Our Mission is to Make Your Dream Home in Florida and South Florida a Reality

Get Pre-Qualified for a VA loan in Florida and South Florida

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of your loan in Florida and South Florida.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the VA home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

.

Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beaten.
VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows!
There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash-Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash-Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Florida and South Florida

  • We offer VA, FHA, and All home loan types.
  • $0 Down payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low-Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress-free as possible.

 

The benefits of a VA Loan

image 1
No down payment requirements, no monthly mortgage insurance and usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Veterans can achieve their dream of owning a home with the VA home loan benefit. If you are interested in buying the new house of your dreams, don’t hesitate to contact us by filling out the form below. Our Loan Officers are highly trained and experts in this field. We will help you through the entire process hassle-free. We have been helping veterans get the home of their dreams for many years, you can read our testimonials here, hundreds of Veterans now are homeowners, join them today.

Non Conforming Loan

Thousands of Happy Home-Owners!

All members of our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!

WE ARE DEDICATED TO SERVING

THOSE WHO SERVED.

One Time Close Construction Loan

Florida VA Jumbo Loan

A Florida jumbo mortgage is a home loan of which value exceeds conventional home loan limits which are set by Fannie Mae and Freddie Mac. Typically, jumbo mortgages are used to finance the purchase of luxury, high-end properties, homes, or condos. The jumbo mortgage, conforming limit in “high-cost” areas is currently $625,500. Jumbo mortgages also subject lenders to significantly higher risk due to the fact that if a jumbo mortgage loan defaults it would be harder to sell a luxury residence quickly for full price. With this in mind, the interest rate charged on a jumbo mortgage loan is generally higher than a conforming home loan and, depending on which lending you chose, the rate can fluctuate significantly. At Security America Mortgage, all our mortgage specialists are experts in all types of jumbo mortgages and we offer extremely competitive market rates. If you are looking to obtain a Jumbo Loan Florida and want to streamline the entire process then contact us today by completing the form on this page.

If you are in Florida and need a large home loan, apply with us to find your interest rate in order to find out if you qualify. We are licensed in the State of Florida and have specialists who are experts in the state. We offer friendly customer service and have years of experience in the field of mortgage loans. Apply for Jumbo Loan Florida above today!



