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Apply for a VA Home Loan in Georgia and make your Dream Home a Reality

Get Pre-Qualified for a VA loan in Georgia

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of your loan in Georgia.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the VA home loan process? If so, simply fill out the quick one-minute form or give us a call at 1-855-468-2669.

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Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a VA Home loan in Georgia

We offer VA, FHA, and All home loan types.
$0 Down Payment for VA Home Loans.
No Need for Private Mortgage Insurance.
Low Interest Rates.
Lower Payments.
Easier to Qualify.
Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

VA Mortgage Loans Benefits

No mortgage insurance

Since the VA guarantees the lender the top 25 percent of the loan, no mortgage insurance is required. Most conventional loans require a borrower to put down at least 20 percent of the purchase price or pay mortgage insurance. Mortgage insurance can be costly and does not ever go towards reducing your principal balance.

Low-interest rate

Because the Department of Veteran Affairs guarantees each loan, interest rates are typically 0.25 to 1 percent lower than those of conventional loans.

No down payment

Saving enough money for a down payment can be especially difficult for active duty service members who are moving from base to base. Since there is no down payment required for a VA Home Loan, many veterans can purchase a home with little to no money out of pocket.

Georgia VA Jumbo Loan Limits

Thinking about applying for a VA Loan in the state of Georgia? Learn about the Georgia VA Jumbo Loan limits. Here’s what you should know!

