House buying steps makes searching for a new home can be an exciting, but challenging experience. Using House buying steps you will have many of your questions answered. [fusion_builder_container hundred_percent=”yes” overflow=”visible”][fusion_builder_row][fusion_builder_column type=”1_2″ last=”no]

House buying steps

House buying steps makes searching for a new home can be an exciting, but challenging experience. Using House buying steps you will have many of your questions answered. Having real estate professionals that take the time to understand your unique needs and lifestyle is important to House Buying Steps. House buying steps with our experienced professionals work hard to find you the perfect home and ensure that each detail of the purchase process is handled with care.  House buying steps from negotiating the terms of the sale to recommending moving companies, our agents treat each client like family and work from start to finish, not just 9 to 5.”[/fusion_builder_column][fusion_builder_column type=”1_2″ last=”yes”]holding_house[/fusion_builder_column] Step 1: Decide to Buy House buying steps #1. The decision to purchase your first home is one of the biggest and best decisions you could ever make. After all, a home is the largest (and most emotional) investment most people will ever make. So, how do you know if it’s the right time for you to buy your first home? Step 2: Hire Your Agent House buying steps #2. When you’re looking for a real estate professional to help you, know that above all else, good agents put their clients first. This is your dream, and your agent is your advocate to help you make your dream come true. A great real estate agent will:
  1. Educate you about the current conditions of the market.
  2. Analyze what you want and what you need in your next home.
  3. Guide you to homes that fit your criteria.
  4. Coordinate the work of other needed professionals throughout the process.
  5. Negotiate with the seller on your behalf.
  6. Check and double-check paperwork and deadlines.
  7. Solve any problems that may arise.
Step 3: Secure Financing Ultimately, your lender will pre-approve you for a certain amount, but YOU will decide what you’re comfortable paying every month. Remember, your lender only sees your finances on paper. It’s up to you to decide how much you’re willing to stretch your budget in order to get into your dream home. Be sure to follow these six steps to financing your home:
  1. Choose a loan officer.
  2. Make a loan application and get preapproved.
  3. Determine what you want to pay and select a loan option.
  4. Submit to the lender an accepted purchase offer contract.
  5. Get an appraisal and title commitment.
  6. Obtain funding at closing.
Step 4: Find Your Home So you are preapproved and ready to begin your search. But how or where do you begin? There are a lot of homes out there and diving in without a guide can become overwhelming and confusing. A great agent will help you more accurately pinpoint homes that fit your criteria. The right home will meet all your important needs, and as many of your additional wants as possible. Some questions you might ask yourself include: You’ll learn as you look at homes, your priorities will probably adjust along the way. Step 5: Make an Offer Once you’ve found a home you love, the next step is making a compelling offer. While emotions are probably in high gear once you’ve found a home you love, it’s important to remember that a home is an investment. Your agent will research similar properties in the neighborhood to help you determine the market value, and fair price, for your home. Look to your agent to explain and guide you through the offer process. Step 6: Perform Due Diligence Just because you love a particular property doesn’t mean that it’s perfect. In fact, this is where reason has to trump emotion. You’ll need to have a property inspection (which we highly recommend you attend) that will expose hidden issues. This way you’ll know what you are getting into before you sign closing papers. Step 7: Close Once you’ve made your offer and have completed the inspection process, you’re in the “home” stretch! But, in order to ensure that you don’t put your closing date, or your mortgage at risk, you have a few pre-closing responsibilities that you’ll need to be mindful of. These include: Step 8: Protect Your Investment Congratulations, and welcome home! The home-buying process is complete, but just like any big process, there’s a maintenance plan! It’s now your responsibility, and in your best financial interest, to protect your investment for years to come. Performing routine maintenance on your home’s systems is always more affordable than having to fix big problems later. Be sure to watch for signs of leaks, damage, and wear. And remember, just because the sale is complete, your relationship with your agent doesn’t need to end! After closing, your agent can still help you – providing information for your tax returns, finding contractors and repair services, and even tracking your home’s current market value.  [/fusion_builder_row][/fusion_builder_container]