Apply for a VA Loans in Oklahoma and make your Dream House a Reality

Get Pre-Qualified for a VA loans in Oklahoma

Take the first step toward your home buying goal with our free pre-qualification consultation. Complete this quick form to get a pre-qualification of your loan in Oklahoma.

We’ll contact you when you are ready and provide a no-obligation pre-qualification consultation to help you estimate how much you may be able to borrow.

So are you ready to start the VA home loan process? If so, simply fill out the quick one-minute form

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Where's the Home Located?*

Choose a Loan Type*

Why should I get a VA Loan?

The VA Home Loan is the very best mortgage available today to those who have earned the benefit. When comparing the pros and cons of the VA Loan to both a conventional loan and an FHA loan you will quickly find out that the VA Loan cannot be beat. VA Loans require 0% down payment in most cases whereas conventional loans generally require at least a 5% down payment and sometimes up to 20% required. FHA loans require a minimum of 3.5% down. And with a VA loan, Veterans also do not have to pay any monthly mortgage insurance which cannot be said about a conventional or FHA mortgages.

What is VA Refinance?

The VA refinancing program allows qualified borrowers to lock in a lower monthly rate for the remainder of their VA Loan and/or take out cash from their home’s equity. But you must act quickly as interest rates are at historical lows! There are a few different ways to lower your interest rate with a VA Loan Refinance , including a VA Streamline Refinance and a Cash Out Refinance. A VA Streamline Refinance, sometimes referred to as an IRRL, allows you to lower your current loan interest rate. A Cash Out Refinance allows someone who currently has a VA Loan, and has built up equity to cash out part of the loan to pay off bills such as credit cards and/or auto loans.

Should I choose a Jumbo Loan?

Many veterans have already taken advantage of their VA loan benefits. With relaxed qualification standards and more flexibility, it is proven to be the right choice for many to purchase and refinance their homes through this program. However, in most counties, the conforming loan limit with no money down is $417,000. When your home costs more than this, the solution is the VA Jumbo Loan. A VA jumbo loan is any VA loan greater than $417,000. Qualifying veterans can apply to purchase or refinance their home for up to a value of $1,000,000 through this type of loan plus receive all of the benefits of the general VA loan.

These are the key benefits that Security America can offer for a VA loans in Oklahoma

1. We offer VA, FHA, and All home loan types.
2. $0 Down Payment for VA Home Loans.
3. No Need for Private Mortgage Insurance.
4. Competitive Interests Rates.
5. Lower Payments.
6. Easier to Qualify.
7. Relaxed Credit Standards.

VA loan limits 2023

Have a look at our most recent blog posts about VA Loans

VA Loan Process

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

The benefits of a VA Loan

Our team at Security America Mortgage makes every effort to ensure the home buying process as transparent and stress free as possible.

Apply for a Loan

Are you ready to take advantage of your VA loan benefits? If so, it’s simple to start the process and takes only a few minutes. No social security number needed to start!

Who’s eligible for a VA loan?

Active service members with at least 90 continuous days of service and Veterans who’ve been honorably discharged from the armed forces can apply for a VA loan. Get started today!

VA Mortgage Loans Benefits

No mortgage insurance

Since the VA guarantees the lender the top 25 percent of the loan, no mortgage insurance is required. Most conventional loans require a borrower to put down at least 20 percent of the purchase price or pay mortgage insurance. Mortgage insurance can be costly and does not ever go towards reducing your principal balance.

Competitive Interests Rates

Because the Department of Veteran Affairs guarantees each loan, interest rates are typically 0.25 to 1 percent lower than those of conventional loans.

No down payment

Saving enough money for a down payment can be especially difficult for active duty service members who are moving from base to base. Since there is no down payment required for a VA Home Loan, many veterans can purchase a home with little to no money out of pocket.

Oklahoma VA Jumbo Loan Limits

Thinking about applying for a VA Loan in the state of Oklahoma? Learn about the Oklahoma VA Jumbo Loan limits. Here’s what you should know!