FIPS State Code FIPS County Code County Name State CBSA Number One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
13 001 APPLING GA $453,100 $580,150 $701,250 $871,450
13 003 ATKINSON GA $453,100 $580,150 $701,250 $871,450
13 005 BACON GA $453,100 $580,150 $701,250 $871,450
13 007 BAKER GA 10500 $453,100 $580,150 $701,250 $871,450
13 009 BALDWIN GA 33300 $453,100 $580,150 $701,250 $871,450
13 011 BANKS GA $453,100 $580,150 $701,250 $871,450
13 013 BARROW GA 12060 $453,100 $580,150 $701,250 $871,450
13 015 BARTOW GA 12060 $453,100 $580,150 $701,250 $871,450
13 017 BEN HILL GA 22340 $453,100 $580,150 $701,250 $871,450
13 019 BERRIEN GA $453,100 $580,150 $701,250 $871,450
13 021 BIBB GA 31420 $453,100 $580,150 $701,250 $871,450
13 023 BLECKLEY GA $453,100 $580,150 $701,250 $871,450
13 025 BRANTLEY GA 15260 $453,100 $580,150 $701,250 $871,450
13 027 BROOKS GA 46660 $453,100 $580,150 $701,250 $871,450
13 029 BRYAN GA 42340 $453,100 $580,150 $701,250 $871,450
13 031 BULLOCH GA 44340 $453,100 $580,150 $701,250 $871,450
13 033 BURKE GA 12260 $453,100 $580,150 $701,250 $871,450
13 035 BUTTS GA 12060 $453,100 $580,150 $701,250 $871,450
13 037 CALHOUN GA $453,100 $580,150 $701,250 $871,450
13 039 CAMDEN GA 41220 $453,100 $580,150 $701,250 $871,450
13 043 CANDLER GA $453,100 $580,150 $701,250 $871,450
13 045 CARROLL GA 12060 $453,100 $580,150 $701,250 $871,450
13 047 CATOOSA GA 16860 $453,100 $580,150 $701,250 $871,450
13 049 CHARLTON GA $453,100 $580,150 $701,250 $871,450
13 051 CHATHAM GA 42340 $453,100 $580,150 $701,250 $871,450
13 053 CHATTAHOOCHEE GA 17980 $453,100 $580,150 $701,250 $871,450
13 055 CHATTOOGA GA 44900 $453,100 $580,150 $701,250 $871,450
13 057 CHEROKEE GA 12060 $453,100 $580,150 $701,250 $871,450
13 059 CLARKE GA 12020 $453,100 $580,150 $701,250 $871,450
13 061 CLAY GA $453,100 $580,150 $701,250 $871,450
13 063 CLAYTON GA 12060 $453,100 $580,150 $701,250 $871,450
13 065 CLINCH GA $453,100 $580,150 $701,250 $871,450
13 067 COBB GA 12060 $453,100 $580,150 $701,250 $871,450
13 069 COFFEE GA 20060 $453,100 $580,150 $701,250 $871,450
13 071 COLQUITT GA 34220 $453,100 $580,150 $701,250 $871,450
13 073 COLUMBIA GA 12260 $453,100 $580,150 $701,250 $871,450
13 075 COOK GA $453,100 $580,150 $701,250 $871,450
13 077 COWETA GA 12060 $453,100 $580,150 $701,250 $871,450
13 079 CRAWFORD GA 31420 $453,100 $580,150 $701,250 $871,450
13 081 CRISP GA 18380 $453,100 $580,150 $701,250 $871,450
13 083 DADE GA 16860 $453,100 $580,150 $701,250 $871,450
13 085 DAWSON GA 12060 $453,100 $580,150 $701,250 $871,450
13 087 DECATUR GA 12460 $453,100 $580,150 $701,250 $871,450
13 089 DEKALB GA 12060 $453,100 $580,150 $701,250 $871,450
13 091 DODGE GA $453,100 $580,150 $701,250 $871,450
13 093 DOOLY GA $453,100 $580,150 $701,250 $871,450
13 095 DOUGHERTY GA 10500 $453,100 $580,150 $701,250 $871,450
13 097 DOUGLAS GA 12060 $453,100 $580,150 $701,250 $871,450
13 099 EARLY GA $453,100 $580,150 $701,250 $871,450
13 101 ECHOLS GA 46660 $453,100 $580,150 $701,250 $871,450
13 103 EFFINGHAM GA 42340 $453,100 $580,150 $701,250 $871,450
13 105 ELBERT GA $453,100 $580,150 $701,250 $871,450
13 107 EMANUEL GA $453,100 $580,150 $701,250 $871,450
13 109 EVANS GA $453,100 $580,150 $701,250 $871,450
13 111 FANNIN GA $453,100 $580,150 $701,250 $871,450
