Basic Allowance for Housing

BAH Calculator

Basic Allowance for Housing calculations based on data from the U.S. Department of Defense, Defense Travel Management Office.

Houston, Texas

E-1 with dependents at TX282


Monthly Allowance

$1,899 $22,788 / Year
Start a VA Loan with my BAH

If your rate decreased this year, you may be grandfathered into a higher BAH rate. Learn more

Yearly BAH Rate Changes

In 2022, BAH rates increased 5.1%, up from a 2.90% increase in 2021. This increase exceeded the original proposed BAH rates for the 2022 calendar year and marked the largest increase to Basic Allowance for Housing in the last decade.

Year Proposed Increase/Decrease Actual Increase
2022 3.1% 5.1%
2021 2.90% – 3.70% 2.90%
2020 2.90% 2.8%
2019 2.90% 2.55%
2018 2.90% 0.7%
2017 2.90% 2.4%
2016 1.30% 3.4%
2015 -5.00% 0.5%
2014 4.20% 5.00%
2013 4.20% 3.80%
2012 4.20% 2.0%

Get Started Now!

"*" indicates required fields

Step 1 of 4

FAQs

Yes, the Department of Defense has released the 2023 Basic Allowance for Housing rates. Basic Allowance for Housing rates were increased an average of 12.1 percent when the new rates took effect on January 1, 2023. An estimated $26.8 billion will be paid to approximately one million Service members. The significant increase in average BAH rates is reflective of the unique market conditions experienced across many locations nationwide over the past year. While average BAH rates increased substantially, different rental markets experience different market trends, and the 2023 BAH rates reflect those geographic market condition differences.

Yes, a little known fact is that BAH can also be used to qualify and gross disability income can help with qualification.

Yes, a little known fact is that Basic allowance for housing in 2023 can also be used to qualify and gross disability income can help with qualification. Your BAH income can help you build a home with a va loan, buy a home with a va home loan or rehab a home with va renovation loan purchase.

More Calculators

Mortgage Calculator

VA Loan Calculator

Determine how much home you can afford.

Mortgage Calculator

 Funding Fee Calculator

Learn what it costs to fund a VA loan.

Mortgage Calculator

BAH Calculator

Calculate your Basic Housing Allowance.

Mortgage Calculator

VA Loan Limit Calculator

Find out how much you can borrow for $0 down.

Mortgage Calculator

Construction Loan Calculator

Obtain a construction loan for building or improving a home

Mortgage Calculator

Affordable Calculator

Estimate your loan preapproval amount based on your income and expenses.

Mortgage Calculator

VA Refinance Calculator

See if refinancing makes sense for you.