Our Mission is to Make Your Dream Home in Pennsylvania a Reality

Get Pre-Qualified for a loan in Pennsylvania

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Pennsylvania.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

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Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Pennsylvania

  • We offer VA, FHA, and All home loan types.
  • $0 Down payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Veterans can achieve their dream of owning a home with the VA home loan benefit. If you are interested in buying your new house of your dreams, don’t hesitate to contact us by filling out the form below. Our Loan Officers are highly trained and experts in this field. We will help you through the entire process hassle free. We have been helping veterans get the home of their dreams for many years, you can read our testimonials here, hundreds of Veterans now are home owners, join them today.

Non Conforming Loan

Thousands of Happy Home-Owners!

Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!

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THOSE WHO SERVED.

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Pennsylvania VA Jumbo Loan

A Pennsylvania jumbo mortgage is a home loan of which value exceeds conventional home loan limits which are set by Fannie Mae and Freddie Mac. Typically, jumbo mortgages are used to finance the purchase of luxury, high-end properties, homes, or condos. The jumbo mortgage, conforming limit in “high-cost” areas is currently $625,500. Jumbo mortgages also subject lenders to significantly higher risk due to the fact that if a jumbo mortgage loan defaults it would be harder to sell a luxury residence quickly for full price. With this in mind, the interest rate charged on a jumbo mortgage loan is generally higher than a conforming home loan and, depending on which lending you chose, the rate can fluctuate significantly. At Security America Mortgage, our team of jumbo mortgage specialists are experts in all types of jumbo mortgages and we offer extremely competitive market rates. If you are looking to obtain a Jumbo Loan Pennsylvania and want to streamline the entire process then contact us today by completing the form on this page.

If you are in Pennsylvania and need a large home loan, apply with us to find your interest rate in order to find out if you qualify. We are licensed in the State of Pennsylvania and have specialists who are experts in the state. We offer friendly customer service and have years of experience in the field of mortgage loans. Apply for Jumbo Loan Pennsylvania above today!

 

Pennsylvania VA Jumbo Loan Limits

 

