Jumbo Loan California

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A jumbo mortgage is a home loan of which value exceeds conventional home loan limits which are set by Fannie Mae and Freddie Mac. Typically, jumbo mortgages are used to finance the purchase of luxury, high-end properties, homes or condos. The jumbo mortgage, conforming limit in “high-cost” areas is currently $625,500. Jumbo mortgages also subject lenders to significantly higher risk due to the fact that if a jumbo mortgage loan defaults it would be harder to sell a luxury residence quickly for full price. With this in mind, the interest rate charged on a jumbo mortgage loan is generally higher than a conforming home loan and, depending on which lending you chose, the rate can fluctuate significantly. At Security America Mortgage, our team of jumbo mortgage specialists are experts in all types of jumbo mortgages and we offer extremely competitive, market rates. If you are looking to obtain a jumbo loan California and want to streamline the entire process then contact us today by completing the form on this page.


If you are in California and need a large home loan, apply with us to find your interest rate in order to find out if you qualify. We are licensed in the state of California and have specialist who are experts in the state. We offer friendly customer service and have years of experience in the field of mortgage loans. Apply for Jumbo Loan California above today!



California County Limits



FIPS State CodeFIPS County CodeCounty NameStateCBSA NumberOne-Unit LimitTwo-Unit LimitThree-Unit LimitFour-Unit Limit
06003ALPINECA  $463,450 $593,300 $717,150 $891,250
06005AMADORCA  $453,100 $580,150 $701,250 $871,450
06007BUTTECA17020 $453,100 $580,150 $701,250 $871,450
06009CALAVERASCA  $453,100 $580,150 $701,250 $871,450
06011COLUSACA  $453,100 $580,150 $701,250 $871,450
06013CONTRA COSTACA41860 $679,650 $870,225 $1,051,875 $1,307,175
06015DEL NORTECA18860 $453,100 $580,150 $701,250 $871,450
06017EL DORADOCA40900 $517,500 $662,500 $800,800 $995,200
06019FRESNOCA23420 $453,100 $580,150 $701,250 $871,450
06021GLENNCA  $453,100 $580,150 $701,250 $871,450
06023HUMBOLDTCA21700 $453,100 $580,150 $701,250 $871,450
06025IMPERIALCA20940 $453,100 $580,150 $701,250 $871,450
06027INYOCA  $453,100 $580,150 $701,250 $871,450
06029KERNCA12540 $453,100 $580,150 $701,250 $871,450
06031KINGSCA25260 $453,100 $580,150 $701,250 $871,450
06033LAKECA17340 $453,100 $580,150 $701,250 $871,450
06035LASSENCA45000 $453,100 $580,150 $701,250 $871,450
06037LOS ANGELESCA31080 $679,650 $870,225 $1,051,875 $1,307,175
06039MADERACA31460 $453,100 $580,150 $701,250 $871,450
06041MARINCA41860 $679,650 $870,225 $1,051,875 $1,307,175
06043MARIPOSACA  $453,100 $580,150 $701,250 $871,450
06045MENDOCINOCA46380 $453,100 $580,150 $701,250 $871,450
06047MERCEDCA32900 $453,100 $580,150 $701,250 $871,450
06049MODOCCA  $453,100 $580,150 $701,250 $871,450
06051MONOCA  $529,000 $677,200 $818,600 $1,017,300
06053MONTEREYCA41500 $615,250 $787,650 $952,050 $1,183,200
06055NAPACA34900 $679,650 $870,225 $1,051,875 $1,307,175
06057NEVADACA46020 $477,250 $610,950 $738,500 $917,800
06059ORANGECA31080 $679,650 $870,225 $1,051,875 $1,307,175
06061PLACERCA40900 $517,500 $662,500 $800,800 $995,200
06063PLUMASCA  $453,100 $580,150 $701,250 $871,450
06065RIVERSIDECA40140 $453,100 $580,150 $701,250 $871,450
06067SACRAMENTOCA40900 $517,500 $662,500 $800,800 $995,200
06069SAN BENITOCA41940 $679,650 $870,225 $1,051,875 $1,307,175
06071SAN BERNARDINOCA40140 $453,100 $580,150 $701,250 $871,450
06073SAN DIEGOCA41740 $649,750 $831,800 $1,005,450 $1,249,550
06075SAN FRANCISCOCA41860 $679,650 $870,225 $1,051,875 $1,307,175
06077SAN JOAQUINCA44700 $453,100 $580,150 $701,250 $871,450
06079SAN LUIS OBISPOCA42020 $615,250 $787,650 $952,050 $1,183,200
06081SAN MATEOCA41860 $679,650 $870,225 $1,051,875 $1,307,175
06083SANTA BARBARACA42200 $625,500 $800,775 $967,950 $1,202,925
06085SANTA CLARACA41940 $679,650 $870,225 $1,051,875 $1,307,175
06087SANTA CRUZCA42100 $679,650 $870,225 $1,051,875 $1,307,175
06089SHASTACA39820 $453,100 $580,150 $701,250 $871,450
06091SIERRACA  $453,100 $580,150 $701,250 $871,450
06093SISKIYOUCA  $453,100 $580,150 $701,250 $871,450
06095SOLANOCA46700 $460,000 $588,850 $711,800 $884,600
06097SONOMACA42220 $648,600 $830,300 $1,003,650 $1,247,300
06099STANISLAUSCA33700 $453,100 $580,150 $701,250 $871,450
06101SUTTERCA49700 $453,100 $580,150 $701,250 $871,450
06103TEHAMACA39780 $453,100 $580,150 $701,250 $871,450
06105TRINITYCA  $453,100 $580,150 $701,250 $871,450
06107TULARECA47300 $453,100 $580,150 $701,250 $871,450
06109TUOLUMNECA43760 $453,100 $580,150 $701,250 $871,450
06111VENTURACA37100 $672,750 $861,250 $1,041,050 $1,293,750
06113YOLOCA40900 $517,500 $662,500 $800,800 $995,200
06115YUBACA49700 $453,100 $580,150 $701,250 $871,450


Jumbo Loan California