VA loan discount points are an optional upfront cost you may pay at closing to receive a lower mortgage interest rate. One point equals 1%
VA allowable fees are closing costs that a Veteran, service member, or eligible surviving spouse may legally be charged on a VA-backed mortgage under federal
VA non-allowable fees are closing costs a Veteran cannot be required to pay unless VA regulations or an approved state or local variance expressly permit
A non-Veteran can often assume an existing VA-backed mortgage, but the transfer is not automatic, and it does not give the buyer VA loan entitlement.
The VA residual income chart helps lenders evaluate whether a Veteran or military household will have enough money left each month after taxes, debts, housing
A VA power of attorney can mean different things depending on the problem you are trying to solve. For VA benefits claims, it usually means
The maximum loan-to-value ratio for a VA cash-out refinance can reach 100% of the home’s VA-determined reasonable value, but that does not mean every borrower
Deciding whether to buy or build a home in 2026 comes down to more than the purchase price. Buying an existing house usually gives you
Texas veterans benefits in 2026 can help eligible former service members, active-duty families, surviving spouses, dependents, and caregivers access financial, medical, educational, housing, and memorial
Understanding who qualifies as a veteran is important for anyone trying to access VA health care, disability compensation, education benefits, VA home loan eligibility, burial