FIPS State Code FIPS County Code County Name State CBSA Number One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
42 001 ADAMS PA 23900 $453,100 $580,150 $701,250 $871,450
42 003 ALLEGHENY PA 38300 $453,100 $580,150 $701,250 $871,450
42 005 ARMSTRONG PA 38300 $453,100 $580,150 $701,250 $871,450
42 007 BEAVER PA 38300 $453,100 $580,150 $701,250 $871,450
42 009 BEDFORD PA $453,100 $580,150 $701,250 $871,450
42 011 BERKS PA 39740 $453,100 $580,150 $701,250 $871,450
42 013 BLAIR PA 11020 $453,100 $580,150 $701,250 $871,450
42 015 BRADFORD PA 42380 $453,100 $580,150 $701,250 $871,450
42 017 BUCKS PA 37980 $453,100 $580,150 $701,250 $871,450
42 019 BUTLER PA 38300 $453,100 $580,150 $701,250 $871,450
42 021 CAMBRIA PA 27780 $453,100 $580,150 $701,250 $871,450
42 023 CAMERON PA $453,100 $580,150 $701,250 $871,450
42 025 CARBON PA 10900 $453,100 $580,150 $701,250 $871,450
42 027 CENTRE PA 44300 $453,100 $580,150 $701,250 $871,450
42 029 CHESTER PA 37980 $453,100 $580,150 $701,250 $871,450
42 031 CLARION PA $453,100 $580,150 $701,250 $871,450
42 033 CLEARFIELD PA 20180 $453,100 $580,150 $701,250 $871,450
42 035 CLINTON PA 30820 $453,100 $580,150 $701,250 $871,450
42 037 COLUMBIA PA 14100 $453,100 $580,150 $701,250 $871,450
42 039 CRAWFORD PA 32740 $453,100 $580,150 $701,250 $871,450
42 041 CUMBERLAND PA 25420 $453,100 $580,150 $701,250 $871,450
42 043 DAUPHIN PA 25420 $453,100 $580,150 $701,250 $871,450
42 045 DELAWARE PA 37980 $453,100 $580,150 $701,250 $871,450
42 047 ELK PA 41260 $453,100 $580,150 $701,250 $871,450
42 049 ERIE PA 21500 $453,100 $580,150 $701,250 $871,450
42 051 FAYETTE PA 38300 $453,100 $580,150 $701,250 $871,450
42 053 FOREST PA $453,100 $580,150 $701,250 $871,450
42 055 FRANKLIN PA 16540 $453,100 $580,150 $701,250 $871,450
42 057 FULTON PA $453,100 $580,150 $701,250 $871,450
42 059 GREENE PA $453,100 $580,150 $701,250 $871,450
42 061 HUNTINGDON PA 26500 $453,100 $580,150 $701,250 $871,450
42 063 INDIANA PA 26860 $453,100 $580,150 $701,250 $871,450
42 065 JEFFERSON PA $453,100 $580,150 $701,250 $871,450
42 067 JUNIATA PA $453,100 $580,150 $701,250 $871,450
42 069 LACKAWANNA PA 42540 $453,100 $580,150 $701,250 $871,450
42 071 LANCASTER PA 29540 $453,100 $580,150 $701,250 $871,450
42 073 LAWRENCE PA 35260 $453,100 $580,150 $701,250 $871,450
42 075 LEBANON PA 30140 $453,100 $580,150 $701,250 $871,450
42 077 LEHIGH PA 10900 $453,100 $580,150 $701,250 $871,450
42 079 LUZERNE PA 42540 $453,100 $580,150 $701,250 $871,450
42 081 LYCOMING PA 48700 $453,100 $580,150 $701,250 $871,450
42 083 MCKEAN PA 14620 $453,100 $580,150 $701,250 $871,450
42 085 MERCER PA 49660 $453,100 $580,150 $701,250 $871,450
42 087 MIFFLIN PA 30380 $453,100 $580,150 $701,250 $871,450
42 089 MONROE PA 20700 $453,100 $580,150 $701,250 $871,450
42 091 MONTGOMERY PA 37980 $453,100 $580,150 $701,250 $871,450
42 093 MONTOUR PA 14100 $453,100 $580,150 $701,250 $871,450
42 095 NORTHAMPTON PA 10900 $453,100 $580,150 $701,250 $871,450
42 097 NORTHUMBERLAND PA 44980 $453,100 $580,150 $701,250 $871,450
42 099 PERRY PA 25420 $453,100 $580,150 $701,250 $871,450
42 101 PHILADELPHIA PA 37980 $453,100 $580,150 $701,250 $871,450
42 103 PIKE PA 35620 $679,650 $870,225 $1,051,875 $1,307,175
42 105 POTTER PA $453,100 $580,150 $701,250 $871,450
42 107 SCHUYLKILL PA 39060 $453,100 $580,150 $701,250 $871,450
42 109 SNYDER PA 42780 $453,100 $580,150 $701,250 $871,450
42 111 SOMERSET PA 43740 $453,100 $580,150 $701,250 $871,450
42 113 SULLIVAN PA $453,100 $580,150 $701,250 $871,450
42 115 SUSQUEHANNA PA $453,100 $580,150 $701,250 $871,450
42 117 TIOGA PA $453,100 $580,150 $701,250 $871,450
42 119 UNION PA 30260 $453,100 $580,150 $701,250 $871,450
42 121 VENANGO PA 36340 $453,100 $580,150 $701,250 $871,450
42 123 WARREN PA 47620 $453,100 $580,150 $701,250 $871,450
42 125 WASHINGTON PA 38300 $453,100 $580,150 $701,250 $871,450
42 127 WAYNE PA $453,100 $580,150 $701,250 $871,450
42 129 WESTMORELAND PA 38300 $453,100 $580,150 $701,250 $871,450
42 131 WYOMING PA 42540 $453,100 $580,150 $701,250 $871,450
42 133 YORK PA 49620 $453,100 $580,150 $701,250 $871,450