Our Mission is to Make Your Dream Home in Georgia a Reality

Get Pre-Qualified for a loan in Georgia

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Georgia.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

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Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Georgia

  • We offer VA, FHA, and All home loan types.
  • $0 Down payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Georgia VA Jumbo Loan Limits

Thinking about applying for a VA Loan in the state of Georgia? Learn about the Georgia VA Jumbo Loan limits. Here’s what you should know!

FIPS State CodeFIPS County CodeCounty NameStateCBSA NumberOne-Unit LimitTwo-Unit LimitThree-Unit LimitFour-Unit Limit
13001APPLINGGA  $453,100 $580,150 $701,250 $871,450
13003ATKINSONGA  $453,100 $580,150 $701,250 $871,450
13005BACONGA  $453,100 $580,150 $701,250 $871,450
13007BAKERGA10500 $453,100 $580,150 $701,250 $871,450
13009BALDWINGA33300 $453,100 $580,150 $701,250 $871,450
13011BANKSGA  $453,100 $580,150 $701,250 $871,450
13013BARROWGA12060 $453,100 $580,150 $701,250 $871,450
13015BARTOWGA12060 $453,100 $580,150 $701,250 $871,450
13017BEN HILLGA22340 $453,100 $580,150 $701,250 $871,450
13019BERRIENGA  $453,100 $580,150 $701,250 $871,450
13021BIBBGA31420 $453,100 $580,150 $701,250 $871,450
13023BLECKLEYGA  $453,100 $580,150 $701,250 $871,450
13025BRANTLEYGA15260 $453,100 $580,150 $701,250 $871,450
13027BROOKSGA46660 $453,100 $580,150 $701,250 $871,450
13029BRYANGA42340 $453,100 $580,150 $701,250 $871,450
13031BULLOCHGA44340 $453,100 $580,150 $701,250 $871,450
13033BURKEGA12260 $453,100 $580,150 $701,250 $871,450
13035BUTTSGA12060 $453,100 $580,150 $701,250 $871,450
13037CALHOUNGA  $453,100 $580,150 $701,250 $871,450
13039CAMDENGA41220 $453,100 $580,150 $701,250 $871,450
13043CANDLERGA  $453,100 $580,150 $701,250 $871,450
13045CARROLLGA12060 $453,100 $580,150 $701,250 $871,450
13047CATOOSAGA16860 $453,100 $580,150 $701,250 $871,450
13049CHARLTONGA  $453,100 $580,150 $701,250 $871,450
13051CHATHAMGA42340 $453,100 $580,150 $701,250 $871,450
13053CHATTAHOOCHEEGA17980 $453,100 $580,150 $701,250 $871,450
13055CHATTOOGAGA44900 $453,100 $580,150 $701,250 $871,450
13057CHEROKEEGA12060 $453,100 $580,150 $701,250 $871,450
13059CLARKEGA12020 $453,100 $580,150 $701,250 $871,450
13061CLAYGA  $453,100 $580,150 $701,250 $871,450
13063CLAYTONGA12060 $453,100 $580,150 $701,250 $871,450
13065CLINCHGA  $453,100 $580,150 $701,250 $871,450
13067COBBGA12060 $453,100 $580,150 $701,250 $871,450
13069COFFEEGA20060 $453,100 $580,150 $701,250 $871,450
13071COLQUITTGA34220 $453,100 $580,150 $701,250 $871,450
13073COLUMBIAGA12260 $453,100 $580,150 $701,250 $871,450
13075COOKGA  $453,100 $580,150 $701,250 $871,450
13077COWETAGA12060 $453,100 $580,150 $701,250 $871,450
13079CRAWFORDGA31420 $453,100 $580,150 $701,250 $871,450
13081CRISPGA18380 $453,100 $580,150 $701,250 $871,450
13083DADEGA16860 $453,100 $580,150 $701,250 $871,450
13085DAWSONGA12060 $453,100 $580,150 $701,250 $871,450
13087DECATURGA12460 $453,100 $580,150 $701,250 $871,450
13089DEKALBGA12060 $453,100 $580,150 $701,250 $871,450
