VA ARTICLES & TIPS

VA loan discount points are an optional upfront cost you may pay at closing to receive a lower mortgage interest rate. One point equals 1% ...

VA allowable fees are closing costs that a Veteran, service member, or eligible surviving spouse may legally be charged on a VA-backed mortgage under federal ...

VA non-allowable fees are closing costs a Veteran cannot be required to pay unless VA regulations or an approved state or local variance expressly permit ...

A non-Veteran can often assume an existing VA-backed mortgage, but the transfer is not automatic, and it does not give the buyer VA loan entitlement. ...

The VA residual income chart helps lenders evaluate whether a Veteran or military household will have enough money left each month after taxes, debts, housing ...

A VA power of attorney can mean different things depending on the problem you are trying to solve. For VA benefits claims, it usually means ...

The maximum loan-to-value ratio for a VA cash-out refinance can reach 100% of the home’s VA-determined reasonable value, but that does not mean every borrower ...

Deciding whether to buy or build a home in 2026 comes down to more than the purchase price. Buying an existing house usually gives you ...

Texas veterans benefits in 2026 can help eligible former service members, active-duty families, surviving spouses, dependents, and caregivers access financial, medical, educational, housing, and memorial ...