Our Mission is to Make Your Dream Home in Tennessee a Reality

Get Pre-Qualified for a loan in Tennessee

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of you loan in Tennessee.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the va home loan process? If so, simply fill out the quick one minute form or give us a call at 1-855-468-2669

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Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance, including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a Home loan in Tennessee

  • We offer VA, FHA, and All home loan types.
  • $0 Down payment for VA Loans.
  • No Need for Private Mortgage Insurance.
  • Very Low Interest Rate.
  • Lower Payments.
  • Easier to Qualify.
  • Relaxed Credit Standards.

Have a look at our most recent blog posts about VA Loans

VA Loan Process

va loan processOur team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

image 1 No down payment requirements, no monthly mortgage insurance AND usually lower interest rates are just a few of the benefits Veterans receive when selecting a VA loan.

Apply for a Loan

va loan Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Va loans Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

Veterans can achieve their dream of owning a home with the VA home loan benefit. If you are interested in buying your new house of your dreams, don’t hesitate to contact us by filling out the form below. Our Loan Officers are highly trained and experts in this field. We will help you through the entire process hassle free. We have been helping veterans get the home of their dreams for many years, you can read our testimonials here, hundreds of Veterans now are home owners, join them today.

Non Conforming Loan

Thousands of Happy Home-Owners!

Our team here at Security America Mortgage are experts when it comes to helping veterans obtain VA Home Loans. If you’re ready to get started complete the simple form above and one of our mortgage specialists will contact you shortly. We look forward to working with you!

WE ARE DEDICATED TO SERVING

THOSE WHO SERVED.

One Time Close Construction Loan

Tennessee VA Jumbo Loan

A Tennessee jumbo mortgage is a home loan of which value exceeds conventional home loan limits which are set by Fannie Mae and Freddie Mac. Typically, jumbo mortgages are used to finance the purchase of luxury, high-end properties, homes, or condos. The jumbo mortgage, conforming limit in “high-cost” areas is currently $625,500. Jumbo mortgages also subject lenders to significantly higher risk due to the fact that if a jumbo mortgage loan defaults it would be harder to sell a luxury residence quickly for full price. With this in mind, the interest rate charged on a jumbo mortgage loan is generally higher than a conforming home loan and, depending on which lending you chose, the rate can fluctuate significantly. At Security America Mortgage, our team of jumbo mortgage specialists are experts in all types of jumbo mortgages and we offer extremely competitive market rates. If you are looking to obtain a Jumbo Loan Tennessee and want to streamline the entire process then contact us today by completing the form on this page.

If you are in Tennessee and need a large home loan, apply with us to find your interest rate in order to find out if you qualify. We are licensed in the State of Tennesseeand have specialists who are experts in the state. We offer friendly customer service and have years of experience in the field of mortgage loans. Apply for Jumbo Loan Tennessee above today!

 

Tennessee VA Jumbo Loan Limits

 

