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This info will help determine your eligibility for VA Benefits.

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Our Mission is to Make Your Dream Home a Reality

We’ll contact you when you are ready!   We’ll provide a no-obligation prequalification consultation to help you estimate how much you may be able to borrow.
The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.
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The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash-Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash-Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.
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Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.
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Veteran Testimonials


Helping Veterans One VA Loan at a Time!

Click Here to view testimonials we have received over the years from happy Veterans that we’re able to purchase a home using their VA Loan Benefits thanks to the work of the Security America Mortgage Team.

VA Loan Information

VA Loan Process

Our team at Security America Mortgage makes every effort to ensure the home buying process is as transparent and stress-free as possible.

The benefits of a VA Loan

No down payment requirements, no monthly mortgage insurance, AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Who’s eligible for a VA loan?

Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Apply for a Loan

Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number is needed to start!

  • Eligibility Requirements for a VA Loan Service Members and Veterans of the United States Military serving our country earn their VA Home Loan Benefit. The eligibility requirements vary depending on the type and character of your service.
  • There are many benefits to the VA Loan! The VA Home Loan is the preferred home loan choice for veterans and active-duty military families. The VA Home Loan Program offers less restrictive guidelines and more underwriting flexibility than other types of loan products making it easier to qualify.
  • Learn the VA Loan Process Purchasing a home is an exciting time; it’s when a family can come together with a search for a place they can call home. Buying a home is usually the single largest financial transaction a family will ever make, but it is more than just that, it’s an investment in the family and their future.
  • VA Loan FAQs – educating our Military Veterans This section provides answers to the most frequently asked questions.
  • The difference: VA loan- VA Loan vs. Conventional is drastic! The VA Home Loan is the very best mortgage available today to those who have earned the benefit.  When comparing the pros and cons of both the VA Loan and Conventional Loan you will quickly find out that the VA Loan cannot be beat.
  • What are COEs & DD214s? This section discusses what government documents are required to obtain a VA Loan
  • FHA to VA Refinance This section discusses the benefits of refinancing from an FHA mortgage to a VA Loan
Contact one of the dedicated VA Home Loan Experts! Security America Mortgage will help today! (poor credit? click here)