13 113 FAYETTE GA 12060 $453,100 $580,150 $701,250 $871,450
13 115 FLOYD GA 40660 $453,100 $580,150 $701,250 $871,450
13 117 FORSYTH GA 12060 $453,100 $580,150 $701,250 $871,450
13 119 FRANKLIN GA $453,100 $580,150 $701,250 $871,450
13 121 FULTON GA 12060 $453,100 $580,150 $701,250 $871,450
13 123 GILMER GA $453,100 $580,150 $701,250 $871,450
13 125 GLASCOCK GA $453,100 $580,150 $701,250 $871,450
13 127 GLYNN GA 15260 $453,100 $580,150 $701,250 $871,450
13 129 GORDON GA 15660 $453,100 $580,150 $701,250 $871,450
13 131 GRADY GA $453,100 $580,150 $701,250 $871,450
13 133 GREENE GA $515,200 $659,550 $797,250 $990,800
13 135 GWINNETT GA 12060 $453,100 $580,150 $701,250 $871,450
13 137 HABERSHAM GA 18460 $453,100 $580,150 $701,250 $871,450
13 139 HALL GA 23580 $453,100 $580,150 $701,250 $871,450
13 141 HANCOCK GA 33300 $453,100 $580,150 $701,250 $871,450
13 143 HARALSON GA 12060 $453,100 $580,150 $701,250 $871,450
13 145 HARRIS GA 17980 $453,100 $580,150 $701,250 $871,450
13 147 HART GA $453,100 $580,150 $701,250 $871,450
13 149 HEARD GA 12060 $453,100 $580,150 $701,250 $871,450
13 151 HENRY GA 12060 $453,100 $580,150 $701,250 $871,450
13 153 HOUSTON GA 47580 $453,100 $580,150 $701,250 $871,450
13 155 IRWIN GA $453,100 $580,150 $701,250 $871,450
13 157 JACKSON GA 27600 $453,100 $580,150 $701,250 $871,450
13 159 JASPER GA 12060 $453,100 $580,150 $701,250 $871,450
13 161 JEFF DAVIS GA $453,100 $580,150 $701,250 $871,450
13 163 JEFFERSON GA $453,100 $580,150 $701,250 $871,450
13 165 JENKINS GA $453,100 $580,150 $701,250 $871,450
13 167 JOHNSON GA 20140 $453,100 $580,150 $701,250 $871,450
13 169 JONES GA 31420 $453,100 $580,150 $701,250 $871,450
13 171 LAMAR GA 12060 $453,100 $580,150 $701,250 $871,450
13 173 LANIER GA 46660 $453,100 $580,150 $701,250 $871,450
13 175 LAURENS GA 20140 $453,100 $580,150 $701,250 $871,450
13 177 LEE GA 10500 $453,100 $580,150 $701,250 $871,450
13 179 LIBERTY GA 25980 $453,100 $580,150 $701,250 $871,450
13 181 LINCOLN GA 12260 $453,100 $580,150 $701,250 $871,450
13 183 LONG GA 25980 $453,100 $580,150 $701,250 $871,450
13 185 LOWNDES GA 46660 $453,100 $580,150 $701,250 $871,450
13 187 LUMPKIN GA $453,100 $580,150 $701,250 $871,450
13 189 MCDUFFIE GA 12260 $453,100 $580,150 $701,250 $871,450
13 191 MCINTOSH GA 15260 $453,100 $580,150 $701,250 $871,450
13 193 MACON GA $453,100 $580,150 $701,250 $871,450
13 195 MADISON GA 12020 $453,100 $580,150 $701,250 $871,450
13 197 MARION GA 17980 $453,100 $580,150 $701,250 $871,450
13 199 MERIWETHER GA 12060 $453,100 $580,150 $701,250 $871,450
13 201 MILLER GA $453,100 $580,150 $701,250 $871,450
13 205 MITCHELL GA $453,100 $580,150 $701,250 $871,450
13 207 MONROE GA 31420 $453,100 $580,150 $701,250 $871,450
13 209 MONTGOMERY GA 47080 $453,100 $580,150 $701,250 $871,450
13 211 MORGAN GA 12060 $453,100 $580,150 $701,250 $871,450
13 213 MURRAY GA 19140 $453,100 $580,150 $701,250 $871,450
13 215 MUSCOGEE GA 17980 $453,100 $580,150 $701,250 $871,450
13 217 NEWTON GA 12060 $453,100 $580,150 $701,250 $871,450
13 219 OCONEE GA 12020 $453,100 $580,150 $701,250 $871,450
13 221 OGLETHORPE GA 12020 $453,100 $580,150 $701,250 $871,450
13 223 PAULDING GA 12060 $453,100 $580,150 $701,250 $871,450
13 225 PEACH GA 47580 $453,100 $580,150 $701,250 $871,450