FIPS State Code FIPS County Code County Name State CBSA Number One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
47 001 ANDERSON TN 28940 $453,100 $580,150 $701,250 $871,450
47 003 BEDFORD TN 43180 $453,100 $580,150 $701,250 $871,450
47 005 BENTON TN $453,100 $580,150 $701,250 $871,450
47 007 BLEDSOE TN $453,100 $580,150 $701,250 $871,450
47 009 BLOUNT TN 28940 $453,100 $580,150 $701,250 $871,450
47 011 BRADLEY TN 17420 $453,100 $580,150 $701,250 $871,450
47 013 CAMPBELL TN 28940 $453,100 $580,150 $701,250 $871,450
47 015 CANNON TN 34980 $494,500 $633,050 $765,200 $950,950
47 017 CARROLL TN $453,100 $580,150 $701,250 $871,450
47 019 CARTER TN 27740 $453,100 $580,150 $701,250 $871,450
47 021 CHEATHAM TN 34980 $494,500 $633,050 $765,200 $950,950
47 023 CHESTER TN 27180 $453,100 $580,150 $701,250 $871,450
47 025 CLAIBORNE TN $453,100 $580,150 $701,250 $871,450
47 027 CLAY TN $453,100 $580,150 $701,250 $871,450
47 029 COCKE TN 35460 $453,100 $580,150 $701,250 $871,450
47 031 COFFEE TN 46100 $453,100 $580,150 $701,250 $871,450
47 033 CROCKETT TN 27180 $453,100 $580,150 $701,250 $871,450
47 035 CUMBERLAND TN 18900 $453,100 $580,150 $701,250 $871,450
47 037 DAVIDSON TN 34980 $494,500 $633,050 $765,200 $950,950
47 039 DECATUR TN $453,100 $580,150 $701,250 $871,450
47 041 DEKALB TN $453,100 $580,150 $701,250 $871,450
47 043 DICKSON TN 34980 $494,500 $633,050 $765,200 $950,950
47 045 DYER TN 20540 $453,100 $580,150 $701,250 $871,450
47 047 FAYETTE TN 32820 $453,100 $580,150 $701,250 $871,450
47 049 FENTRESS TN $453,100 $580,150 $701,250 $871,450
47 051 FRANKLIN TN 46100 $453,100 $580,150 $701,250 $871,450
47 053 GIBSON TN $453,100 $580,150 $701,250 $871,450
47 055 GILES TN $453,100 $580,150 $701,250 $871,450
47 057 GRAINGER TN 28940 $453,100 $580,150 $701,250 $871,450
47 059 GREENE TN 24620 $453,100 $580,150 $701,250 $871,450
47 061 GRUNDY TN $453,100 $580,150 $701,250 $871,450
47 063 HAMBLEN TN 34100 $453,100 $580,150 $701,250 $871,450
47 065 HAMILTON TN 16860 $453,100 $580,150 $701,250 $871,450
47 067 HANCOCK TN $453,100 $580,150 $701,250 $871,450
47 069 HARDEMAN TN $453,100 $580,150 $701,250 $871,450
47 071 HARDIN TN $453,100 $580,150 $701,250 $871,450
47 073 HAWKINS TN 28700 $453,100 $580,150 $701,250 $871,450
47 075 HAYWOOD TN 15140 $453,100 $580,150 $701,250 $871,450
47 077 HENDERSON TN $453,100 $580,150 $701,250 $871,450
47 079 HENRY TN 37540 $453,100 $580,150 $701,250 $871,450
47 081 HICKMAN TN 34980 $494,500 $633,050 $765,200 $950,950
47 083 HOUSTON TN $453,100 $580,150 $701,250 $871,450
47 085 HUMPHREYS TN $453,100 $580,150 $701,250 $871,450
47 087 JACKSON TN 18260 $453,100 $580,150 $701,250 $871,450
47 089 JEFFERSON TN 34100 $453,100 $580,150 $701,250 $871,450
47 091 JOHNSON TN $453,100 $580,150 $701,250 $871,450
47 093 KNOX TN 28940 $453,100 $580,150 $701,250 $871,450
47 095 LAKE TN $453,100 $580,150 $701,250 $871,450
47 097 LAUDERDALE TN $453,100 $580,150 $701,250 $871,450
47 099 LAWRENCE TN 29980 $453,100 $580,150 $701,250 $871,450
47 101 LEWIS TN $453,100 $580,150 $701,250 $871,450
47 103 LINCOLN TN $453,100 $580,150 $701,250 $871,450
47 105 LOUDON TN 28940 $453,100 $580,150 $701,250 $871,450
47 107 MCMINN TN 11940 $453,100 $580,150 $701,250 $871,450
47 109 MCNAIRY TN $453,100 $580,150 $701,250 $871,450
47 111 MACON TN 34980 $494,500 $633,050 $765,200 $950,950
47 113 MADISON TN 27180 $453,100 $580,150 $701,250 $871,450
47 115 MARION TN 16860 $453,100 $580,150 $701,250 $871,450
47 117 MARSHALL TN 30280 $453,100 $580,150 $701,250 $871,450
47 119 MAURY TN 34980 $494,500 $633,050 $765,200 $950,950
47 121 MEIGS TN $453,100 $580,150 $701,250 $871,450
47 123 MONROE TN $453,100 $580,150 $701,250 $871,450
47 125 MONTGOMERY TN 17300 $453,100 $580,150 $701,250 $871,450
47 127 MOORE TN 46100 $453,100 $580,150 $701,250 $871,450
47 129 MORGAN TN 28940 $453,100 $580,150 $701,250 $871,450
47 131 OBION TN 46460 $453,100 $580,150 $701,250 $871,450
47 133 OVERTON TN 18260 $453,100 $580,150 $701,250 $871,450
47 135 PERRY TN $453,100 $580,150 $701,250 $871,450
47 137 PICKETT TN $453,100 $580,150 $701,250 $871,450
47 139 POLK TN 17420 $453,100 $580,150 $701,250 $871,450
47 141 PUTNAM TN 18260 $453,100 $580,150 $701,250 $871,450
47 143 RHEA TN 19420 $453,100 $580,150 $701,250 $871,450
47 145 ROANE TN 28940 $453,100 $580,150 $701,250 $871,450
47 147 ROBERTSON TN 34980 $494,500 $633,050 $765,200 $950,950
47 149 RUTHERFORD TN 34980 $494,500 $633,050 $765,200 $950,950
47 151 SCOTT TN $453,100 $580,150 $701,250 $871,450
47 153 SEQUATCHIE TN 16860 $453,100 $580,150 $701,250 $871,450
47 155 SEVIER TN 42940 $453,100 $580,150 $701,250 $871,450
47 157 SHELBY TN 32820 $453,100 $580,150 $701,250 $871,450
47 159 SMITH TN 34980 $494,500 $633,050 $765,200 $950,950
47 161 STEWART TN $453,100 $580,150 $701,250 $871,450
47 163 SULLIVAN TN 28700 $453,100 $580,150 $701,250 $871,450
47 165 SUMNER TN 34980 $494,500 $633,050 $765,200 $950,950
47 167 TIPTON TN 32820 $453,100 $580,150 $701,250 $871,450
47 169 TROUSDALE TN 34980 $494,500 $633,050 $765,200 $950,950
47 171 UNICOI TN 27740 $453,100 $580,150 $701,250 $871,450
47 173 UNION TN 28940 $453,100 $580,150 $701,250 $871,450
47 175 VAN BUREN TN $453,100 $580,150 $701,250 $871,450
47 177 WARREN TN 32660 $453,100 $580,150 $701,250 $871,450
47 179 WASHINGTON TN 27740 $453,100 $580,150 $701,250 $871,450
47 181 WAYNE TN $453,100 $580,150 $701,250 $871,450
47 183 WEAKLEY TN 32280 $453,100 $580,150 $701,250 $871,450
47 185 WHITE TN $453,100 $580,150 $701,250 $871,450
47 187 WILLIAMSON TN 34980 $494,500 $633,050 $765,200 $950,950
47 189 WILSON TN 34980 $494,500 $633,050 $765,200 $950,950