Our Mission is to Make Your Dream Home in Michigan a Reality

Get Pre-Qualified for a loan in Michigan

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Michigan.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

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Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Michigan

  • We offer VA, FHA, and All home loan types.
  • $0 Down payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Veterans can achieve their dream of owning a home with the VA home loan benefit. If you are interested in buying your new house of your dreams, don’t hesitate to contact us by filling out the form below. Our Loan Officers are highly trained and experts in this field. We will help you through the entire process hassle free. We have been helping veterans get the home of their dreams for many years, you can read our testimonials here, hundreds of Veterans now are home owners, join them today.

Non Conforming Loan

Thousands of Happy Home-Owners!

Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!

WE ARE DEDICATED TO SERVING

THOSE WHO SERVED.

One Time Close Construction Loan

Michigan VA Jumbo Loan

A Michigan jumbo mortgage is a home loan of which value exceeds conventional home loan limits which are set by Fannie Mae and Freddie Mac. Typically, jumbo mortgages are used to finance the purchase of luxury, high-end properties, homes, or condos. The jumbo mortgage, conforming limit in “high-cost” areas is currently $625,500. Jumbo mortgages also subject lenders to significantly higher risk due to the fact that if a jumbo mortgage loan defaults it would be harder to sell a luxury residence quickly for full price. With this in mind, the interest rate charged on a jumbo mortgage loan is generally higher than a conforming home loan and, depending on which lending you chose, the rate can fluctuate significantly. At Security America Mortgage, our team of jumbo mortgage specialists are experts in all types of jumbo mortgages and we offer extremely competitive market rates. If you are looking to obtain a Jumbo Loan Michigan and want to streamline the entire process then contact us today by completing the form on this page.

If you are in Michigan and need a large home loan, apply with us to find your interest rate in order to find out if you qualify. We are licensed in the State of Michigan and have specialists who are experts in the state. We offer friendly customer service and have years of experience in the field of mortgage loans. Apply for Jumbo Loan Michigan above today!