13 227 PICKENS GA 12060 $453,100 $580,150 $701,250 $871,450
13 229 PIERCE GA 48180 $453,100 $580,150 $701,250 $871,450
13 231 PIKE GA 12060 $453,100 $580,150 $701,250 $871,450
13 233 POLK GA 16340 $453,100 $580,150 $701,250 $871,450
13 235 PULASKI GA 47580 $453,100 $580,150 $701,250 $871,450
13 237 PUTNAM GA $453,100 $580,150 $701,250 $871,450
13 239 QUITMAN GA 21640 $453,100 $580,150 $701,250 $871,450
13 241 RABUN GA $453,100 $580,150 $701,250 $871,450
13 243 RANDOLPH GA $453,100 $580,150 $701,250 $871,450
13 245 RICHMOND GA 12260 $453,100 $580,150 $701,250 $871,450
13 247 ROCKDALE GA 12060 $453,100 $580,150 $701,250 $871,450
13 249 SCHLEY GA 11140 $453,100 $580,150 $701,250 $871,450
13 251 SCREVEN GA $453,100 $580,150 $701,250 $871,450
13 253 SEMINOLE GA $453,100 $580,150 $701,250 $871,450
13 255 SPALDING GA 12060 $453,100 $580,150 $701,250 $871,450
13 257 STEPHENS GA 45740 $453,100 $580,150 $701,250 $871,450
13 259 STEWART GA $453,100 $580,150 $701,250 $871,450
13 261 SUMTER GA 11140 $453,100 $580,150 $701,250 $871,450
13 263 TALBOT GA $453,100 $580,150 $701,250 $871,450
13 265 TALIAFERRO GA $453,100 $580,150 $701,250 $871,450
13 267 TATTNALL GA $453,100 $580,150 $701,250 $871,450
13 269 TAYLOR GA $453,100 $580,150 $701,250 $871,450
13 271 TELFAIR GA $453,100 $580,150 $701,250 $871,450
13 273 TERRELL GA 10500 $453,100 $580,150 $701,250 $871,450
13 275 THOMAS GA 45620 $453,100 $580,150 $701,250 $871,450
13 277 TIFT GA 45700 $453,100 $580,150 $701,250 $871,450
13 279 TOOMBS GA 47080 $453,100 $580,150 $701,250 $871,450
13 281 TOWNS GA $453,100 $580,150 $701,250 $871,450
13 283 TREUTLEN GA $453,100 $580,150 $701,250 $871,450
13 285 TROUP GA 29300 $453,100 $580,150 $701,250 $871,450
13 287 TURNER GA $453,100 $580,150 $701,250 $871,450
13 289 TWIGGS GA 31420 $453,100 $580,150 $701,250 $871,450
13 291 UNION GA $453,100 $580,150 $701,250 $871,450
13 293 UPSON GA 45580 $453,100 $580,150 $701,250 $871,450
13 295 WALKER GA 16860 $453,100 $580,150 $701,250 $871,450
13 297 WALTON GA 12060 $453,100 $580,150 $701,250 $871,450
13 299 WARE GA 48180 $453,100 $580,150 $701,250 $871,450
13 301 WARREN GA $453,100 $580,150 $701,250 $871,450
13 303 WASHINGTON GA $453,100 $580,150 $701,250 $871,450
13 305 WAYNE GA 27700 $453,100 $580,150 $701,250 $871,450
13 307 WEBSTER GA $453,100 $580,150 $701,250 $871,450
13 309 WHEELER GA $453,100 $580,150 $701,250 $871,450
13 311 WHITE GA $453,100 $580,150 $701,250 $871,450
13 313 WHITFIELD GA 19140 $453,100 $580,150 $701,250 $871,450
13 315 WILCOX GA $453,100 $580,150 $701,250 $871,450
13 317 WILKES GA $453,100 $580,150 $701,250 $871,450
13 319 WILKINSON GA $453,100 $580,150 $701,250 $871,450
13 321 WORTH GA 10500 $453,100 $580,150 $701,250 $871,450

More Calculators

VA Loan Calculator

Determine how much home you can afford.

 Funding Fee Calculator

Learn what it costs to fund a VA loan.

BAH Calculator

Calculate your Basic Housing Allowance.

VA Loan Limit Calculator

Find out how much you can borrow for $0 down.

Affordable Calculator

Estimate your loan preapproval amount based on your income and expenses.

Construction Loan Calculator

Obtain a construction loan for building or improving a home

VA Refinance Calculator

See if refinancing makes sense for you.

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