Jumbo Loan California

Jumbo Loan California

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A jumbo mortgage is a home loan of which value exceeds conventional home loan limits which are set by Fannie Mae and Freddie Mac. Typically, jumbo mortgages are used to finance the purchase of luxury, high-end properties, homes or condos. The jumbo mortgage, conforming limit in “high-cost” areas is currently $625,500. Jumbo mortgages also subject lenders to significantly higher risk due to the fact that if a jumbo mortgage loan defaults it would be harder to sell a luxury residence quickly for full price. With this in mind, the interest rate charged on a jumbo mortgage loan is generally higher than a conforming home loan and, depending on which lending you chose, the rate can fluctuate significantly. At Security America Mortgage, our team of jumbo mortgage specialists are experts in all types of jumbo mortgages and we offer extremely competitive, market rates. If you are looking to obtain a jumbo loan California and want to streamline the entire process then contact us today by completing the form on this page. If you are in California and need a large home loan, apply with us to find your interest rate in order to find out if you qualify. We are licensed in the state of California and have specialist who are experts in the state. We offer friendly customer service and have years of experience in the field of mortgage loans. Apply for Jumbo Loan California above today!

 

California County Limits

 
FIPS State Code FIPS County Code County Name State CBSA Number One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
06 003 ALPINE CA $463,450 $593,300 $717,150 $891,250
06 005 AMADOR CA $453,100 $580,150 $701,250 $871,450
06 007 BUTTE CA 17020 $453,100 $580,150 $701,250 $871,450
06 009 CALAVERAS CA $453,100 $580,150 $701,250 $871,450
06 011 COLUSA CA $453,100 $580,150 $701,250 $871,450
06 013 CONTRA COSTA CA 41860 $679,650 $870,225 $1,051,875 $1,307,175
06 015 DEL NORTE CA 18860 $453,100 $580,150 $701,250 $871,450
06 017 EL DORADO CA 40900 $517,500 $662,500 $800,800 $995,200
06 019 FRESNO CA 23420 $453,100 $580,150 $701,250 $871,450
06 021 GLENN CA $453,100 $580,150 $701,250 $871,450
06 023 HUMBOLDT CA 21700 $453,100 $580,150 $701,250 $871,450
06 025 IMPERIAL CA 20940 $453,100 $580,150 $701,250 $871,450
06 027 INYO CA $453,100 $580,150 $701,250 $871,450
06 029 KERN CA 12540 $453,100 $580,150 $701,250 $871,450
06 031 KINGS CA 25260 $453,100 $580,150 $701,250 $871,450
06 033 LAKE CA 17340 $453,100 $580,150 $701,250 $871,450
06 035 LASSEN CA 45000 $453,100 $580,150 $701,250 $871,450
06 037 LOS ANGELES CA 31080 $679,650 $870,225 $1,051,875 $1,307,175
06 039 MADERA CA 31460 $453,100 $580,150 $701,250 $871,450
06 041 MARIN CA 41860 $679,650 $870,225 $1,051,875 $1,307,175
06 043 MARIPOSA CA $453,100 $580,150 $701,250 $871,450
06 045 MENDOCINO CA 46380 $453,100 $580,150 $701,250 $871,450
06 047 MERCED CA 32900 $453,100 $580,150 $701,250 $871,450
06 049 MODOC CA $453,100 $580,150 $701,250 $871,450
06 051 MONO CA $529,000 $677,200 $818,600 $1,017,300
06 053 MONTEREY CA 41500 $615,250 $787,650 $952,050 $1,183,200
06 055 NAPA CA 34900 $679,650 $870,225 $1,051,875 $1,307,175
06 057 NEVADA CA 46020 $477,250 $610,950 $738,500 $917,800
06 059 ORANGE CA 31080 $679,650 $870,225 $1,051,875 $1,307,175
06 061 PLACER CA 40900 $517,500 $662,500 $800,800 $995,200
06 063 PLUMAS CA $453,100 $580,150 $701,250 $871,450
06 065 RIVERSIDE CA 40140 $453,100 $580,150 $701,250 $871,450
06 067 SACRAMENTO CA 40900 $517,500 $662,500 $800,800 $995,200
06 069 SAN BENITO CA 41940 $679,650 $870,225 $1,051,875 $1,307,175
06 071 SAN BERNARDINO CA 40140 $453,100 $580,150 $701,250 $871,450
06 073 SAN DIEGO CA 41740 $649,750 $831,800 $1,005,450 $1,249,550
06 075 SAN FRANCISCO CA 41860 $679,650 $870,225 $1,051,875 $1,307,175
06 077 SAN JOAQUIN CA 44700 $453,100 $580,150 $701,250 $871,450
06 079 SAN LUIS OBISPO CA 42020 $615,250 $787,650 $952,050 $1,183,200
06 081 SAN MATEO CA 41860 $679,650 $870,225 $1,051,875 $1,307,175
06 083 SANTA BARBARA CA 42200 $625,500 $800,775 $967,950 $1,202,925
06 085 SANTA CLARA CA 41940 $679,650 $870,225 $1,051,875 $1,307,175
06 087 SANTA CRUZ CA 42100 $679,650 $870,225 $1,051,875 $1,307,175
06 089 SHASTA CA 39820 $453,100 $580,150 $701,250 $871,450
06 091 SIERRA CA $453,100 $580,150 $701,250 $871,450
06 093 SISKIYOU CA $453,100 $580,150 $701,250 $871,450
06 095 SOLANO CA 46700 $460,000 $588,850 $711,800 $884,600
06 097 SONOMA CA 42220 $648,600 $830,300 $1,003,650 $1,247,300
06 099 STANISLAUS CA 33700 $453,100 $580,150 $701,250 $871,450
06 101 SUTTER CA 49700 $453,100 $580,150 $701,250 $871,450
06 103 TEHAMA CA 39780 $453,100 $580,150 $701,250 $871,450
06 105 TRINITY CA $453,100 $580,150 $701,250 $871,450
06 107 TULARE CA 47300 $453,100 $580,150 $701,250 $871,450
06 109 TUOLUMNE CA 43760 $453,100 $580,150 $701,250 $871,450
06 111 VENTURA CA 37100 $672,750 $861,250 $1,041,050 $1,293,750
06 113 YOLO CA 40900 $517,500 $662,500 $800,800 $995,200
06 115 YUBA CA 49700 $453,100 $580,150 $701,250 $871,450
  Jumbo Loan California