,100 $580,150 $701,250 $871,450
05 141 VAN BUREN AR $453,100 $580,150 $701,250 $871,450
05 143 WASHINGTON AR 22220 $453,100 $580,150 $701,250 $871,450
05 145 WHITE AR 42620 $453,100 $580,150 $701,250 $871,450
05 147 WOODRUFF AR $453,100 $580,150 $701,250 $871,450
05 149 YELL AR 40780 $453,100 $580,150 $701,250 $871,450