Our Mission is to Make Your Dream Home in Pennsylvania a Reality

Get Pre-Qualified for a loan in Pennsylvania

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Pennsylvania.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

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Where's the Home Located?*

Choose a Loan Type*

Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance , including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Pennsylvania

We offer VA, FHA, and All home loan types.
$0 Down Payment for VA Home Loans.
No Need for Private Mortgage Insurance.
Competitive Interests Rates.
Lower Payments.
Easier to Qualify.
Relaxed Credit Standards.

VA loan limits 2023

Have a look at our most recent blog posts about VA Loans

VA Loan Process

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

Apply for a Loan

Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

VA Mortgage Loans Benefits

No mortgage insurance

Since the VA guarantees the lender the top 25 percent of the loan, no mortgage insurance is required. Most conventional loans require a borrower to put down at least 20 percent of the purchase price or pay mortgage insurance. Mortgage insurance can be costly and does not ever go towards reducing your principal balance.

Competitive Interests Rates

Because the Department of Veteran Affairs guarantees each loan, interest rates are typically 0.25 to 1 percent lower than those of conventional loans.

No down payment

Saving enough money for a down payment can be especially difficult for active duty service members who are moving from base to base. Since there is no down payment required for a VA Home Loan, many veterans can purchase a home with little to no money out of pocket.

Get Your VA Home Loan in Pennsylvania Today!

Veterans can achieve their dream of owning a home with the VA home loan benefit. If you are interested in buying your new house of your dreams, don’t hesitate to contact us by filling out the form below. Our Loan Officers are highly trained and experts in this field. We will help you through the entire process hassle free. We have been helping veterans get the home of their dreams for many years, you can read our testimonials here, hundreds of Veterans now are home owners, join them today.

Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!

Pennsylvania VA Jumbo Loan

A Pennsylvania jumbo mortgage is a home loan of which value exceeds conventional home loan limits which are set by Fannie Mae and Freddie Mac. Typically, jumbo mortgages are used to finance the purchase of luxury, high-end properties, homes, or condos. The jumbo mortgage, conforming limit in “high-cost” areas is currently $625,500. Jumbo mortgages also subject lenders to significantly higher risk due to the fact that if a jumbo mortgage loan defaults it would be harder to sell a luxury residence quickly for full price. With this in mind, the interest rate charged on a jumbo mortgage loan is generally higher than a conforming home loan and, depending on which lending you chose, the rate can fluctuate significantly. At Security America Mortgage, our team of jumbo mortgage specialists are experts in all types of jumbo mortgages and we offer extremely competitive market rates. If you are looking to obtain a Jumbo Loan Pennsylvania and want to streamline the entire process then contact us today by completing the form on this page.

If you are in Pennsylvania and need a large home loan, apply with us to find your interest rate in order to find out if you qualify. We are licensed in the State of Pennsylvania and have specialists who are experts in the state. We offer friendly customer service and have years of experience in the field of mortgage loans. Apply for Jumbo Loan Pennsylvania above today!

