VA ARTICLES & TIPS

VA Loan for Surviving Spouse: 2026 Eligibility, COE, Benefits & Requirements
VA Loan

VA Loan for Surviving Spouse: 2026 Eligibility, COE, Benefits & Requirements

A surviving spouse may be eligible for a VA-backed home loan when the Veteran or service member meets specific VA death, disability, missing-in-action, or prisoner-of-war ...
Home Financing Guides

VA Loan Water Test Requirements: Private Well Rules, 90-Day Validity & Failed Tests

Buying a home with a private well using your VA loan benefit? You’ll likely need a water test before closing. In over 20 years of ...
VA Home Loan Guarantee How It Works and Who Qualifies in 2026
VA Loan

VA Home Loan Guarantee: How It Works, Who Qualifies & 2026 Benefits

The VA home loan guaranty is the federal protection behind VA-backed mortgages made by private lenders to eligible Veterans, service members, certain National Guard and ...
VA Loan After Short Sale Eligibility, Waiting Period & Requirements
Home Financing Guides

VA Loan After Short Sale: 2026 Waiting Period, Entitlement & Approval Guide

One of the most common questions veterans ask after a short sale goes something like this: I had a short sale two years ago. My ...
VA Loan After Foreclosure
Home Financing Guides

VA Loan After Foreclosure: 2026 Waiting Period, Entitlement & Approval Guide

A foreclosure does not end your VA loan benefit. The two-year benchmark most lenders use is real, but it is only one of five things ...
VA Allowable Fees
Home Financing Guides

VA Allowable Fees: Complete 2026 Guide to VA Loan Closing Costs

VA allowable fees are closing costs that a Veteran, service member, or eligible surviving spouse may legally be charged on a VA-backed mortgage under federal ...
What Are VA Loan Discount Points
Home Financing Guides

VA Loan Discount Points: How They Work, What They Cost, and When to Buy Them in 2026

VA loan discount points are an optional upfront cost you may pay at closing to receive a lower mortgage interest rate. One point equals 1% ...
What Are VA Non-Allowable Fees Complete Guide to VA Loan Closing Costs
Home Financing Guides

VA Non-Allowable Fees: Complete 2026 Guide to VA Loan Closing Costs

VA non-allowable fees are closing costs a Veteran cannot be required to pay unless VA regulations or an approved state or local variance expressly permit ...
Can a Non-Veteran Assume a VA Loan
Home Financing Guides

Can a Non-Veteran Assume a VA Loan? Complete 2026 Guide

A non-Veteran can often assume an existing VA-backed mortgage, but the transfer is not automatic, and it does not give the buyer VA loan entitlement. ...
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