FHA 203k Renovation Loan

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The FHA 203k Renovation Loan program allows home buyers and home owners to get a home loan that also covers the cost of a renovation or repair. The Section 203(k) program is usually used when buying a house that requires repairs or renovation, this makes it possible to finance all the cost of the home in order to make it hospitable with an affordable payment. The limited amount permitted to finance for repairs is 35,000 but must exceed $5,000 in cost.

The types of improvements that borrowers may make using Section 203(k) financing include:

structural alterations and reconstruction
modernization and improvements to the home’s function
elimination of health and safety hazards
changes that improve appearance and eliminate obsolescence
reconditioning or replacing plumbing; installing a well and/or septic system
adding or replacing roofing, gutters, and downspouts
adding or replacing floors and/or floor treatments
major landscape work and site improvements
enhancing accessibility for a disabled person
making energy conservation improvements

If you are interested in learning more or starting the FHA 203k Renovation Loan process, contact us by filling out the form or calling us today!

FHA 203k Renovation Loan

We are dedicated to serving Those who served.

We are dedicated to
serving Those who served.