the VA funding fee rates have increased in 2024 for borrowers with no down payment and a disability rating of 0% or less. The rates have also increased for borrowers with a down payment of 5% to 9% and a disability rating of 0% or less. However, the VA funding fee rates have remained the same for borrowers with a 10% or more disability rating and for borrowers who are using a VA streamline refinance loan.