Florida VA Jumbo Loan Limits





FIPS State CodeFIPS County CodeCounty NameStateCBSA NumberOne-Unit LimitTwo-Unit LimitThree-Unit LimitFour-Unit Limit
12001ALACHUAFL23540 $453,100 $580,150 $701,250 $871,450
12003BAKERFL27260 $453,100 $580,150 $701,250 $871,450
12005BAYFL37460 $453,100 $580,150 $701,250 $871,450
12007BRADFORDFL  $453,100 $580,150 $701,250 $871,450
12009BREVARDFL37340 $453,100 $580,150 $701,250 $871,450
12011BROWARDFL33100 $453,100 $580,150 $701,250 $871,450
12013CALHOUNFL  $453,100 $580,150 $701,250 $871,450
12015CHARLOTTEFL39460 $453,100 $580,150 $701,250 $871,450
12017CITRUSFL26140 $453,100 $580,150 $701,250 $871,450
12019CLAYFL27260 $453,100 $580,150 $701,250 $871,450
12021COLLIERFL34940 $453,100 $580,150 $701,250 $871,450
12023COLUMBIAFL29380 $453,100 $580,150 $701,250 $871,450
12027DE SOTOFL11580 $453,100 $580,150 $701,250 $871,450
12029DIXIEFL  $453,100 $580,150 $701,250 $871,450
12031DUVALFL27260 $453,100 $580,150 $701,250 $871,450
12033ESCAMBIAFL37860 $453,100 $580,150 $701,250 $871,450
12035FLAGLERFL19660 $453,100 $580,150 $701,250 $871,450
12037FRANKLINFL  $453,100 $580,150 $701,250 $871,450
12039GADSDENFL45220 $453,100 $580,150 $701,250 $871,450
12041GILCHRISTFL23540 $453,100 $580,150 $701,250 $871,450
12043GLADESFL  $453,100 $580,150 $701,250 $871,450
12045GULFFL37460 $453,100 $580,150 $701,250 $871,450
12047HAMILTONFL  $453,100 $580,150 $701,250 $871,450
12049HARDEEFL48100 $453,100 $580,150 $701,250 $871,450
12051HENDRYFL17500 $453,100 $580,150 $701,250 $871,450
12053HERNANDOFL45300 $453,100 $580,150 $701,250 $871,450
12055HIGHLANDSFL42700 $453,100 $580,150 $701,250 $871,450
12057HILLSBOROUGHFL45300 $453,100 $580,150 $701,250 $871,450
12059HOLMESFL  $453,100 $580,150 $701,250 $871,450
12061INDIAN RIVERFL42680 $453,100 $580,150 $701,250 $871,450
12063JACKSONFL  $453,100 $580,150 $701,250 $871,450
12065JEFFERSONFL45220 $453,100 $580,150 $701,250 $871,450
12067LAFAYETTEFL  $453,100 $580,150 $701,250 $871,450
12069LAKEFL36740 $453,100 $580,150 $701,250 $871,450
12071LEEFL15980 $453,100 $580,150 $701,250 $871,450
12073LEONFL45220 $453,100 $580,150 $701,250 $871,450
12075LEVYFL  $453,100 $580,150 $701,250 $871,450
12077LIBERTYFL  $453,100 $580,150 $701,250 $871,450
12079MADISONFL  $453,100 $580,150 $701,250 $871,450
12081MANATEEFL35840 $453,100 $580,150 $701,250 $871,450
12083MARIONFL36100 $453,100 $580,150 $701,250 $871,450
12085MARTINFL38940 $453,100 $580,150 $701,250 $871,450
12086MIAMI-DADEFL33100 $453,100 $580,150 $701,250 $871,450
12087MONROEFL28580 $529,000 $677,200 $818,600 $1,017,300
12089NASSAUFL27260 $453,100 $580,150 $701,250 $871,450
12091OKALOOSAFL18880 $453,100 $580,150 $701,250 $871,450
12093OKEECHOBEEFL36380 $453,100 $580,150 $701,250 $871,450
12095ORANGEFL36740 $453,100 $580,150 $701,250 $871,450
12097OSCEOLAFL36740 $453,100 $580,150 $701,250 $871,450
12099PALM BEACHFL33100 $453,100 $580,150 $701,250 $871,450
12101PASCOFL45300 $453,100 $580,150 $701,250 $871,450
12103PINELLASFL45300 $453,100 $580,150 $701,250 $871,450
12105POLKFL29460 $453,100 $580,150 $701,250 $871,450
12107PUTNAMFL37260 $453,100 $580,150 $701,250 $871,450
12109ST. JOHNSFL27260 $453,100 $580,150 $701,250 $871,450
12111ST. LUCIEFL38940 $453,100 $580,150 $701,250 $871,450
12113SANTA ROSAFL37860 $453,100 $580,150 $701,250 $871,450
12115SARASOTAFL35840 $453,100 $580,150 $701,250 $871,450
12117SEMINOLEFL36740 $453,100 $580,150 $701,250 $871,450
12119SUMTERFL45540 $453,100 $580,150 $701,250 $871,450
12121SUWANNEEFL  $453,100 $580,150 $701,250 $871,450
12123TAYLORFL  $453,100 $580,150 $701,250 $871,450
12125UNIONFL  $453,100 $580,150 $701,250 $871,450
12127VOLUSIAFL19660 $453,100 $580,150 $701,250 $871,450
12129WAKULLAFL45220 $453,100 $580,150 $701,250 $871,450
12131WALTONFL18880 $453,100 $580,150 $701,250 $871,450