Can You Buy A Foreclosure With A VA Loan in 2025?
Buying a foreclosed home is an appealing choice for many homebuyers looking for a bargain. It’s not only possible for veterans and active-duty service members to use a VA loan to purchase these properties; it’s also a great benefit unique to military members. However, there’s a lot that goes into going through this process and you should know […]
What is a no score loan through manual underwriting?
Credit scores have traditionally been a go-to metric for measuring a borrower’s creditworthiness across the mortgage lending industry. But not all prospective homeowners have a standard credit history. If you have no credit score it can seem like an impossible task to get a mortgage. Luckily, manual underwriting provides a path for these borrowers. This enables lenders to provide credit […]
VA Homeowners Insurance Requirements Explained in 2025
Lenders require borrowers to get enough homeowners insurance before closing on a VA loan. This policy acts as a form of financial protection against possible harm to the property, allowing for the protection of the value of the home. The insurance needs to be active prior to the closing date of the loan and the lender will […]
If My Father Was a Veteran, Can I Get a VA Loan?
VA loans are one of the best benefits military members and veterans (and eligible service members) can get in terms of  financing a new home (or refinances), as they require no down payment and have great terms. However, a lot of people ask if they are eligible for a VA loan based on the military service […]
What You Need to Know about Clear to Close on VA Loans in 2025
What Does “ Clear to Close ” Mean? Once a borrower receives a ” clear to close ” from the lender, it means they are one step closer to a VA loan. It signifies that the lender has concluded the underwriting review, has verified all necessary documents, and has confirmed that you meet all stipulations to close on […]
In 2025, What You Should Know About a VA loan for investment property
The VA loan program, a mortgage option guaranteed by the U.S. Department of Veterans Affairs, is one of the most beneficial mortgage products available to qualified service members, veterans, and their families. Yes, VA loans are primarily intended for owner-occupied homes, but many borrowers are curious if there’s a possibility to use a VA loan for investment […]
You should know the VA Assumable Loan : A Complete Primer in 2024
VA loans are a major financial aid option for veterans, active duty service members, and their families. Among the many advantages of VA loans is this: With them you can often take over a VA loan (or sake it on, as it is sometimes known), just as though, for example, you had been the one […]
VA Home Loan Pre Approval Guidelines in 2025
Buying a home is a major step, and for veterans, active-duty service members, and their families, the VA home loan program offers remarkable benefits. Achieving preapproval is a crucial step if you are going to buy or build a house with the help of the VA home loan program. This guide introduces VA home loan […]
VA Rehab Loan : 6 Reasons Why You Should Consider
A VA rehab loan can also help veterans update or renovate their homes to meet new needs or to accommodate a disability. If you’ve been considering a home equity loan or a cash out refinance loan, a VA rehab loan might better suit your financial situation. One of the best experiences about military service is […]
You should know: VA Loan Spouse Requirements Q&A in 2024
VA loans are an effective way for military families to buy a house. This powerful home loan option is offered by private lenders like Security America Mortgage and supported by the Department of Veterans Affairs. It’s important to know what you and your spouse should expect from the loan application process and how you can […]