13091DODGEGA  $453,100 $580,150 $701,250 $871,450
13093DOOLYGA  $453,100 $580,150 $701,250 $871,450
13095DOUGHERTYGA10500 $453,100 $580,150 $701,250 $871,450
13097DOUGLASGA12060 $453,100 $580,150 $701,250 $871,450
13099EARLYGA  $453,100 $580,150 $701,250 $871,450
13101ECHOLSGA46660 $453,100 $580,150 $701,250 $871,450
13103EFFINGHAMGA42340 $453,100 $580,150 $701,250 $871,450
13105ELBERTGA  $453,100 $580,150 $701,250 $871,450
13107EMANUELGA  $453,100 $580,150 $701,250 $871,450
13109EVANSGA  $453,100 $580,150 $701,250 $871,450
13111FANNINGA  $453,100 $580,150 $701,250 $871,450
13113FAYETTEGA12060 $453,100 $580,150 $701,250 $871,450
13115FLOYDGA40660 $453,100 $580,150 $701,250 $871,450
13117FORSYTHGA12060 $453,100 $580,150 $701,250 $871,450
13119FRANKLINGA  $453,100 $580,150 $701,250 $871,450
13121FULTONGA12060 $453,100 $580,150 $701,250 $871,450
13123GILMERGA  $453,100 $580,150 $701,250 $871,450
13125GLASCOCKGA  $453,100 $580,150 $701,250 $871,450
13127GLYNNGA15260 $453,100 $580,150 $701,250 $871,450
13129GORDONGA15660 $453,100 $580,150 $701,250 $871,450
13131GRADYGA  $453,100 $580,150 $701,250 $871,450
13133GREENEGA  $515,200 $659,550 $797,250 $990,800
13135GWINNETTGA12060 $453,100 $580,150 $701,250 $871,450
13137HABERSHAMGA18460 $453,100 $580,150 $701,250 $871,450
13139HALLGA23580 $453,100 $580,150 $701,250 $871,450
13141HANCOCKGA33300 $453,100 $580,150 $701,250 $871,450
13143HARALSONGA12060 $453,100 $580,150 $701,250 $871,450
13145HARRISGA17980 $453,100 $580,150 $701,250 $871,450
13147HARTGA  $453,100 $580,150 $701,250 $871,450
13149HEARDGA12060 $453,100 $580,150 $701,250 $871,450
13151HENRYGA12060 $453,100 $580,150 $701,250 $871,450
13153HOUSTONGA47580 $453,100 $580,150 $701,250 $871,450
13155IRWINGA  $453,100 $580,150 $701,250 $871,450
13157JACKSONGA27600 $453,100 $580,150 $701,250 $871,450
13159JASPERGA12060 $453,100 $580,150 $701,250 $871,450
13161JEFF DAVISGA  $453,100 $580,150 $701,250 $871,450
13163JEFFERSONGA  $453,100 $580,150 $701,250 $871,450
13165JENKINSGA  $453,100 $580,150 $701,250 $871,450
13167JOHNSONGA20140 $453,100 $580,150 $701,250 $871,450
13169JONESGA31420 $453,100 $580,150 $701,250 $871,450
13171LAMARGA12060 $453,100 $580,150 $701,250 $871,450
13173LANIERGA46660 $453,100 $580,150 $701,250 $871,450
13175LAURENSGA20140 $453,100 $580,150 $701,250 $871,450
13177LEEGA10500 $453,100 $580,150 $701,250 $871,450
13179LIBERTYGA25980 $453,100 $580,150 $701,250 $871,450
13181LINCOLNGA12260 $453,100 $580,150 $701,250 $871,450
13183LONGGA25980 $453,100 $580,150 $701,250 $871,450
13185LOWNDESGA46660 $453,100 $580,150 $701,250 $871,450
13187LUMPKINGA  $453,100 $580,150 $701,250 $871,450
13189MCDUFFIEGA12260 $453,100 $580,150 $701,250 $871,450
13191MCINTOSHGA15260 $453,100 $580,150 $701,250 $871,450
13193MACONGA  $453,100 $580,150 $701,250 $871,450
13195MADISONGA12020 $453,100 $580,150 $701,250 $871,450
13197MARIONGA17980 $453,100 $580,150 $701,250 $871,450
13199MERIWETHERGA12060 $453,100 $580,150 $701,250 $871,450
13201MILLERGA  $453,100 $580,150 $701,250 $871,450
13205MITCHELLGA  $453,100 $580,150 $701,250 $871,450