Michigan VA Jumbo Loan Limits

FIPS State Code FIPS County Code County Name State CBSA Number One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
26 001 ALCONA MI   $453,100 $580,150 $701,250 $871,450
26 003 ALGER MI   $453,100 $580,150 $701,250 $871,450
26 005 ALLEGAN MI 26090 $453,100 $580,150 $701,250 $871,450
26 007 ALPENA MI 10980 $453,100 $580,150 $701,250 $871,450
26 009 ANTRIM MI   $453,100 $580,150 $701,250 $871,450
26 011 ARENAC MI   $453,100 $580,150 $701,250 $871,450
26 013 BARAGA MI   $453,100 $580,150 $701,250 $871,450
26 015 BARRY MI 24340 $453,100 $580,150 $701,250 $871,450
26 017 BAY MI 13020 $453,100 $580,150 $701,250 $871,450
26 019 BENZIE MI 45900 $453,100 $580,150 $701,250 $871,450
26 021 BERRIEN MI 35660 $453,100 $580,150 $701,250 $871,450
26 023 BRANCH MI 17740 $453,100 $580,150 $701,250 $871,450
26 025 CALHOUN MI 12980 $453,100 $580,150 $701,250 $871,450
26 027 CASS MI 43780 $453,100 $580,150 $701,250 $871,450
26 029 CHARLEVOIX MI   $453,100 $580,150 $701,250 $871,450
26 031 CHEBOYGAN MI   $453,100 $580,150 $701,250 $871,450
26 033 CHIPPEWA MI 42300 $453,100 $580,150 $701,250 $871,450
26 035 CLARE MI   $453,100 $580,150 $701,250 $871,450
26 037 CLINTON MI 29620 $453,100 $580,150 $701,250 $871,450
26 039 CRAWFORD MI   $453,100 $580,150 $701,250 $871,450
26 041 DELTA MI 21540 $453,100 $580,150 $701,250 $871,450
26 043 DICKINSON MI 27020 $453,100 $580,150 $701,250 $871,450
26 045 EATON MI 29620 $453,100 $580,150 $701,250 $871,450
26 047 EMMET MI   $453,100 $580,150 $701,250 $871,450
26 049 GENESEE MI 22420 $453,100 $580,150 $701,250 $871,450
26 051 GLADWIN MI   $453,100 $580,150 $701,250 $871,450
26 053 GOGEBIC MI   $453,100 $580,150 $701,250 $871,450
26 055 GRAND TRAVERSE MI 45900 $453,100 $580,150 $701,250 $871,450
26 057 GRATIOT MI 10940 $453,100 $580,150 $701,250 $871,450
26 059 HILLSDALE MI 25880 $453,100 $580,150 $701,250 $871,450
26 061 HOUGHTON MI 26340 $453,100 $580,150 $701,250 $871,450
26 063 HURON MI   $453,100 $580,150 $701,250 $871,450
26 065 INGHAM MI 29620 $453,100 $580,150 $701,250 $871,450
26 067 IONIA MI 26960 $453,100 $580,150 $701,250 $871,450
26 069 IOSCO MI   $453,100 $580,150 $701,250 $871,450
26 071 IRON MI   $453,100 $580,150 $701,250 $871,450
26 073 ISABELLA MI 34380 $453,100 $580,150 $701,250 $871,450
26 075 JACKSON MI 27100 $453,100 $580,150 $701,250 $871,450
26 077 KALAMAZOO MI 28020 $453,100 $580,150 $701,250 $871,450
26 079 KALKASKA MI 45900 $453,100 $580,150 $701,250 $871,450
26 081 KENT MI 24340 $453,100 $580,150 $701,250 $871,450
26 083 KEWEENAW MI 26340 $453,100 $580,150 $701,250 $871,450
26 085 LAKE MI   $453,100 $580,150 $701,250 $871,450
26 087 LAPEER MI 19820 $453,100 $580,150 $701,250 $871,450
26 089 LEELANAU MI 45900 $453,100 $580,150 $701,250 $871,450
26 091 LENAWEE MI 10300 $453,100 $580,150 $701,250 $871,450
26 093 LIVINGSTON MI 19820 $453,100 $580,150 $701,250 $871,450
26 095 LUCE MI   $453,100 $580,150 $701,250 $871,450
26 097 MACKINAC MI   $453,100 $580,150 $701,250 $871,450
26 099 MACOMB MI 19820 $453,100 $580,150 $701,250 $871,450
26 101 MANISTEE MI   $453,100 $580,150 $701,250 $871,450
26 103 MARQUETTE MI 32100 $453,100 $580,150 $701,250 $871,450
26 105 MASON MI 31220 $453,100 $580,150 $701,250 $871,450
26 107 MECOSTA MI 13660 $453,100 $580,150 $701,250 $871,450
26 109 MENOMINEE MI 31940 $453,100 $580,150 $701,250 $871,450
26 111 MIDLAND MI 33220 $453,100 $580,150 $701,250 $871,450
26 113 MISSAUKEE MI 15620 $453,100 $580,150 $701,250 $871,450
26 115 MONROE MI 33780 $453,100 $580,150 $701,250 $871,450
26 117 MONTCALM MI 24340 $453,100 $580,150 $701,250 $871,450
26 119 MONTMORENCY MI   $453,100 $580,150 $701,250 $871,450
26 121 MUSKEGON MI 34740 $453,100 $580,150 $701,250 $871,450
26 123 NEWAYGO MI   $453,100 $580,150 $701,250 $871,450
26 125 OAKLAND MI 19820 $453,100 $580,150 $701,250 $871,450
26 127 OCEANA MI   $453,100 $580,150 $701,250 $871,450
26 129 OGEMAW MI   $453,100 $580,150 $701,250 $871,450
26 131 ONTONAGON MI   $453,100 $580,150 $701,250 $871,450
26 133 OSCEOLA MI   $453,100 $580,150 $701,250 $871,450
26 135 OSCODA MI   $453,100 $580,150 $701,250 $871,450
26 137 OTSEGO MI   $453,100 $580,150 $701,250 $871,450
26 139 OTTAWA MI 24340 $453,100 $580,150 $701,250 $871,450
26 141 PRESQUE ISLE MI   $453,100 $580,150 $701,250 $871,450
26 143 ROSCOMMON MI   $453,100 $580,150 $701,250 $871,450
26 145 SAGINAW MI 40980 $453,100 $580,150 $701,250 $871,450
26 147 ST. CLAIR MI 19820 $453,100 $580,150 $701,250 $871,450
26 149 ST. JOSEPH MI 44780 $453,100 $580,150 $701,250 $871,450
26 151 SANILAC MI   $453,100 $580,150 $701,250 $871,450
26 153 SCHOOLCRAFT MI   $453,100 $580,150 $701,250 $871,450
26 155 SHIAWASSEE MI 37020 $453,100 $580,150 $701,250 $871,450
26 157 TUSCOLA MI   $453,100 $580,150 $701,250 $871,450
26 159 VAN BUREN MI 28020 $453,100 $580,150 $701,250 $871,450
26 161 WASHTENAW MI 11460 $453,100 $580,150 $701,250 $871,450
26 163 WAYNE MI 19820 $453,100 $580,150 $701,250 $871,450
26 165 WEXFORD MI 15620 $453,100 $580,150 $701,250 $871,450