Pennsylvania VA Jumbo Loan Limits

FIPS State Code	FIPS County Code	County Name	State	CBSA Number	One-Unit Limit	Two-Unit Limit	Three-Unit Limit	Four-Unit Limit
42	001	ADAMS	PA	23900	$453,100	$580,150	$701,250	$871,450
42	003	ALLEGHENY	PA	38300	$453,100	$580,150	$701,250	$871,450
42	005	ARMSTRONG	PA	38300	$453,100	$580,150	$701,250	$871,450
42	007	BEAVER	PA	38300	$453,100	$580,150	$701,250	$871,450
42	009	BEDFORD	PA		$453,100	$580,150	$701,250	$871,450
42	011	BERKS	PA	39740	$453,100	$580,150	$701,250	$871,450
42	013	BLAIR	PA	11020	$453,100	$580,150	$701,250	$871,450
42	015	BRADFORD	PA	42380	$453,100	$580,150	$701,250	$871,450
42	017	BUCKS	PA	37980	$453,100	$580,150	$701,250	$871,450
42	019	BUTLER	PA	38300	$453,100	$580,150	$701,250	$871,450
42	021	CAMBRIA	PA	27780	$453,100	$580,150	$701,250	$871,450
42	023	CAMERON	PA		$453,100	$580,150	$701,250	$871,450
42	025	CARBON	PA	10900	$453,100	$580,150	$701,250	$871,450
42	027	CENTRE	PA	44300	$453,100	$580,150	$701,250	$871,450
42	029	CHESTER	PA	37980	$453,100	$580,150	$701,250	$871,450
42	031	CLARION	PA		$453,100	$580,150	$701,250	$871,450
42	033	CLEARFIELD	PA	20180	$453,100	$580,150	$701,250	$871,450
42	035	CLINTON	PA	30820	$453,100	$580,150	$701,250	$871,450
42	037	COLUMBIA	PA	14100	$453,100	$580,150	$701,250	$871,450
42	039	CRAWFORD	PA	32740	$453,100	$580,150	$701,250	$871,450
42	041	CUMBERLAND	PA	25420	$453,100	$580,150	$701,250	$871,450
42	043	DAUPHIN	PA	25420	$453,100	$580,150	$701,250	$871,450
42	045	DELAWARE	PA	37980	$453,100	$580,150	$701,250	$871,450
42	047	ELK	PA	41260	$453,100	$580,150	$701,250	$871,450
42	049	ERIE	PA	21500	$453,100	$580,150	$701,250	$871,450
42	051	FAYETTE	PA	38300	$453,100	$580,150	$701,250	$871,450
42	053	FOREST	PA		$453,100	$580,150	$701,250	$871,450
42	055	FRANKLIN	PA	16540	$453,100	$580,150	$701,250	$871,450
42	057	FULTON	PA		$453,100	$580,150	$701,250	$871,450
42	059	GREENE	PA		$453,100	$580,150	$701,250	$871,450
42	061	HUNTINGDON	PA	26500	$453,100	$580,150	$701,250	$871,450
42	063	INDIANA	PA	26860	$453,100	$580,150	$701,250	$871,450
42	065	JEFFERSON	PA		$453,100	$580,150	$701,250	$871,450
42	067	JUNIATA	PA		$453,100	$580,150	$701,250	$871,450
42	069	LACKAWANNA	PA	42540	$453,100	$580,150	$701,250	$871,450
42	071	LANCASTER	PA	29540	$453,100	$580,150	$701,250	$871,450
42	073	LAWRENCE	PA	35260	$453,100	$580,150	$701,250	$871,450
42	075	LEBANON	PA	30140	$453,100	$580,150	$701,250	$871,450
42	077	LEHIGH	PA	10900	$453,100	$580,150	$701,250	$871,450
42	079	LUZERNE	PA	42540	$453,100	$580,150	$701,250	$871,450
42	081	LYCOMING	PA	48700	$453,100	$580,150	$701,250	$871,450
42	083	MCKEAN	PA	14620	$453,100	$580,150	$701,250	$871,450
42	085	MERCER	PA	49660	$453,100	$580,150	$701,250	$871,450
42	087	MIFFLIN	PA	30380	$453,100	$580,150	$701,250	$871,450
42	089	MONROE	PA	20700	$453,100	$580,150	$701,250	$871,450
42	091	MONTGOMERY	PA	37980	$453,100	$580,150	$701,250	$871,450
42	093	MONTOUR	PA	14100	$453,100	$580,150	$701,250	$871,450
42	095	NORTHAMPTON	PA	10900	$453,100	$580,150	$701,250	$871,450
42	097	NORTHUMBERLAND	PA	44980	$453,100	$580,150	$701,250	$871,450
42	099	PERRY	PA	25420	$453,100	$580,150	$701,250	$871,450
42	101	PHILADELPHIA	PA	37980	$453,100	$580,150	$701,250	$871,450
42	103	PIKE	PA	35620	$679,650	$870,225	$1,051,875	$1,307,175
42	105	POTTER	PA		$453,100	$580,150	$701,250	$871,450
42	107	SCHUYLKILL	PA	39060	$453,100	$580,150	$701,250	$871,450
42	109	SNYDER	PA	42780	$453,100	$580,150	$701,250	$871,450
42	111	SOMERSET	PA	43740	$453,100	$580,150	$701,250	$871,450
42	113	SULLIVAN	PA		$453,100	$580,150	$701,250	$871,450
42	115	SUSQUEHANNA	PA		$453,100	$580,150	$701,250	$871,450
42	117	TIOGA	PA		$453,100	$580,150	$701,250	$871,450
42	119	UNION	PA	30260	$453,100	$580,150	$701,250	$871,450
42	121	VENANGO	PA	36340	$453,100	$580,150	$701,250	$871,450
42	123	WARREN	PA	47620	$453,100	$580,150	$701,250	$871,450
42	125	WASHINGTON	PA	38300	$453,100	$580,150	$701,250	$871,450
42	127	WAYNE	PA		$453,100	$580,150	$701,250	$871,450
42	129	WESTMORELAND	PA	38300	$453,100	$580,150	$701,250	$871,450
42	131	WYOMING	PA	42540	$453,100	$580,150	$701,250	$871,450
42	133	YORK	PA	49620	$453,100	$580,150	$701,250	$871,450

Our Mission is to Make Your Dream Home in Pennsylvania a Reality