13207MONROEGA31420 $453,100 $580,150 $701,250 $871,450
13209MONTGOMERYGA47080 $453,100 $580,150 $701,250 $871,450
13211MORGANGA12060 $453,100 $580,150 $701,250 $871,450
13213MURRAYGA19140 $453,100 $580,150 $701,250 $871,450
13215MUSCOGEEGA17980 $453,100 $580,150 $701,250 $871,450
13217NEWTONGA12060 $453,100 $580,150 $701,250 $871,450
13219OCONEEGA12020 $453,100 $580,150 $701,250 $871,450
13221OGLETHORPEGA12020 $453,100 $580,150 $701,250 $871,450
13223PAULDINGGA12060 $453,100 $580,150 $701,250 $871,450
13225PEACHGA47580 $453,100 $580,150 $701,250 $871,450
13227PICKENSGA12060 $453,100 $580,150 $701,250 $871,450
13229PIERCEGA48180 $453,100 $580,150 $701,250 $871,450
13231PIKEGA12060 $453,100 $580,150 $701,250 $871,450
13233POLKGA16340 $453,100 $580,150 $701,250 $871,450
13235PULASKIGA47580 $453,100 $580,150 $701,250 $871,450
13237PUTNAMGA  $453,100 $580,150 $701,250 $871,450
13239QUITMANGA21640 $453,100 $580,150 $701,250 $871,450
13241RABUNGA  $453,100 $580,150 $701,250 $871,450
13243RANDOLPHGA  $453,100 $580,150 $701,250 $871,450
13245RICHMONDGA12260 $453,100 $580,150 $701,250 $871,450
13247ROCKDALEGA12060 $453,100 $580,150 $701,250 $871,450
13249SCHLEYGA11140 $453,100 $580,150 $701,250 $871,450
13251SCREVENGA  $453,100 $580,150 $701,250 $871,450
13253SEMINOLEGA  $453,100 $580,150 $701,250 $871,450
13255SPALDINGGA12060 $453,100 $580,150 $701,250 $871,450
13257STEPHENSGA45740 $453,100 $580,150 $701,250 $871,450
13259STEWARTGA  $453,100 $580,150 $701,250 $871,450
13261SUMTERGA11140 $453,100 $580,150 $701,250 $871,450
13263TALBOTGA  $453,100 $580,150 $701,250 $871,450
13265TALIAFERROGA  $453,100 $580,150 $701,250 $871,450
13267TATTNALLGA  $453,100 $580,150 $701,250 $871,450
13269TAYLORGA  $453,100 $580,150 $701,250 $871,450
13271TELFAIRGA  $453,100 $580,150 $701,250 $871,450
13273TERRELLGA10500 $453,100 $580,150 $701,250 $871,450
13275THOMASGA45620 $453,100 $580,150 $701,250 $871,450
13277TIFTGA45700 $453,100 $580,150 $701,250 $871,450
13279TOOMBSGA47080 $453,100 $580,150 $701,250 $871,450
13281TOWNSGA  $453,100 $580,150 $701,250 $871,450
13283TREUTLENGA  $453,100 $580,150 $701,250 $871,450
13285TROUPGA29300 $453,100 $580,150 $701,250 $871,450
13287TURNERGA  $453,100 $580,150 $701,250 $871,450
13289TWIGGSGA31420 $453,100 $580,150 $701,250 $871,450
13291UNIONGA  $453,100 $580,150 $701,250 $871,450
13293UPSONGA45580 $453,100 $580,150 $701,250 $871,450
13295WALKERGA16860 $453,100 $580,150 $701,250 $871,450
13297WALTONGA12060 $453,100 $580,150 $701,250 $871,450
13299WAREGA48180 $453,100 $580,150 $701,250 $871,450
13301WARRENGA  $453,100 $580,150 $701,250 $871,450
13303WASHINGTONGA  $453,100 $580,150 $701,250 $871,450
13305WAYNEGA27700 $453,100 $580,150 $701,250 $871,450
13307WEBSTERGA  $453,100 $580,150 $701,250 $871,450
13309WHEELERGA  $453,100 $580,150 $701,250 $871,450
13311WHITEGA  $453,100 $580,150 $701,250 $871,450
13313WHITFIELDGA19140 $453,100 $580,150 $701,250 $871,450
13315WILCOXGA  $453,100 $580,150 $701,250 $871,450
13317WILKESGA  $453,100 $580,150 $701,250 $871,450
13319WILKINSONGA  $453,100 $580,150 $701,250 $871,450
13321WORTHGA10500 $453,100 $580,150 $701,250 $871,450