FIPS State Code	FIPS County Code	County Name	State	CBSA Number	One-Unit Limit	Two-Unit Limit	Three-Unit Limit	Four-Unit Limit
40	001	ADAIR	OK		$453,100	$580,150	$701,250	$871,450
40	003	ALFALFA	OK		$453,100	$580,150	$701,250	$871,450
40	005	ATOKA	OK		$453,100	$580,150	$701,250	$871,450
40	007	BEAVER	OK		$453,100	$580,150	$701,250	$871,450
40	009	BECKHAM	OK	21120	$453,100	$580,150	$701,250	$871,450
40	011	BLAINE	OK		$453,100	$580,150	$701,250	$871,450
40	013	BRYAN	OK	20460	$453,100	$580,150	$701,250	$871,450
40	015	CADDO	OK		$453,100	$580,150	$701,250	$871,450
40	017	CANADIAN	OK	36420	$453,100	$580,150	$701,250	$871,450
40	019	CARTER	OK	11620	$453,100	$580,150	$701,250	$871,450
40	021	CHEROKEE	OK	45140	$453,100	$580,150	$701,250	$871,450
40	023	CHOCTAW	OK		$453,100	$580,150	$701,250	$871,450
40	025	CIMARRON	OK		$453,100	$580,150	$701,250	$871,450
40	027	CLEVELAND	OK	36420	$453,100	$580,150	$701,250	$871,450
40	029	COAL	OK		$453,100	$580,150	$701,250	$871,450
40	031	COMANCHE	OK	30020	$453,100	$580,150	$701,250	$871,450
40	033	COTTON	OK	30020	$453,100	$580,150	$701,250	$871,450
40	035	CRAIG	OK		$453,100	$580,150	$701,250	$871,450
40	037	CREEK	OK	46140	$453,100	$580,150	$701,250	$871,450
40	039	CUSTER	OK	48220	$453,100	$580,150	$701,250	$871,450
40	041	DELAWARE	OK		$453,100	$580,150	$701,250	$871,450
40	043	DEWEY	OK		$453,100	$580,150	$701,250	$871,450
40	045	ELLIS	OK		$453,100	$580,150	$701,250	$871,450
40	047	GARFIELD	OK	21420	$453,100	$580,150	$701,250	$871,450
40	049	GARVIN	OK		$453,100	$580,150	$701,250	$871,450
40	051	GRADY	OK	36420	$453,100	$580,150	$701,250	$871,450
40	053	GRANT	OK		$453,100	$580,150	$701,250	$871,450
40	055	GREER	OK		$453,100	$580,150	$701,250	$871,450
40	057	HARMON	OK		$453,100	$580,150	$701,250	$871,450
40	059	HARPER	OK		$453,100	$580,150	$701,250	$871,450
40	061	HASKELL	OK		$453,100	$580,150	$701,250	$871,450
40	063	HUGHES	OK		$453,100	$580,150	$701,250	$871,450
40	065	JACKSON	OK	11060	$453,100	$580,150	$701,250	$871,450
40	067	JEFFERSON	OK		$453,100	$580,150	$701,250	$871,450
40	069	JOHNSTON	OK		$453,100	$580,150	$701,250	$871,450
40	071	KAY	OK	38620	$453,100	$580,150	$701,250	$871,450
40	073	KINGFISHER	OK		$453,100	$580,150	$701,250	$871,450
40	075	KIOWA	OK		$453,100	$580,150	$701,250	$871,450
40	077	LATIMER	OK		$453,100	$580,150	$701,250	$871,450
40	079	LE FLORE	OK	22900	$453,100	$580,150	$701,250	$871,450
40	081	LINCOLN	OK	36420	$453,100	$580,150	$701,250	$871,450
40	083	LOGAN	OK	36420	$453,100	$580,150	$701,250	$871,450
40	085	LOVE	OK		$453,100	$580,150	$701,250	$871,450
40	087	MCCLAIN	OK	36420	$453,100	$580,150	$701,250	$871,450
40	089	MCCURTAIN	OK		$453,100	$580,150	$701,250	$871,450
40	091	MCINTOSH	OK		$453,100	$580,150	$701,250	$871,450
40	093	MAJOR	OK		$453,100	$580,150	$701,250	$871,450
40	095	MARSHALL	OK		$453,100	$580,150	$701,250	$871,450
40	097	MAYES	OK		$453,100	$580,150	$701,250	$871,450
40	099	MURRAY	OK		$453,100	$580,150	$701,250	$871,450
40	101	MUSKOGEE	OK	34780	$453,100	$580,150	$701,250	$871,450
40	103	NOBLE	OK		$453,100	$580,150	$701,250	$871,450
40	105	NOWATA	OK		$453,100	$580,150	$701,250	$871,450
40	107	OKFUSKEE	OK		$453,100	$580,150	$701,250	$871,450
40	109	OKLAHOMA	OK	36420	$453,100	$580,150	$701,250	$871,450
40	111	OKMULGEE	OK	46140	$453,100	$580,150	$701,250	$871,450
40	113	OSAGE	OK	46140	$453,100	$580,150	$701,250	$871,450
40	115	OTTAWA	OK	33060	$453,100	$580,150	$701,250	$871,450
40	117	PAWNEE	OK	46140	$453,100	$580,150	$701,250	$871,450
40	119	PAYNE	OK	44660	$453,100	$580,150	$701,250	$871,450
40	121	PITTSBURG	OK	32540	$453,100	$580,150	$701,250	$871,450
40	123	PONTOTOC	OK	10220	$453,100	$580,150	$701,250	$871,450
40	125	POTTAWATOMIE	OK	43060	$453,100	$580,150	$701,250	$871,450
40	127	PUSHMATAHA	OK		$453,100	$580,150	$701,250	$871,450
40	129	ROGER MILLS	OK		$453,100	$580,150	$701,250	$871,450
40	131	ROGERS	OK	46140	$453,100	$580,150	$701,250	$871,450
40	133	SEMINOLE	OK		$453,100	$580,150	$701,250	$871,450
40	135	SEQUOYAH	OK	22900	$453,100	$580,150	$701,250	$871,450
40	137	STEPHENS	OK	20340	$453,100	$580,150	$701,250	$871,450
40	139	TEXAS	OK	25100	$453,100	$580,150	$701,250	$871,450
40	141	TILLMAN	OK		$453,100	$580,150	$701,250	$871,450
40	143	TULSA	OK	46140	$453,100	$580,150	$701,250	$871,450
40	145	WAGONER	OK	46140	$453,100	$580,150	$701,250	$871,450
40	147	WASHINGTON	OK	12780	$453,100	$580,150	$701,250	$871,450
40	149	WASHITA	OK		$453,100	$580,150	$701,250	$871,450
40	151	WOODS	OK		$453,100	$580,150	$701,250	$871,450
40	153	WOODWARD	OK	49260	$453,100	$580,150	$701,250	$871,450

Apply for a VA Loans in Oklahoma and make your Dream House a Reality