Our Mission is to Make Your Dream Home in Colorado a Reality

Get Pre-Qualified for a loan in Colorado

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Colorado.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

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Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Colorado

  • We offer VA, FHA, and All home loan types.
  • $0 Down payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Colorado VA Jumbo Loan Limits

Thinking about applying for a VA Loan in the state of Colorado? Learn about the Colorado VA Jumbo Loan limits.  Here’s what you should know!

FIPS State CodeFIPS County CodeCounty NameStateCBSA NumberOne-Unit LimitTwo-Unit LimitThree-Unit LimitFour-Unit Limit
08001ADAMSCO19740 $529,000 $677,200 $818,600 $1,017,300
08003ALAMOSACO  $453,100 $580,150 $701,250 $871,450
08005ARAPAHOECO19740 $529,000 $677,200 $818,600 $1,017,300
08007ARCHULETACO  $453,100 $580,150 $701,250 $871,450
08009BACACO  $453,100 $580,150 $701,250 $871,450
08011BENTCO  $453,100 $580,150 $701,250 $871,450
08013BOULDERCO14500 $578,450 $740,500 $895,100 $1,112,400
08014BROOMFIELDCO19740 $529,000 $677,200 $818,600 $1,017,300
08015CHAFFEECO  $453,100 $580,150 $701,250 $871,450
08017CHEYENNECO  $453,100 $580,150 $701,250 $871,450
08019CLEAR CREEKCO19740 $529,000 $677,200 $818,600 $1,017,300
08021CONEJOSCO  $453,100 $580,150 $701,250 $871,450
08023COSTILLACO  $453,100 $580,150 $701,250 $871,450
08025CROWLEYCO  $453,100 $580,150 $701,250 $871,450
08027CUSTERCO  $453,100 $580,150 $701,250 $871,450
08029DELTACO  $453,100 $580,150 $701,250 $871,450
08031DENVERCO19740 $529,000 $677,200 $818,600 $1,017,300
08033DOLORESCO  $453,100 $580,150 $701,250 $871,450
08035DOUGLASCO19740 $529,000 $677,200 $818,600 $1,017,300
08037EAGLECO20780 $636,150 $814,500 $984,525 $1,223,475
08039ELBERTCO19740 $529,000 $677,200 $818,600 $1,017,300
08041EL PASOCO17820 $453,100 $580,150 $701,250 $871,450
08043FREMONTCO15860 $453,100 $580,150 $701,250 $871,450
08045GARFIELDCO24060 $679,650 $870,225 $1,051,875 $1,307,175
08047GILPINCO19740 $529,000 $677,200 $818,600 $1,017,300
08049GRANDCO  $453,100 $580,150 $701,250 $871,450
08051GUNNISONCO  $453,100 $580,150 $701,250 $871,450
08053HINSDALECO  $453,100 $580,150 $701,250 $871,450
08055HUERFANOCO  $453,100 $580,150 $701,250 $871,450
08057JACKSONCO  $453,100 $580,150 $701,250 $871,450
08059JEFFERSONCO19740 $529,000 $677,200 $818,600 $1,017,300
08061KIOWACO  $453,100 $580,150 $701,250 $871,450
08063KIT CARSONCO  $453,100 $580,150 $701,250 $871,450
08065LAKECO  $625,500 $800,775 $967,950 $1,202,925
08067LA PLATACO20420 $453,100 $580,150 $701,250 $871,450
08069LARIMERCO22660 $453,100 $580,150 $701,250 $871,450
08071LAS ANIMASCO  $453,100 $580,150 $701,250 $871,450
08073LINCOLNCO  $453,100 $580,150 $701,250 $871,450
08075LOGANCO44540 $453,100 $580,150 $701,250 $871,450
08077MESACO24300 $453,100 $580,150 $701,250 $871,450
08079MINERALCO  $453,100 $580,150 $701,250 $871,450
08081MOFFATCO18780 $453,100 $580,150 $701,250 $871,450
08083MONTEZUMACO  $453,100 $580,150 $701,250 $871,450
08085MONTROSECO33940 $453,100 $580,150 $701,250 $871,450
08087MORGANCO22820 $453,100 $580,150 $701,250 $871,450
08089OTEROCO  $453,100 $580,150 $701,250 $871,450
08091OURAYCO  $453,100 $580,150 $701,250 $871,450
08093PARKCO19740 $529,000 $677,200 $818,600 $1,017,300
08095PHILLIPSCO  $453,100 $580,150 $701,250 $871,450
08097PITKINCO24060 $679,650 $870,225 $1,051,875 $1,307,175
08099PROWERSCO  $453,100 $580,150 $701,250 $871,450
08101PUEBLOCO39380 $453,100 $580,150 $701,250 $871,450
08103RIO BLANCOCO  $453,100 $580,150 $701,250 $871,450
08105RIO GRANDECO  $453,100 $580,150 $701,250 $871,450
08107ROUTTCO44460 $625,500 $800,775 $967,950 $1,202,925
08109SAGUACHECO  $453,100 $580,150 $701,250 $871,450
08111SAN JUANCO  $453,100 $580,150 $701,250 $871,450
08113SAN MIGUELCO  $625,500 $800,775 $967,950 $1,202,925
08115SEDGWICKCO  $453,100 $580,150 $701,250 $871,450
08117SUMMITCO14720 $625,500 $800,775 $967,950 $1,202,925
08119TELLERCO17820 $453,100 $580,150 $701,250 $871,450
08121WASHINGTONCO  $453,100 $580,150 $701,250 $871,450
08123WELDCO24540 $453,100 $580,150 $701,250 $871,450
08125YUMACO  $453,100 $580,150 $701,250 $871,450